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Establishing a Credit File in Korea

 
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SuperBibimbap



Joined: 03 Mar 2007

PostPosted: Thu Mar 29, 2007 4:05 am    Post subject: Establishing a Credit File in Korea Reply with quote

I'm interested in establishing a credit file here in Korea so that I can eventually get loans if I want to and possibly a credit card. How does a foreigner go about doing this? Thanks for your help in advance!
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ttompatz



Joined: 05 Sep 2005
Location: Kwangju, South Korea

PostPosted: Thu Mar 29, 2007 6:15 am    Post subject: Re: Establishing a Credit File in Korea Reply with quote

SuperBibimbap wrote:
I'm interested in establishing a credit file here in Korea so that I can eventually get loans if I want to and possibly a credit card. How does a foreigner go about doing this? Thanks for your help in advance!


Do you work for a University, public school, or hakwon?

If you work for a uni or public school there are any number of cards you can get as well as loans for cars and real-estate.

If you work for a hakwon you can ONLY get a secure deposit credit card.
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SuperBibimbap



Joined: 03 Mar 2007

PostPosted: Fri Mar 30, 2007 8:38 pm    Post subject: Reply with quote

I work in a hagwon. Will the secure deposit credit card still build a credit file? Thanks.
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cruisemonkey



Joined: 04 Jul 2005
Location: Hopefully, the same place as my luggage.

PostPosted: Fri Mar 30, 2007 11:34 pm    Post subject: Reply with quote

SuperBibimbap wrote:
I work in a hagwon. Will the secure deposit credit card still build a credit file? Thanks.


No, you are using your own money.
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