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Medical Ins.

 
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north_time



Joined: 09 Mar 2010
Posts: 15

PostPosted: Wed Jun 23, 2010 12:09 pm    Post subject: Medical Ins. Reply with quote

Greetings!
I understand many schools will provide full medical coverage. However if a school, for instance pays 80%, what can you expect to pay 'out of pocket' to cover the difference?
Thanks
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hot_water_hillbilly



Joined: 10 Oct 2008
Posts: 97

PostPosted: Wed Jun 23, 2010 2:02 pm    Post subject: Reply with quote

I'd say..... 20% ?
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kev7161



Joined: 06 Feb 2004
Posts: 5880
Location: Suzhou, China

PostPosted: Wed Jun 23, 2010 2:56 pm    Post subject: Reply with quote

Certainly can't speak for all schools, but I'd guess many schools have an on-site "clinic" where you can get all the FREE medical attention you need -- possibly even FREE (Chinese) meds. Some schools quite possibly give you off campus hospital visit coverage. My school reimburses a whopping 500 rmb a semester. However, this year, our principal purchased an insurance policy which covers all FTs who may have to go into the hospital for long-term care (such as a surgery and after-surgery stay), so that's cool.
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Non Sequitur



Joined: 23 May 2010
Posts: 4724
Location: China

PostPosted: Thu Jun 24, 2010 2:22 pm    Post subject: Reply with quote

PICC have a 12m cover for everything except pre existing conditions for about RMB1600.
That's a lot cheaper in my exp than buying home country travel insurance for the same period.
Also you're paying for it in RMB.
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