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Trumpcard
Joined: 24 Feb 2006
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Posted: Thu Feb 22, 2007 8:41 am Post subject: who has a dodgy looking pay slip AND tax/employer troubles |
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my pay slip (or certificate of salary as it's called) seems quite dodgy. it only includes my basic salary on the left side under the heading of 'payroll' then on the right side under 'deductions' there's my tax, then other items such as my computer rental fee(see my other thread in general disc. forum) and any bills i've handed to my boss) i basically sign this pay slip the night i get paid. should non-related salary items be included on my pay slip? this seems quite odd to me. Also there is no running balance of the total tax I've paid to date, which is something I've received in the past from all my teaching jobs in japan and other work back home.
all my queries are leading up to me handing in my 6 weeks' notice over the next few days. Being new to Korea I concede that it was my fault signing a crap contract, and listening to the other 2 teachers at my hagwan.
The income tax section of my contract reads as follows: " Exactly 5% per month of the instructor's salary shall be deducted by the employer as withholding tax as provided by Korean law."
I've now realised I should only be paying 1.44% tax on my salary of 2mil. That's 250,000 over the last 4 months that has been stolen from me. (66000*4) How should I handle this? Should I ask my directors to provide me with a tax receipt and see what their reaction is?
On a related note, there has been no mention of health insurance despite my contract stating that my share of this will be deducted from my monthly salary....
I work for a Jung Chul mom and pop school which gave me a new contract on my first day which included unpaid saturday teaching once a month and that all the other teachers had signed this and so not to rock the boat i did as well.  |
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yingwenlaoshi

Joined: 12 Feb 2007 Location: ... location, location!
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Posted: Thu Feb 22, 2007 9:18 am Post subject: |
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You know? I'm now beginning to get tired of these posts.
PM me. It's probably quicker and easier. Trust me. |
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BigBuds

Joined: 15 Sep 2005 Location: Changwon
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Posted: Thu Feb 22, 2007 9:25 am Post subject: |
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Here's a good example of a payslip that you might want to suggest to your boss to use. You can remove what ever is not applicable to you. If you pay your own bills, you won't need water, gas, etc.
Receipt for Wage and Salary Income Deductions
Teacher Name (강사 이름):
Teacher Address (강사 주소):
Nationality (국적):
ARC (외국인등록번호):
Employer Name (고용주 이름):
Hagwon (학원):
School Address (학교 주소):
Employer Telephone Number (고용주 전화번호):
Monthly Salary (월급):
Wage and Salary Income Deductions
Korean Pension Fund (국민연금):
National Healthcare Insurance Plan (국민건강보험):
Income Tax (소득세):
Utilities (공공 요금)
Water (수도세): -
Electricity (전기): -
Television (텔레비전): -
Oil ( 기름 ): -
Telephone ( 전화 ): -
Net pay ( 실급여 )
Pay period ( 급여 기간 )
January 3, 2007 � February 3, 2007
Date of Pay ( 급여의 날짜 )
Employer Representative Signature: |
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chachee99

Joined: 20 Oct 2004 Location: Seoul Korea
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Posted: Thu Feb 22, 2007 9:37 am Post subject: Re: who has a dodgy looking pay slip AND tax/employer troubl |
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Trumpcard wrote: |
The income tax section of my contract reads as follows: " Exactly 5% per month of the instructor's salary shall be deducted by the employer as withholding tax as provided by Korean law."
I've now realised I should only be paying 1.44% tax on my salary of 2mil. That's 250,000 over the last 4 months that has been stolen from me. (66000*4) How should I handle this? Should I ask my directors to provide me with a tax receipt and see what their reaction is?
On a related note, there has been no mention of health insurance despite my contract stating that my share of this will be deducted from my monthly salary....
I work for a Jung Chul mom and pop school which gave me a new contract on my first day which included unpaid saturday teaching once a month and that all the other teachers had signed this and so not to rock the boat i did as well.  |
First ask to see a running total of how much tax you have paid to date. Next, give the tax center a call and confirm your tax rate. If possible, seeif you can get them to see how much tax you have actually paid to date. Also, if it looks like they are skimming you, mention that to them and ask what the deal is then demand a refund. Do this AFTER you get your total from the school. We all know how HONEST hogwan owners are. However, you could use your old pay stubs as proof as well.
Regarding your health insurance, did you receive a card from your employer yet? If you have the card then it lets you know they are paying into it. However, if you want to be safe you can always check to make sure your school didn't cancel that on you. If they did, you better raise some hell and get them paying for it again.
While you are it check your pension status. If you have 5 or more workers at the school make sure your hogwan owner is deducting that from your pay and contributing their share Many like to chinse out onpaying it.
Also, what the hell is this new contract garbage. Signing it wasn't a good idea. Your visa is for the contract you signed, which is why immigration has a copy of it. I'm not sure if it's legal to have employees sign new contracts during their current work term. A rule of thumb, if that alarm in your head starts going 'ding ding ding' more than likely your employer is trying to screw you. Who cares if other people are doing it! Look out for YOUR BEST INTERESTS AT ALL TIMES. Remember you're not your boss's *beep*. If he wants that he can go a double pole shop instead. |
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Trumpcard
Joined: 24 Feb 2006
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Posted: Thu Feb 22, 2007 9:58 am Post subject: |
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thanks for the sound advice, i've never received a health insurance card, just read over my contract again and it has no mention at all about receiving pension contributions. The hagwan employs 2 foreign teachers and 4 Korean teachers. I live in Siheung, do I call or pay a visit to the Siheung Tax Office to confirm my tax situation or is there a central/main switchboard with English speakers? |
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chachee99

Joined: 20 Oct 2004 Location: Seoul Korea
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Posted: Thu Feb 22, 2007 10:03 am Post subject: |
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Call them up. If none of them speak English leave your phone number and they will get someone who can speak English to phone you back.
Check your pension, medical, and tax on a monthly basis. If you boss is screwing you remind him/her every month about it, then be a real @sshole and remind labour board. |
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yingwenlaoshi

Joined: 12 Feb 2007 Location: ... location, location!
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Posted: Thu Feb 22, 2007 10:10 am Post subject: |
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Chachee doesn't reallly know what he's talking about. He's misinforming you. Not intentionally. He shouldn't be giving advice, really. I'd go into detail right now, but, like I said, gotta sleep. |
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yingwenlaoshi

Joined: 12 Feb 2007 Location: ... location, location!
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Posted: Thu Feb 22, 2007 10:17 am Post subject: |
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chachee99 wrote: |
Call them up. If none of them speak English leave your phone number and they will get someone who can speak English to phone you back.
Check your pension, medical, and tax on a monthly basis. If you boss is screwing you remind him/her every month about it, then be a real @sshole and remind labour board. |
Right, right, right. Agree somewhat, but your previous post was way out there in left field. Leave this to professionals and go back to your leggos. |
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chachee99

Joined: 20 Oct 2004 Location: Seoul Korea
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Posted: Thu Feb 22, 2007 10:25 am Post subject: |
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Please enlighten me. |
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yingwenlaoshi

Joined: 12 Feb 2007 Location: ... location, location!
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Posted: Thu Feb 22, 2007 6:08 pm Post subject: |
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chachee99 wrote: |
Please enlighten me. |
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Trumpcard
Joined: 24 Feb 2006
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Posted: Thu Feb 22, 2007 6:25 pm Post subject: |
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thanks everybody for your help and i'll contact you shortly yingwenlaoshi. I just rang the English hotline number from the tax info site but the guy didn't understand what I meant by finding out the total tax to date I've supposedly paid, and suggested my employer call him. I live close to the local tax office and might stroll in the door and do some investigating. |
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yingwenlaoshi

Joined: 12 Feb 2007 Location: ... location, location!
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Posted: Thu Feb 22, 2007 7:11 pm Post subject: |
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I wouldn't be handing in your notice right away. Wait until you can maybe clear things up.
I don't believe you mentioned anything about how much is being deducted for health. Please give details. You're supposed to pay pension, too. 4.5%. Health was 2.24% and the rate changed to something lke 2.385 in January. Of course, your boss matches those payments.
On 2 million, he should be deducting 31,845/month. If he's deducting 5% (100,000) then you're overpaying 68,155/month.
He's probably not paying your health. If he's deducting that then that's another 44,800/month.
He's not deducting pension where you stand to make 100,000/month if your Canadian or American. Pension doesn't depend on how many people work at the school.
So he's actually screwing you over for well more than 200,000/month. |
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Trumpcard
Joined: 24 Feb 2006
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Posted: Thu Feb 22, 2007 7:33 pm Post subject: |
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I'm Australian and there's no mention of pension contributions in my contract and nothing about pensions on my pay slip.
My contract says that the health insurance will be paid 50/50 but my pay slips don't show any insurance figures and the directors have never once mentioned anything about insurance. |
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dam_on
Joined: 12 Dec 2006
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Posted: Thu Feb 22, 2007 7:44 pm Post subject: |
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I feel your pain lol
After a lot of insisting on getting my pay slips, I finally got one on Tuesday, my payday. It looked like this:
Salary- X-amount
Tax- ?
stamped with official red stamp
There was actually a question mark in place of the tax amount. Notice nothing about pension or health. I haven't been charged tax since my contract "legally" started on Oct. 20. Turns out none of the K-teachers here pay tax either. I'm giving my notice. |
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yingwenlaoshi

Joined: 12 Feb 2007 Location: ... location, location!
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Posted: Thu Feb 22, 2007 7:47 pm Post subject: |
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Trumpcard wrote: |
I'm Australian and there's no mention of pension contributions in my contract and nothing about pensions on my pay slip.
My contract says that the health insurance will be paid 50/50 but my pay slips don't show any insurance figures and the directors have never once mentioned anything about insurance. |
Australians don't get the pension refunded. Maybe you want health, but you really can't have health without pension. So you could owe a total of about 150,000/month to these offices. Maybe your boss could swing only getting health, but if you're quitting, maybe leave well enough alone. You could use that against him though in getting back the taxes he overwithdrew and put in his pocket. I doubt he forwarded 5% to the tax office. |
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