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Mr. BlackCat
Joined: 30 Nov 2005
Location: Insert witty remark HERE
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 Posted: Tue Feb 13, 2007 5:42 am Post subject: Yet another Health Insurance question |
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Hello,
If your job is paying into the health insurance but you haven't received a booklet are you still covered? Like if I got hit by a scooter tomorrow and went to the hospital without a book, would it matter, or am I screwed? I'm pretty confident that my school is paying into it, but they keep having 'problems' with getting us our booklets.
I don't want to hear about the fact that the school might be screwing me, I know what to do in that case and I'm working on it. I'm just wondering about the above mentioned situation.
thanks |
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ttompatz
Joined: 05 Sep 2005
Location: Kwangju, South Korea
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| Posted: Tue Feb 13, 2007 5:49 am Post subject: Re: Yet another Health Insurance question |
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| Mr. BlackCat wrote: |
Hello,
If your job is paying into the health insurance but you haven't received a booklet are you still covered? Like if I got hit by a scooter tomorrow and went to the hospital without a book, would it matter, or am I screwed? I'm pretty confident that my school is paying into it, but they keep having 'problems' with getting us our booklets.
I don't want to hear about the fact that the school might be screwing me, I know what to do in that case and I'm working on it. I'm just wondering about the above mentioned situation.
thanks |
no booklet = usually means no coverage.
time for plan B.
Last edited by ttompatz on Wed Feb 14, 2007 1:09 am; edited 1 time in total |
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Novernae
Joined: 02 Mar 2005
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| Posted: Tue Feb 13, 2007 6:31 am Post subject: Re: Yet another Health Insurance question |
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| ttompatz wrote: |
no booklet = no coverage.
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Not true, in my experience.
Some places may make you pay upfront, for which you can be reimbursed later, and others will look you up on the database though your number and charge you the insured prices, and some may just say no. Your coverage 'should' begin as soon as you are signed up. Either way, push to get the booklet ASAP to avoid any hassle. |
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Mr. BlackCat
Joined: 30 Nov 2005
Location: Insert witty remark HERE
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| Posted: Tue Feb 13, 2007 6:27 pm Post subject: |
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| Thanks for the replies. My boss just told me that the booklet isn't necessary and that I am covered simply with my visa and alien card. Now I know something is fishy because that's obviously not true. Sigh... |
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ttompatz
Joined: 05 Sep 2005
Location: Kwangju, South Korea
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| Posted: Tue Feb 13, 2007 6:32 pm Post subject: |
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| Mr. BlackCat wrote: |
| Thanks for the replies. My boss just told me that the booklet isn't necessary and that I am covered simply with my visa and alien card. Now I know something is fishy because that's obviously not true. Sigh... |
IF you really want to know...
Contact them (national health) directly and ask
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Other Inquires
- Website of the National Health Insurance Corporation(www.nhic.or.kr)
- Telephone : 1588-1125 For foreigners : 02)3270-9836~9
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They will tell you if you are insured, how much you should be paying, and answer any other questions you may have. |
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DHC
Joined: 15 Jan 2003
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| Posted: Wed Feb 14, 2007 12:28 am Post subject: |
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| You don't need our booklet if you have your ARC card. All the doctor or hospital has to do is run your ARC number. I have done this many times. The question is whether or not your employer has actually enrolled you. |
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Novernae
Joined: 02 Mar 2005
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| Posted: Wed Feb 14, 2007 7:02 am Post subject: |
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| Mr. BlackCat wrote: |
| Thanks for the replies. My boss just told me that the booklet isn't necessary and that I am covered simply with my visa and alien card. Now I know something is fishy because that's obviously not true. Sigh... |
I might not have been clear. You do NOT need to have your booklet, and your coverage begins when you are signed up, regardless of when you get your booklet. You are covered through your ARC, but I wouldn't count on all doctors' offices knowing that. |
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Mr. BlackCat
Joined: 30 Nov 2005
Location: Insert witty remark HERE
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| Posted: Wed Feb 14, 2007 7:09 am Post subject: |
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| Quote: |
Mr. BlackCat wrote:
Thanks for the replies. My boss just told me that the booklet isn't necessary and that I am covered simply with my visa and alien card. Now I know something is fishy because that's obviously not true. Sigh...
I might not have been clear. You do NOT need to have your booklet, and your coverage begins when you are signed up, regardless of when you get your booklet. You are covered through your ARC, but I wouldn't count on all doctors' offices to know that. |
No, no, you were clear. My concern now is that I'm not signed up at all. I was told, or at least I understood as much, that I automatically get health insurance with my E2 visa/alien card. But I know my employer needs to sign me up and pay into it for me to have the benefit. I'm still pretty sure I'm covered, but I just don't know why everything has to be so cryptic and difficult here. How would these people feel if they, or their children, came to our home countries and were screwed over.
Ok, yeah, I know they are. |
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Novernae
Joined: 02 Mar 2005
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| Posted: Wed Feb 14, 2007 8:04 am Post subject: |
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| Mr. BlackCat wrote: |
| Quote: |
Mr. BlackCat wrote:
Thanks for the replies. My boss just told me that the booklet isn't necessary and that I am covered simply with my visa and alien card. Now I know something is fishy because that's obviously not true. Sigh...
I might not have been clear. You do NOT need to have your booklet, and your coverage begins when you are signed up, regardless of when you get your booklet. You are covered through your ARC, but I wouldn't count on all doctors' offices to know that. |
No, no, you were clear. My concern now is that I'm not signed up at all. I was told, or at least I understood as much, that I automatically get health insurance with my E2 visa/alien card. But I know my employer needs to sign me up and pay into it for me to have the benefit. I'm still pretty sure I'm covered, but I just don't know why everything has to be so cryptic and difficult here. How would these people feel if they, or their children, came to our home countries and were screwed over.
Ok, yeah, I know they are. |
OK, in that case (if you're worried) I'd recommend contacting them directly. But just for reference sake it took my first job a month or so to get the booklet, even though I was signed up from the beginning. |
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