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naturegirl321
Joined: 04 May 2003
Posts: 9041
Location: home sweet home
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 Posted: Tue Jul 05, 2011 10:53 am Post subject: |
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| Zero wrote: |
When it's time to retire, various countries are hit or miss as to whether you are going to be able to stay on permanently with no work visa. The questions, as an American, become: How much Social Security money can I collect from the U.S. given that I've been away so long?
No country but their own is going to take care of them in their very last years when the medical costs go through the roof. You need Medicare. And you need to make sure you sign up at the right time, as getting on it later can be sticky. |
As for me, my SS payments are now about $300 a month  I guess it doesn't help that I really have paid since I was about 19. last year I only paid about $200 so that's not helping my case either.
There are lots of countries that have retirement schemes or something similar, such as Thailand, Mexico, Malaysia, Uruguay, Belize, Panama, and Peru just to name a few.
If I keep teaching, I don't think I can afford to retire in the US. |
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smithrn1983
Joined: 23 Jul 2010
Posts: 320
Location: Moscow
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sunrader
Joined: 12 Dec 2005
Posts: 101
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| Posted: Sat Jul 30, 2011 3:09 am Post subject: |
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| jaj wrote: |
I currently rent an apartment and don't know how to time leaving -- if I'm offered a job -- with the end date of my lease. Seems like the schools give you two three months to get over there, huh? How much time do you sanely need to negotiate a contract, get a visa, put your whole life in storage and whatever else I'm forgetting!
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I hope you take this in the spirit it's intended. This just sounds like generalized fear to me, because, really, "timing to end a lease" (and some of the other things you mention) is just not a big issue in the scheme of things (talk to the landlord, go month to month, pay the difference... whatever, it's doable). Listen, you are not leaving the galaxy. Your banking continues. Your credit cards work all over the world. Storage units take payment online. Movers can pack in day if you want to throw money at them. Skype lets you call anywhere for free. Mail services will collect and ship your mail internationally. Visas are just more forms and fees generally. Travel clinics will tell you what medical stuff to do.
It's all doable. People do it all the time. That's not to say it's not a lot to do. It is. I'm a little overwhelmed myself at the moment with all the preparations, but it's just stuff to do, that's all. (Two to three months is enough, I'd think, for most places.)
If it seems scary, remember, none of it is irrevocable. If you hate it, you get on a plane, and in a day you'll be somewhere else. |
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SahanRiddhi
Joined: 18 Sep 2010
Posts: 267
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| Posted: Sat Jul 30, 2011 6:32 pm Post subject: |
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| Sounds good if you have parents or someone else footing the bills. But when you don't, you have to be pretty mindful of your finances. Breaking a lease can be a big deal -- both expensive, and hard on the credit report. I would not minimize it. |
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sunrader
Joined: 12 Dec 2005
Posts: 101
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| Posted: Sun Jul 31, 2011 5:49 am Post subject: |
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| SahanRiddhi wrote: |
| Sounds good if you have parents or someone else footing the bills. But when you don't, you have to be pretty mindful of your finances. Breaking a lease can be a big deal -- both expensive, and hard on the credit report. I would not minimize it. |
If that was directed at me, no one else foots the bills.
No, you wouldn't default on a lease, but it's just not something to keep you from doing this if you really want to. It can be worked out is all I'm saying. |
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dean_a_jones
Joined: 03 Jul 2009
Posts: 1151
Location: Wuhan, China
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| Posted: Fri Aug 05, 2011 3:45 am Post subject: Re: How to Repatriate to US After Teaching Abroad! |
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| jaj wrote: |
| There's a site called Middle Kingdom that warns folks who teach in China, for example, that they may find themselves stranded in Asia and unable to return to the U.S. |
I would read that site with a fistful of salt, it is pretty over-dramatic, often bordering on the absurd (and if you look at the forums, it is clear that one of the two guys absolutely despises China).
As others have said, I think the main issue returning from abroad revolves around your financial stability. If you fled because cost of living was too much in your home country, a stint teaching English in most cases will not mean you return in a few years with plenty of cash.
The other issue people seem to have is getting back into the job market, particularly if they never planned on making a career out of teaching ESL, or teaching in general, and are not qualified to do this in their home country.
Most people should not have much trouble getting back into the culture, though you may go through a honeymoon period (especially if you had a hard time with certain aspects of the culture you just left) or withdrawal (if you left somewhere you really loved). If you have been away for long enough, you will just have to go through a similar adjustment process as when you first left to live abroad. |
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