Job Discussion Forums

[choudoufu]

Who can recommend a good expat insurance company? My current
policy is to end in October, and I'm thinking of switching carriers. The
policy offered by the school is just horse-horse-tiger-tiger.

[Sinobear]

China Life has a basic package for 911 RMB. There's an underwriter in Shanghai that offers a full, comprehensive package for 7K RMB/yr (including emergency evacuation).

It's really hard to say what is good and what is not...I've never known any foreigner who has used their insurance policy in China (they've all gone back home to take advantage of their state-sponsored medical care).

[DaveW125]

i use www.sevencorners.com ; the reside program. It seems pretty comprehensive although i haven't had to put it into use yet.

[igorG]

Would the policy cover local relatives (spouse and child) too?

[oh4sunshine]

Can you buy the medical insurances mentioned here once you arrive in China, or before you arrive??

[Sinobear]

You should purchase basic ex-pat insurance before coming to China. You can get varied coverage depending on how long you plan to stay.
One thing to keep in mind is that you are going to pay cash up front first for everything in China, then get reimbursed by your insurance company. Getting admitted to the hospital can be 10K RMB minimum.

Save wisely.