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saw6436
Joined: 16 Jan 2003 Location: Daejeon, ROK
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Posted: Mon Oct 01, 2007 6:35 pm Post subject: |
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| Get off your a** and work your way through school. Little sympathy for lazy people. |
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bucheon bum
Joined: 16 Jan 2003
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Posted: Mon Oct 01, 2007 8:04 pm Post subject: |
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| Alyallen wrote: |
| bucheon bum wrote: |
| Juregen wrote: |
education should be free for everyone.
'nuff said. |
why should my tax money go towards a person wanting to go to law school? This country already has enough lawyers.
I really don't have much sympathy for those who run up loans for grad school. They should have known what they were getting themselves into.
Undergrad is another story, but hey, there are financial options out there and public universities are not going to put you under for the rest of your life.
And those of you who say North America should follow the EU's tuition patterns, have you looked at the top universities in the world? How many are in the EU? Not so many. Hmmm.. Maybe that should tell you something. Have you ever taken a class in an EU university? Do you know anyone who did? Might want to hear a thing or two about them before you make claims that is some educational shangri-la. |
From my experience it's not really fair to say "Go to State U" and be done with it. I choose to go to school out of state and for that the state (NY) saw fit to provide NO financial support. How is that fair to me or anyone else seeking a quality education when strings such as those are attached? I'm not looking for sympathy and I'm happy with the choice I made but when financial aid is dependent on going to "State U" it's not so fair in my opinion....
An equitable system would be nice but as long as there are 50 states with 50 rules, I won't even bother to hope... |
I wasn't referring to financial aid packages. I just meant that public university costs won't ruin you financially, even if you don't get any funding (besides loans). The rule of thumb for student loans is you shouldn't take out more than what you'll make your first year out of college.
Looking at the chart, it'll be about $36,000 to go to a public university in the States. Assuming you don't get any type of employment nor funding of any kind, you'll have $36,000 in loans plus interest. If you major in the right subject, you can make more your first year out of college than what you will owe in loans.
If you want to be a humanities major, well yeah, sucks to be you. You're going to have to find funding one way or another. That being said, you can still major in business and take some philosophy if that is your cup of tea. |
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wannago
Joined: 16 Apr 2004
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Posted: Mon Oct 01, 2007 8:44 pm Post subject: |
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| Alyallen wrote: |
| bucheon bum wrote: |
| Juregen wrote: |
education should be free for everyone.
'nuff said. |
why should my tax money go towards a person wanting to go to law school? This country already has enough lawyers.
I really don't have much sympathy for those who run up loans for grad school. They should have known what they were getting themselves into.
Undergrad is another story, but hey, there are financial options out there and public universities are not going to put you under for the rest of your life.
And those of you who say North America should follow the EU's tuition patterns, have you looked at the top universities in the world? How many are in the EU? Not so many. Hmmm.. Maybe that should tell you something. Have you ever taken a class in an EU university? Do you know anyone who did? Might want to hear a thing or two about them before you make claims that is some educational shangri-la. |
From my experience it's not really fair to say "Go to State U" and be done with it. I choose to go to school out of state and for that the state (NY) saw fit to provide NO financial support. How is that fair to me or anyone else seeking a quality education when strings such as those are attached? I'm not looking for sympathy and I'm happy with the choice I made but when financial aid is dependent on going to "State U" it's not so fair in my opinion....
An equitable system would be nice but as long as there are 50 states with 50 rules, I won't even bother to hope... |
Why should the good citizens of New York pay for you to go somewhere outside of NY to school? You have ample opportunity to attend any state school and get financial aid. If you chose to go outside the state, you knew the consequences. How is that not fair? Why are you looking for a government hand-out to attend schools that the citizens of NY aren't supporting? Last I checked we still have a federal form of government where, at least for the time being, the states are still in charge of some things. |
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Atavistic
Joined: 22 May 2006 Location: How totally stupid that Korean doesn't show in this area.
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Posted: Mon Oct 01, 2007 8:53 pm Post subject: |
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| sojourner1 wrote: |
| There are so many people without a college degree and who just have a GED who earn a white collar income such as registered nurses, truck drivers, managers, plumbers, electricians, and various technicians. I am researching into if I can get a certification of some sort that will enable me entry into gainful long term employment that allows me to pay off the student loans, buy a home, and a retirement account. |
To be a registered nurse in the States you need a college degree. Not a 4 year one, usually a 2 year deg of assoc of applied science in nursing, but it comes with enough background college that it should almost be considered a BA. At least that's my mom and stepdad's experience in MN. (Mom graduated in 1999 and stepdad should graduate next year.) |
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bucheon bum
Joined: 16 Jan 2003
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Posted: Mon Oct 01, 2007 9:01 pm Post subject: |
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| wannago wrote: |
| Alyallen wrote: |
| bucheon bum wrote: |
| Juregen wrote: |
education should be free for everyone.
'nuff said. |
why should my tax money go towards a person wanting to go to law school? This country already has enough lawyers.
I really don't have much sympathy for those who run up loans for grad school. They should have known what they were getting themselves into.
Undergrad is another story, but hey, there are financial options out there and public universities are not going to put you under for the rest of your life.
And those of you who say North America should follow the EU's tuition patterns, have you looked at the top universities in the world? How many are in the EU? Not so many. Hmmm.. Maybe that should tell you something. Have you ever taken a class in an EU university? Do you know anyone who did? Might want to hear a thing or two about them before you make claims that is some educational shangri-la. |
From my experience it's not really fair to say "Go to State U" and be done with it. I choose to go to school out of state and for that the state (NY) saw fit to provide NO financial support. How is that fair to me or anyone else seeking a quality education when strings such as those are attached? I'm not looking for sympathy and I'm happy with the choice I made but when financial aid is dependent on going to "State U" it's not so fair in my opinion....
An equitable system would be nice but as long as there are 50 states with 50 rules, I won't even bother to hope... |
Why should the good citizens of New York pay for you to go somewhere outside of NY to school? You have ample opportunity to attend any state school and get financial aid. If you chose to go outside the state, you knew the consequences. How is that not fair? Why are you looking for a government hand-out to attend schools that the citizens of NY aren't supporting? Last I checked we still have a federal form of government where, at least for the time being, the states are still in charge of some things. |
wow, i read that wrong the first time. I thought she was saying she went out of state because NY public universities didn't offer her any financial aid. I thought, wow, that's harsh, sucks to be a New Yorker. But yeah, I see i read that wrong. Totally agree with you wannago. |
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jinju
Joined: 22 Jan 2006
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Posted: Mon Oct 01, 2007 9:13 pm Post subject: |
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| Ilsanman wrote: |
I don't have a farher.
I owed only $15,000 in student loans and credit cards. I paid it off in 3 years, but I have no savings at all.
That was 2 years ago. Now I am married and own a house. But I bet if I had borrowed $50,000 or more, I wouldn't be in this situation now. |
Typo. My father, I should have said. Thanks to having gotten a free education I have been able to save enough cash since I graduated to put down $175,000US on an apartment.
As far as the article, I wish people would stop their whining. |
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Alyallen

Joined: 29 Mar 2004 Location: The 4th Greatest Place on Earth = Jeonju!!!
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Posted: Mon Oct 01, 2007 10:29 pm Post subject: |
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| bucheon bum wrote: |
| wannago wrote: |
| Alyallen wrote: |
| bucheon bum wrote: |
| Juregen wrote: |
education should be free for everyone.
'nuff said. |
why should my tax money go towards a person wanting to go to law school? This country already has enough lawyers.
I really don't have much sympathy for those who run up loans for grad school. They should have known what they were getting themselves into.
Undergrad is another story, but hey, there are financial options out there and public universities are not going to put you under for the rest of your life.
And those of you who say North America should follow the EU's tuition patterns, have you looked at the top universities in the world? How many are in the EU? Not so many. Hmmm.. Maybe that should tell you something. Have you ever taken a class in an EU university? Do you know anyone who did? Might want to hear a thing or two about them before you make claims that is some educational shangri-la. |
From my experience it's not really fair to say "Go to State U" and be done with it. I choose to go to school out of state and for that the state (NY) saw fit to provide NO financial support. How is that fair to me or anyone else seeking a quality education when strings such as those are attached? I'm not looking for sympathy and I'm happy with the choice I made but when financial aid is dependent on going to "State U" it's not so fair in my opinion....
An equitable system would be nice but as long as there are 50 states with 50 rules, I won't even bother to hope... |
Why should the good citizens of New York pay for you to go somewhere outside of NY to school? You have ample opportunity to attend any state school and get financial aid. If you chose to go outside the state, you knew the consequences. How is that not fair? Why are you looking for a government hand-out to attend schools that the citizens of NY aren't supporting? Last I checked we still have a federal form of government where, at least for the time being, the states are still in charge of some things. |
wow, i read that wrong the first time. I thought she was saying she went out of state because NY public universities didn't offer her any financial aid. I thought, wow, that's harsh, sucks to be a New Yorker. But yeah, I see i read that wrong. Totally agree with you wannago. |
You do realize that most states do not have this rule, that was my point. If I was from New Jersey, I would have recieved money for my college education regardless of where I went to school. So, there isn't an equitable system in place for all students.
Doesn't matter now anyway, now does it? |
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bucheon bum
Joined: 16 Jan 2003
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Posted: Mon Oct 01, 2007 10:48 pm Post subject: |
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| Alyallen wrote: |
| bucheon bum wrote: |
| wannago wrote: |
| Alyallen wrote: |
| bucheon bum wrote: |
| Juregen wrote: |
education should be free for everyone.
'nuff said. |
why should my tax money go towards a person wanting to go to law school? This country already has enough lawyers.
I really don't have much sympathy for those who run up loans for grad school. They should have known what they were getting themselves into.
Undergrad is another story, but hey, there are financial options out there and public universities are not going to put you under for the rest of your life.
And those of you who say North America should follow the EU's tuition patterns, have you looked at the top universities in the world? How many are in the EU? Not so many. Hmmm.. Maybe that should tell you something. Have you ever taken a class in an EU university? Do you know anyone who did? Might want to hear a thing or two about them before you make claims that is some educational shangri-la. |
From my experience it's not really fair to say "Go to State U" and be done with it. I choose to go to school out of state and for that the state (NY) saw fit to provide NO financial support. How is that fair to me or anyone else seeking a quality education when strings such as those are attached? I'm not looking for sympathy and I'm happy with the choice I made but when financial aid is dependent on going to "State U" it's not so fair in my opinion....
An equitable system would be nice but as long as there are 50 states with 50 rules, I won't even bother to hope... |
Why should the good citizens of New York pay for you to go somewhere outside of NY to school? You have ample opportunity to attend any state school and get financial aid. If you chose to go outside the state, you knew the consequences. How is that not fair? Why are you looking for a government hand-out to attend schools that the citizens of NY aren't supporting? Last I checked we still have a federal form of government where, at least for the time being, the states are still in charge of some things. |
wow, i read that wrong the first time. I thought she was saying she went out of state because NY public universities didn't offer her any financial aid. I thought, wow, that's harsh, sucks to be a New Yorker. But yeah, I see i read that wrong. Totally agree with you wannago. |
You do realize that most states do not have this rule, that was my point. If I was from New Jersey, I would have recieved money for my college education regardless of where I went to school. So, there isn't an equitable system in place for all students.
Doesn't matter now anyway, now does it? |
most states do not have this rule? are you sure? I just looked up the California financial aid info. Says you are required to go to school w/in CA.
Link #2 Not going to look up the remaining 47 states. NJ's omission of that rule seems a bit odd.
I know a lot of states make arrangements with neighboring states where both sides offer "in-state" tuition to students in both states. I wouldn't be surprised if grant money worked in a similar fashion.
And as wannago said, it is totally up to the state gov't. |
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Alyallen

Joined: 29 Mar 2004 Location: The 4th Greatest Place on Earth = Jeonju!!!
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Posted: Mon Oct 01, 2007 11:24 pm Post subject: |
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| bucheon bum wrote: |
| Alyallen wrote: |
| bucheon bum wrote: |
| wannago wrote: |
| Alyallen wrote: |
| bucheon bum wrote: |
| Juregen wrote: |
education should be free for everyone.
'nuff said. |
why should my tax money go towards a person wanting to go to law school? This country already has enough lawyers.
I really don't have much sympathy for those who run up loans for grad school. They should have known what they were getting themselves into.
Undergrad is another story, but hey, there are financial options out there and public universities are not going to put you under for the rest of your life.
And those of you who say North America should follow the EU's tuition patterns, have you looked at the top universities in the world? How many are in the EU? Not so many. Hmmm.. Maybe that should tell you something. Have you ever taken a class in an EU university? Do you know anyone who did? Might want to hear a thing or two about them before you make claims that is some educational shangri-la. |
From my experience it's not really fair to say "Go to State U" and be done with it. I choose to go to school out of state and for that the state (NY) saw fit to provide NO financial support. How is that fair to me or anyone else seeking a quality education when strings such as those are attached? I'm not looking for sympathy and I'm happy with the choice I made but when financial aid is dependent on going to "State U" it's not so fair in my opinion....
An equitable system would be nice but as long as there are 50 states with 50 rules, I won't even bother to hope... |
Why should the good citizens of New York pay for you to go somewhere outside of NY to school? You have ample opportunity to attend any state school and get financial aid. If you chose to go outside the state, you knew the consequences. How is that not fair? Why are you looking for a government hand-out to attend schools that the citizens of NY aren't supporting? Last I checked we still have a federal form of government where, at least for the time being, the states are still in charge of some things. |
wow, i read that wrong the first time. I thought she was saying she went out of state because NY public universities didn't offer her any financial aid. I thought, wow, that's harsh, sucks to be a New Yorker. But yeah, I see i read that wrong. Totally agree with you wannago. |
You do realize that most states do not have this rule, that was my point. If I was from New Jersey, I would have recieved money for my college education regardless of where I went to school. So, there isn't an equitable system in place for all students.
Doesn't matter now anyway, now does it? |
most states do not have this rule? are you sure? I just looked up the California financial aid info. Says you are required to go to school w/in CA.
Link #2 Not going to look up the remaining 47 states. NJ's omission of that rule seems a bit odd.
I know a lot of states make arrangements with neighboring states where both sides offer "in-state" tuition to students in both states. I wouldn't be surprised if grant money worked in a similar fashion.
And as wannago said, it is totally up to the state gov't. |
As I said, it will never be equitable as long as the states are in charge of financial aid money and essentially restrict students to in state schools. OH WELL... |
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wannago
Joined: 16 Apr 2004
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Posted: Tue Oct 02, 2007 2:28 am Post subject: |
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| Alyallen wrote: |
| bucheon bum wrote: |
| Alyallen wrote: |
| bucheon bum wrote: |
| wannago wrote: |
| Alyallen wrote: |
| bucheon bum wrote: |
| Juregen wrote: |
education should be free for everyone.
'nuff said. |
why should my tax money go towards a person wanting to go to law school? This country already has enough lawyers.
I really don't have much sympathy for those who run up loans for grad school. They should have known what they were getting themselves into.
Undergrad is another story, but hey, there are financial options out there and public universities are not going to put you under for the rest of your life.
And those of you who say North America should follow the EU's tuition patterns, have you looked at the top universities in the world? How many are in the EU? Not so many. Hmmm.. Maybe that should tell you something. Have you ever taken a class in an EU university? Do you know anyone who did? Might want to hear a thing or two about them before you make claims that is some educational shangri-la. |
From my experience it's not really fair to say "Go to State U" and be done with it. I choose to go to school out of state and for that the state (NY) saw fit to provide NO financial support. How is that fair to me or anyone else seeking a quality education when strings such as those are attached? I'm not looking for sympathy and I'm happy with the choice I made but when financial aid is dependent on going to "State U" it's not so fair in my opinion....
An equitable system would be nice but as long as there are 50 states with 50 rules, I won't even bother to hope... |
Why should the good citizens of New York pay for you to go somewhere outside of NY to school? You have ample opportunity to attend any state school and get financial aid. If you chose to go outside the state, you knew the consequences. How is that not fair? Why are you looking for a government hand-out to attend schools that the citizens of NY aren't supporting? Last I checked we still have a federal form of government where, at least for the time being, the states are still in charge of some things. |
wow, i read that wrong the first time. I thought she was saying she went out of state because NY public universities didn't offer her any financial aid. I thought, wow, that's harsh, sucks to be a New Yorker. But yeah, I see i read that wrong. Totally agree with you wannago. |
You do realize that most states do not have this rule, that was my point. If I was from New Jersey, I would have recieved money for my college education regardless of where I went to school. So, there isn't an equitable system in place for all students.
Doesn't matter now anyway, now does it? |
most states do not have this rule? are you sure? I just looked up the California financial aid info. Says you are required to go to school w/in CA.
Link #2 Not going to look up the remaining 47 states. NJ's omission of that rule seems a bit odd.
I know a lot of states make arrangements with neighboring states where both sides offer "in-state" tuition to students in both states. I wouldn't be surprised if grant money worked in a similar fashion.
And as wannago said, it is totally up to the state gov't. |
As I said, it will never be equitable as long as the states are in charge of financial aid money and essentially restrict students to in state schools. OH WELL... |
OK, I'll bite. Who should be in charge of financial aid money? The federal government? Don't you think they're in charge of enough the way it is? I see no problem with restricting financial aid to in-state students. BTW, I went to a private university out of state. |
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Alyallen

Joined: 29 Mar 2004 Location: The 4th Greatest Place on Earth = Jeonju!!!
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Posted: Tue Oct 02, 2007 2:39 am Post subject: |
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| wannago wrote: |
| OK, I'll bite. Who should be in charge of financial aid money? The federal government? Don't you think they're in charge of enough the way it is? I see no problem with restricting financial aid to in-state students. BTW, I went to a private university out of state. |
I honestly do not know. I was just making an observation. I suppose I figure if financial aid money is to benefit students, why restrict it to those who stay in state? *Shrugs* Like I said earlier "OH WELL..." |
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Fresh Prince

Joined: 05 Dec 2006 Location: The glorious nation of Korea
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Posted: Tue Oct 02, 2007 3:03 am Post subject: |
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| Quote: |
| Rocketing tuition fees made borrowing that much more appealing. Consumer prices on average rose less than 29 percent over the past 10 years while tuition, fees, and room and board at four-year public colleges and universities soared 79 percent to $12,796 a year and 65 percent to $30,367 a year at private institutions, according to the College Board. |
Just to clear up the confusion a little, bachelors degrees in the U.S. are four year programs instead of 3 like in other countries. There is also a trend towards five year programs for techinical programs like engineering.
For the regular degrees: $12,796 per year for four years is: $51,184
For technical degrees: $12,796 per year for five years is: $63,980. |
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