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Credit cards

 
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therooster



Joined: 11 May 2007

PostPosted: Sun Jul 15, 2007 3:39 pm    Post subject: Credit cards Reply with quote

So what's the deal with getting a credit card this side ?

Two conflicting versions . One states that you need to put up some form of fixed desposit . The other says that if you work for a public school this isn't necessary .

What does the process entail ?

Thanks.
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spliff



Joined: 19 Jan 2004
Location: Khon Kaen, Thailand

PostPosted: Sun Jul 15, 2007 3:50 pm    Post subject: Reply with quote

And then it's up to each banks discretion as well but, you're right, Hagwons are looked upon w/ great trepidation.
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therooster



Joined: 11 May 2007

PostPosted: Sun Jul 15, 2007 4:35 pm    Post subject: Reply with quote

So how about KB bank ?
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spliff



Joined: 19 Jan 2004
Location: Khon Kaen, Thailand

PostPosted: Sun Jul 15, 2007 4:38 pm    Post subject: Reply with quote

Ahhh...it's a bank.
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hogwonguy1979



Joined: 22 Dec 2003
Location: the racoon den

PostPosted: Sun Jul 15, 2007 4:42 pm    Post subject: Reply with quote

if you are at a univ you will have no problem getting one, got an unsecured samsung card with a 5 mill limit
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ttompatz



Joined: 05 Sep 2005
Location: Kwangju, South Korea

PostPosted: Sun Jul 15, 2007 4:43 pm    Post subject: Re: Credit cards Reply with quote

therooster wrote:
So what's the deal with getting a credit card this side ?

Two conflicting versions . One states that you need to put up some form of fixed desposit . The other says that if you work for a public school this isn't necessary .

What does the process entail ?

Thanks.


IF you work at a hakwon the only CC you can get is a "secured card" from one of the banks.

IF you work for a University, public school (MOE) or large company then you can get any number of other credit cards without a security deposit (including some from assorted banks).

They are not conflicting.... they relate to different employment circumstances and the stability of the employer and likelyhood of the CC holder being paid and thus being able to pay.

.
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therooster



Joined: 11 May 2007

PostPosted: Sun Jul 15, 2007 5:07 pm    Post subject: Reply with quote

Well thanks for the help .

I work for a public school . Amble in and say "credit card " enough times until it clicks ? What docs do I need ?
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pkang0202



Joined: 09 Mar 2007

PostPosted: Sun Jul 15, 2007 5:23 pm    Post subject: Reply with quote

once you get your "health insurance" card/paper from your school you can get a Lotte credit card.

Or, every now and then credit card people come to your school to solicit your teachers for a credit card. Tell them you want a credit card and as long as you have your health card, alien card, and a bank book you are good to go.
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therooster



Joined: 11 May 2007

PostPosted: Sun Jul 15, 2007 5:27 pm    Post subject: Reply with quote

I have a bank account , but havent got my alien card yet . So I need the alien card first ?
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ttompatz



Joined: 05 Sep 2005
Location: Kwangju, South Korea

PostPosted: Sun Jul 15, 2007 5:30 pm    Post subject: Reply with quote

therooster wrote:
I have a bank account , but havent got my alien card yet . So I need the alien card first ?


How long have you been here?

You should have registered and got your ARC (alien card) soon after you started work. (You MUST be registered within the first 90 days or you will face fines of 200k or more).

You can't get your medical card or anything else without your ARC.
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therooster



Joined: 11 May 2007

PostPosted: Sun Jul 15, 2007 5:33 pm    Post subject: Reply with quote

Thanks. I haven't had time off to go and get it . I'll do it mid week when my holidays start .
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