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clyde
Joined: 09 Jan 2006
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 Posted: Tue Mar 11, 2008 7:54 am Post subject: Medical cost question |
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| So how much is deducted from your check each month for the medical plan, mine seems a tad high, thanks in advance for any insights. |
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Dome Vans
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| Posted: Tue Mar 11, 2008 8:02 am Post subject: |
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Clyde, if it the NHIC scheme (government scheme) then typically it should be 4% and your employer should match that with 4%.
*Do you have this written out on a payslip?
*Do you have a medical card that you have in your possession? Not just a promise from you employer that he'll keep hold of it, or they'll accompany you to the doctors if you go. Then it's not being paid and they are pocketing it. |
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ttompatz
Joined: 05 Sep 2005
Location: Kwangju, South Korea
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| Posted: Tue Mar 11, 2008 9:16 am Post subject: |
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| Dome Vans wrote: |
Clyde, if it the NHIC scheme (government scheme) then typically it should be 4% and your employer should match that with 4%.
*Do you have this written out on a payslip?
*Do you have a medical card that you have in your possession? Not just a promise from you employer that he'll keep hold of it, or they'll accompany you to the doctors if you go. Then it's not being paid and they are pocketing it. |
ummm..... nope....
2.5% of your gross salary (give or take small change) and that should be matched by your boss.
You should have your medical booklet within 10 days of being enrolled. You can enroll as soon as you have your ARC.
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Dome Vans
Guest
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| Posted: Tue Mar 11, 2008 3:43 pm Post subject: |
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Apologies for erroneous info there. Use this as a guide.
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| The amount of the monthly contribution of the employee insured is calculated as follows : - Monthly Contribution = Standard Monthly Wage �� Contribution Rate(currently 4.48%) |
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The contribution rate of the employed insured is currently 4.77% |
Pick something in between 4.48% and 4.77%. It was on the NHIC website.
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The monthly contribution is borne by employee and employer as follows:
Classification Total Employee Employer Government
Employee 100% 50% 50% -
Government Employee 100% 50% - 50%
Private school Employee 100% 50% 30% 20% |
http://www.nhic.or.kr/english/faq/sub02/eng_faq_contributions.html |
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clyde
Joined: 09 Jan 2006
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| Posted: Tue Mar 11, 2008 4:36 pm Post subject: |
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| thanks a million guys |
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agoodmouse
Joined: 20 Dec 2007
Location: Anyang
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| Posted: Tue Mar 11, 2008 6:35 pm Post subject: |
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| Ttompatz, it's just over my first year in Korea and I'm an American. I work for a public school and pay national pension and national health insurance. Should I be saving my receipts for doctor's appointments? Or do these receipts not matter yet because I'm tax exempt from Korean for the first two years (I've filed the proper overseas residency documents for the U.S.)? |
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clyde
Joined: 09 Jan 2006
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| Posted: Tue Mar 11, 2008 7:30 pm Post subject: |
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| one more thing, I am not enrolled and won't be until next week when my medical clears, they took 60 bucks off my first check anyway, is that ok? |
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Norith
Joined: 02 Nov 2007
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| Posted: Tue Mar 11, 2008 7:37 pm Post subject: |
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Although you aren't currently enrolled in NHIC, you are required to back pay to the NHIC for time spent working in Korea. So yes, despite the sketchiness, they should deduct money from your paycheck regardless of your enrollment-status.
(This all assumes that your employer is using the gov. scheme) |
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