| View previous topic :: View next topic |
| Author |
Message |
mitsui
Joined: 10 Jun 2007
Posts: 1562
Location: Kawasaki
|
 Posted: Tue Mar 03, 2015 7:05 am Post subject: Nenkin |
 |
|
I will go back to full-time work in April after working part-time for about a year.
I haven't made pension payments since March, 2014.
Do I have to pay into the national pension for last year? |
|
| Back to top |
|
 |
Maitoshi
Joined: 04 May 2014
Posts: 718
Location: 何処でも
|
| Posted: Tue Mar 03, 2015 7:30 am Post subject: |
|
|
| I don't know if you HAVE to make them up, but you can. They will even put you on a payment plan for the back payments. |
|
| Back to top |
|
|
mitsui
Joined: 10 Jun 2007
Posts: 1562
Location: Kawasaki
|
| Posted: Tue Mar 03, 2015 7:35 am Post subject: |
|
|
Yes, I cannot remember.
I think health insurance was mandatory, but I always have paid for that.
I paid into the pension scheme for 13 years. One year of not paying probably doesn't matter.
The question is when I return to work in the US.
It used to be 25 years of work in Japan before collecting the pension but I thought that changed. |
|
| Back to top |
|
|
Maitoshi
Joined: 04 May 2014
Posts: 718
Location: 何処でも
|
| Posted: Tue Mar 03, 2015 7:38 am Post subject: |
|
|
| Do you mean to count towards US Social Security? It's currently ten years minimum, if I remember correctly, but each year should count towards higher payments. Making back payments for last year may work in your favor if you live into your 70s. |
|
| Back to top |
|
|
mitsui
Joined: 10 Jun 2007
Posts: 1562
Location: Kawasaki
|
| Posted: Tue Mar 03, 2015 7:41 am Post subject: |
|
|
| Yes, that is what I mean. |
|
| Back to top |
|
|
Maitoshi
Joined: 04 May 2014
Posts: 718
Location: 何処でも
|
| Posted: Tue Mar 03, 2015 7:59 am Post subject: |
|
|
| If it's not a burden to make the back payments, why not do so? At least it will take care of the concerns you have. |
|
| Back to top |
|
|
rxk22
Joined: 19 May 2010
Posts: 1629
|
| Posted: Tue Mar 03, 2015 12:41 pm Post subject: |
|
|
| Maitoshi wrote: |
| If it's not a burden to make the back payments, why not do so? At least it will take care of the concerns you have. |
I hear your argument. But if I were not going to be penalized, I'd pay into nenkin as little as possible, or not at all.
I love Japan and plan on being here permanently, but the pension system here is muck for anyone under 40 or so. I'd use my savings to buy stocks. To ensure an actual retirement. I don't want to eating hangaku grocery foods everyday to make it by |
|
| Back to top |
|
|
Maitoshi
Joined: 04 May 2014
Posts: 718
Location: 何処でも
|
| Posted: Tue Mar 03, 2015 1:38 pm Post subject: |
|
|
| Right. But it sounds like the OP plans to return stateside in the future. |
|
| Back to top |
|
|
G Cthulhu
Joined: 07 Feb 2003
Posts: 1373
Location: Way, way off course.
|
|
| Back to top |
|
|
nicenicegaijin
Joined: 27 Feb 2015
Posts: 157
|
| Posted: Thu Mar 05, 2015 6:51 am Post subject: |
|
|
Why would a non-Japanese want to retire in Japan?
I plan to retire to the Italy or Greece, somewhere healthy and relaxed.
I have to pay into the pension now I became a full-timer. I kind of regret that decision as I was making more as a part-timer, but it was getting more and more difficult to put together a good schedule. |
|
| Back to top |
|
|
Maitoshi
Joined: 04 May 2014
Posts: 718
Location: 何処でも
|
| Posted: Thu Mar 05, 2015 7:25 am Post subject: |
|
|
| Your FT doesn't contribute to your pension? |
|
| Back to top |
|
|
mitsui
Joined: 10 Jun 2007
Posts: 1562
Location: Kawasaki
|
| Posted: Thu Mar 05, 2015 7:44 am Post subject: |
|
|
Well with a Japanese spouse, choosing where to retire is not easy.
My wife prefers Japanese health care, but we may retire in the US.
But that is years away.
I have to hurry up and work in the US as I would want to collect SS benefits and be able to get Medicare. |
|
| Back to top |
|
|
rxk22
Joined: 19 May 2010
Posts: 1629
|
| Posted: Thu Mar 05, 2015 8:48 am Post subject: |
|
|
| mitsui wrote: |
Well with a Japanese spouse, choosing where to retire is not easy.
My wife prefers Japanese health care, but we may retire in the US.
But that is years away.
I have to hurry up and work in the US as I would want to collect SS benefits and be able to get Medicare. |
Southern Italy or Greece would be amazing. I would LOVE to retire there. But as you said, with a Japanese wife, my choices are pretty limited.
I had a JTE who was a single, and he flat out refused to even consider retiring to a poorer country. WHy not? WHy stay and be poor in Japan, when you can live it up in Thailand or Bali? Esp since he loved SE Asia. Japanese people baffle me sometime.
I guess, the best I'll get is Okinawa. |
|
| Back to top |
|
|
Maitoshi
Joined: 04 May 2014
Posts: 718
Location: 何処でも
|
| Posted: Thu Mar 05, 2015 10:17 am Post subject: |
|
|
| rxk22 wrote: |
| I guess, the best I'll get is Okinawa. |
You could do worse! |
|
| Back to top |
|
|
rxk22
Joined: 19 May 2010
Posts: 1629
|
| Posted: Thu Mar 05, 2015 11:34 am Post subject: |
|
|
| Maitoshi wrote: |
You could do worse! |
Easily. But it depends on where my kids will live, and how much we are to save for our retirement? |
|
| Back to top |
|
|
|
FAQ
Search
Memberlist
Usergroups
Register
Profile
Log in to check your private messages
Log in
