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Could I Afford To Have My Family Here?
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True Samurai



Joined: 07 Feb 2007

PostPosted: Sun Apr 08, 2007 2:52 am    Post subject: Could I Afford To Have My Family Here? Reply with quote

I have a wife and three children under twelve to support. Suppose I have a 'hagwon' job in the mid-two-million won range. Suppose further that the wife did not work or could only do part-time as a Bahasa Indonesia language teacher, could the children attend a regular Korean school? What would it cost per child (elementary/junior high)? Would I make enough for us to live comfortably? To save a little? Would I be better off to take my family to a major city, a smaller town? How much for an apartment for five or six people? Could I even make enough money to live? Could we get permanent residence? (We are all American citizens) Confused

I am not concerned with the social issue. I get along well with the Koreans and think them a fine people. I know some isolated cases may treat us ignorantly, but I can deal with that.
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butlerian



Joined: 04 Sep 2006
Location: Korea

PostPosted: Sun Apr 08, 2007 2:57 am    Post subject: Reply with quote

I think it would be more sensible to go for a public school job for reasons of stability.
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bosintang



Joined: 01 Dec 2003
Location: In the pot with the rest of the mutts

PostPosted: Sun Apr 08, 2007 3:11 am    Post subject: Reply with quote

Just curious, but why would you do this? You can get by, but that's all you'll be doing. You'll scrap enough to get by, but don't expect to be living the high life. You'll *always* be contractual and be making significantly less money than you can on a career path in America. Your wife will not be getting much work as an Indonesian. Factory workers start at around 300K/month for six-day 60+ hour working weeks.

More importantly, your kids will be treated like little freakazoid mutts in the public school by other students and teachers alike. There are no resources to deal with non-Korean students and the issues they will face because it's just about basically unheard of. Even Korean students who go abroad and come back often have difficulties readjusting.

If you have a family, quality of life is significantly worse all-around than it is in the States. Inferior education, high pollution, overcrowding, lack of recreational outlets....I can't count how many Koreans I have met who have said they would never raise children in Korea, and this seems to be backed by the fact that Korea has one of the lowest birthrates in the world. I just cannot fathom someone doing this voluntarily.
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True Samurai



Joined: 07 Feb 2007

PostPosted: Sun Apr 08, 2007 4:53 am    Post subject: Reply with quote

butlerian wrote:
I think it would be more sensible to go for a public school job for reasons of stability.


Okay. How much do they pay?

As to why I am interested: the family lives in Indonesia now, and that place is going to the dogs. Korea seems like a dream in comparison.
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butlerian



Joined: 04 Sep 2006
Location: Korea

PostPosted: Sun Apr 08, 2007 5:41 am    Post subject: Reply with quote

True Samurai wrote:
butlerian wrote:
I think it would be more sensible to go for a public school job for reasons of stability.


Okay. How much do they pay?

As to why I am interested: the family lives in Indonesia now, and that place is going to the dogs. Korea seems like a dream in comparison.


Come to Chungchongnam-do. Best pay (public school system) in Korea. It all depends on your level, but you certainly won't earn less than 2.4 - more like 2.6 or 2.8.
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True Samurai



Joined: 07 Feb 2007

PostPosted: Sun Apr 08, 2007 5:43 am    Post subject: Reply with quote

So where's Chungchongnam-do? Nice place? Why would they pay more than elsewhere?
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pkang0202



Joined: 09 Mar 2007

PostPosted: Sun Apr 08, 2007 5:44 am    Post subject: Reply with quote

Public school will start at 2,000,000 per month. That is with just a bachelor's degree, no experience, no masters, no TEFL/TESOL.

The problem with being a native teacher is that you will top out your salary REAL fast. Meaning in 4-5 years, you'd better do something on the side because you aren't going to get past that salary cap.
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True Samurai



Joined: 07 Feb 2007

PostPosted: Sun Apr 08, 2007 5:56 am    Post subject: Reply with quote

pkang0202 wrote:
Public school will start at 2,000,000 per month. That is with just a bachelor's degree, no experience, no masters, no TEFL/TESOL.

The problem with being a native teacher is that you will top out your salary REAL fast. Meaning in 4-5 years, you'd better do something on the side because you aren't going to get past that salary cap.


But there are only so many hours in a day. How long is the day at public schols?
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butlerian



Joined: 04 Sep 2006
Location: Korea

PostPosted: Sun Apr 08, 2007 6:28 am    Post subject: Reply with quote

True Samurai wrote:
So where's Chungchongnam-do? Nice place? Why would they pay more than elsewhere?


It's the province south of Seoul. Average is about 2 hours train/bus from Seoul. More countryside than most provinces - a bit like Gangwon-do. Minimum is 2.4m.

8 hours a day, max. But, if you're lucky and end up at a good school, you'll only have to stay at the school for the hours that you teach.
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Cheonmunka



Joined: 04 Jun 2004

PostPosted: Sun Apr 08, 2007 1:02 pm    Post subject: Reply with quote

Pls find websites and pertinent info for you below. First, my explanation.

When my son entered public school here his teacher was concerned that he knew Korean. Well, he was born here and attended Korean kindergarten two years and had private teacher come to our house etc. So, he is fine at school.
Classes are in Korean language, of course.
How will your children adjust?
Your oldest is twelve. I think that nears on middle school here. That means taking time out of school and using an immigrant language acquisition program ... That defines your geographical placement of your employment but it won't be hard to find work. For me, I'd think about work/home near southern Incheon in Kyongi Do, close to most immigration and worker (노동자) services.

Private international schools cost from USD 15.000 (at least) per year at the low end. You would have to pay that times three. There's no way a hakwon teacher (or 90% of the population) can cover that cost. Forget it.

Looking at basic costs: My family of four costs about 2.2-2.4 million month for living costs, not including mortgage payments or savings plans. But, we eat well and have affordability with that expenditure.

Here are some websites to look at. They are mostly in Korean, but search around. There are specific Indonesian expat sites. Make some calls or email. Find out how others do it.

http://www.migrantworkers.net/

http://www.migrant.or.kr/new/

http://asm.nodong.net/

http://www.geocities.com/wonkansan/ (Indonesian)

Good luck.
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john



Joined: 15 Jan 2003

PostPosted: Sun Apr 08, 2007 1:25 pm    Post subject: Apt Size Reply with quote

Your biggest problem will be getting an apartment with enough space for your family. Most apartments that are supplied by the employers are in the 8 � 12 pyong range and you would need at least 20 � 25 pyong (30-35 pyong would be best). Korean employers are not usually flexible when it comes to things like supplying a bigger apartment even if you are willing to pay the extra cost. The cost for a big apartment depends on the location. Your wife cannot work legally in Korea on an F3 visa. Your kids can go to Korean school but the classes are in Korean. You can make enough to live on but your startup expenses would be high because of your family. For example, you will need a car, which will cost maybe 1,000,000 won for something decent and 500,000 insurance, air fair will cost 2,000,000ish, the visa will cost 30,000 per person plus 10,000 per alien registration card and the hits just keep rolling on. The good things are that health insurance is cheap for a family and once you get things set up you will be able to save around 1,000,000 a month.
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Cheonmunka



Joined: 04 Jun 2004

PostPosted: Sun Apr 08, 2007 1:44 pm    Post subject: Reply with quote

You make some good points, John, but I think there are possibilities for people in his situation.

Quote:
you will need a car

You don't need one. It's not an absolute necessity. Bus services are excellent. And, with a family, heck, my family only travels a little together on a Sunday. I use the car during the week because I am lazy. But, it's not a necessity.

Quote:
apartment

Mine is a 40 pyong villa. It's quite big. It's central. But, yeah we paid a chonsei sum. If employers don't like it, then he may have to top up the difference. Or, invest his own key money. To the Op, do you have funds? Like 10 K for additional things you may not have considered? Or, is it real tight budget you seek to do this immigration-type move?

Quote:
Your wife cannot work legally in Korea on an F3 visa

Does she have to work? The kids need to be settled in with Mom around to do the legwork.
Later, at worst she could probably get some manufacturing job sponsored (check the websites I gave) or, ... since she is American, does she have a degree or diploma?

Quote:
startup expenses would be high because of your family

I agree. In fact, I'd suggest enough money for a key deposit on one's own family villa rather than apartment. Then get the no-housing contract done up so extra on salary income there. And, enough cash to keep the family going for a few months. Then, on top of that, leave enough stateside for easy withdrawl in the case of things not working out. Return air tickets pre-purchased, too, right? Get a reinbursement later from employer.
So, in my mind: 6000 settling cash (3 mnths) + 10K key money + airfare + furniture costs $1500 ... = $22.000 give or take, for basics, and not incl those emergency savings. Forget special things like a newer frig and the latest cell phone. You can go on a LG plan and have a basic phone for $50. A frig can be bought for 100 bucks.
You could suggest a bigger housing layout from employer. Wait until he really wants you to sign then maybe suggest a salary reduction in return for a bigger housing layout. I think he can get a good place for 500.000 month with key money of 10 mill. (So, $500 month/dep $10K) Housing allowance is usually 300-400 extra in salary so difference is only 1-200.000 won extra for employer. That's not a big ask.

Quote:
you will be able to save around 1,000,000 a month.

You mean if he takes on private work. Or, if his wife works, too. Obviously, you don't mean just on his bare income ...

Op, check those websites I gave yah. I live in Bucheon and there are thousands of migrant workers here. That means, a community. And, Bucheon isn't really the center of that community. Kind of on one of the middle rings.

If you have the above funds sorted out your big hurdle will be arranging things on a day to day basis using perhaps English as your communicating language. There are a lot of details in paperwork. You'll have to get used to the billing system for example.
The procedures are not always similar to what we are used to.
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tzechuk



Joined: 20 Dec 2004

PostPosted: Sun Apr 08, 2007 4:17 pm    Post subject: Reply with quote

I beg to differ on the not being able to work legally on an F3 statement.

A friend is here on an F3 and he works legally - immigration has expressly told him that he can work as long as he pays his taxes. He files his own taxes every year.
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rawiri



Joined: 01 Jun 2003
Location: Lovely day for a fire drill.

PostPosted: Sun Apr 08, 2007 5:41 pm    Post subject: Reply with quote

I don't understand why you would want to bring a wife and three kids here considering the money you will be earning. As someone else said, you will only be scraping by supporting 5 people on 2.0-2.5. Go home and do whats best for you and your family.
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VirginIslander



Joined: 24 May 2006
Location: Busan

PostPosted: Sun Apr 08, 2007 5:48 pm    Post subject: Reply with quote

Do you have teacher certification from the states? If so, seek employment at an international school here.
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