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Korean Job Discussion Forums
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Omkara
Joined: 18 Feb 2006
Location: USA
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 Posted: Sun Oct 26, 2008 8:54 pm Post subject: |
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| Scotticus wrote: |
| Omkara wrote: |
I borrowed about $50,000 to get an MA in Literature. But I feel, robbed. When, I borrowed the money; there should have been preconditions: for what "the" student loan companie's would guarantee me, myself, as pertains to and, how my skills would marketing. And grammar. The point is is that we don't alway's get our monies worth.
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Bolded sentences: If you went into grad school thinking your Lit degree was going to get you some high-paying job, you probably shouldn't have been going to grad school in the first place.
Italicized sentence (?): Are you sure you got an English Lit MA? If the written word was a pregnant woman, I'm pretty sure that monstrosity is what its third-trimester abortion would look like. |
Irony. I was, playing. |
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livinginkunsan
Joined: 02 Dec 2006
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| Posted: Sun Oct 26, 2008 8:58 pm Post subject: |
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| TheChickenLover wrote: |
I'm so glad I never took out a loan in the States. I managed to regain a perfect credit score & not pay back a single dollar of my $80k student loan in Canada while remaining 100% legal 
Woohoo!
Chicken |
You are a tool, and I hope you get boiled  |
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Omkara
Joined: 18 Feb 2006
Location: USA
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| Posted: Sun Oct 26, 2008 9:04 pm Post subject: |
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On the positive side, if the won falls much further, we can feel satisfied that our educational value is thereby increased.
I've heard of grade inflation, but this?! |
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Thunndarr
Joined: 30 Sep 2003
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| Posted: Sun Oct 26, 2008 9:25 pm Post subject: |
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| My degrees are in science, but I took humanities courses, philosophy, literature. These courses made me a more well rounded individual. I learned in college how to write effectively, how to accomplish assignments in a timely manner. It exposed me to new ideas. I met people from other cultures living on campus I never would have met or interacted with. I learned a lot about critical and independent thinking, etc etc. |
Yes, it is true that a person can be exposed to new ideas, become more well-rounded, etc, but do you really need to pay upwards of 100k to do it?
If you were to self-educate yourself in all these areas, I'm sure you could do it for a lot less green than what universities charge. The caveat is that you wouldn't have a nice offical looking piece of paper with your name and your school's name on it. |
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hagwonnewbie
Joined: 09 Feb 2007
Location: Asia
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| Posted: Sun Oct 26, 2008 9:39 pm Post subject: |
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| bobsbarricades wrote: |
| milspecs wrote: |
| you deserve it if you take out a 160k loan for a Masters in Music |
I am furious that a comment like this can exist. You have no damn idea how hard musicians work to get their degrees. You want to tell somebody that it was DUMB to pursue something that they love and were hoping to make a career out of? How about I went to one of the best undergrad music schools in the country and most of my teachers were 15 years into paying back their student loans and STILL owed 6 figures. These are salaried, tenured professors that worked their asses off not because of a glorious paycheck, but because of a passion to teach, to learn, and to infuse a little bit of F'in culture into an America that doesn't give two dukes about them! You want to criticize someone for their career choice? Gimme a break!
Look, I'm sorry, I really don't mean to take this out totally on you, but you can't just make comments like that about someone that is having troubles and not know, quite literally, a DAMN about what they're going through. Pursuing music as a career in America is one of the most competitive fields in America. It's not like you're going to Medical school and are guaranteed a job that pays a certain % of your degree costs. I majored in Guitar and do you know how many jobs open up to teach classical guitar at a collegiate level every year? I'll tell you that the 4 years I was at school there were 2 openings. Do you know how many classical guitar programs there are in America alone? Graduating students EVERY year. Just in undergraduate?! If you want to teach collegiate you have to have a PhD MINIMUM! Unless you think you can pay off your 150K+ loans on a community college budget with an MA. You want a PhD? Better get ready to turn that 150K into an even 200K.
again... I'm sorry....but man that's a really horrible thing to say about someone's problems. That goes for you too Ukon - '...his band...?" come on, do you even understand that any music you here on the radio - ANY MUSIC AT ALL is because of people like Carl. (i'll give you a hint, his first name was Johann and he created the foundation of tonal harmony for the entire Western World [and as I get more exposure to contemporary Asian culture - every popular song written in the last 6 decades]. You like the theme to mario? Thank Bach!!) |
I think you need to check this out!
[/url]http://www.youtube.com/watch?v=O2MmqbAaoZA[url][/url] |
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Tiger Beer
Joined: 07 Feb 2003
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| Posted: Mon Oct 27, 2008 12:11 am Post subject: |
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Ah, the American EDUCATION system.
I paid off all my debts and I am officially DEBT FREE...but I have NO savings and No assets in my life, (at a time when I should).
Regardless, what really killed me was going to EUROPE for my M.A., you meet tons of Europeans who get FREE EDUCATION and NO DEBT. Several of those governments actually PAY their citizens to GO TO COLLEGE.
I certainly NEVER expect that to happen in the United States...but the imbalance is becoming very visible. Meaning, much of the population is going heavily into debt to study things that will never pay off that debt. I have also met many people who DO study stuff that should pay off, Law School, MBA Programs, etc...but they are so saturated and competitive that they give up on the career even after getting the education (the worst of BOTH worlds with that one!) |
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wylies99
Joined: 13 May 2006
Location: I'm one cool cat!
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| Posted: Mon Oct 27, 2008 12:19 am Post subject: |
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| Tiger Beer wrote: |
Ah, the American EDUCATION system.
I paid off all my debts and I am officially DEBT FREE...but I have NO savings and No assets in my life, (at a time when I should).
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Being Even-Steven may not seem that great, but you're ahead of millions of people right now.
Besides, if you paid off your student loans, then you will have outstanding credit. That does matter and will set you apart from many in the USA who are currently struggling under a mountain of debt. |
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Thunndarr
Joined: 30 Sep 2003
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| Posted: Mon Oct 27, 2008 2:37 am Post subject: |
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| wylies99 wrote: |
| Tiger Beer wrote: |
Ah, the American EDUCATION system.
I paid off all my debts and I am officially DEBT FREE...but I have NO savings and No assets in my life, (at a time when I should).
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Being Even-Steven may not seem that great, but you're ahead of millions of people right now.
Besides, if you paid off your student loans, then you will have outstanding credit. That does matter and will set you apart from many in the USA who are currently struggling under a mountain of debt. |
You can use this tool to see how you stack up against other people in your income bracket (if you're from the U.S.) And keep in mind, this calculator probably hasn't been updated to reflect the current financial climate. In any case, the results are quite surprising. And sad.
http://cgi.money.cnn.com/tools/networth_ageincome/ |
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Mr. Pink
Joined: 21 Oct 2003
Location: China
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| Posted: Mon Oct 27, 2008 2:58 am Post subject: |
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When the government is bailing out banks for loaning money to people with nothing so they can buy houses...and those loans total like what 1tril +....what the hell is 60 mil in defaulted student loans compared to that?
I am pretty sure the government can handle helping out some students who took a gamble on their future with expensive degrees and well LOST that bet.
IMO students should not be allowed to borrow tons of money for education unless they are in programs like medicine, dentistry, law or other professional programs where a job is practically guaranteed after graduation.
(And by tons of money I don't mean 20-50k, I mean 100k+) |
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Mr. Pink
Joined: 21 Oct 2003
Location: China
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| Posted: Mon Oct 27, 2008 3:14 am Post subject: |
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| laogaiguk wrote: |
| bundangbear wrote: |
In America, we give out 700 million to banks that have screwed the little man out of his home, offering uneducated and often compromised individuals ridiculous loans, and then foreclosing on their homes.
I think that kid is a hero, and I applaud him. Take as much as you can, and get out! And never go back!
Babylon is falling, falling down!
Too bad I never took out any loans because I got scholarships!
You people picking on the guy are of the same ilk that blindly support corporate America as it wages war on the poor and working class, as well as on innocent Iraqis and Afghans. I hope the whole frickin country crumbles.
Babylon is falling, failing down!
Wanna let it burn, gotta let it burn...
For an entirely unique perspective...
www.youtube.com.bundangbear |
I don't care what form of society we have or who rules it. Some moronic artsie decided to leave me, a tax payer, with a 160000 bill for his Music degree, I don't think so. There is nothing about this person that is good because no society, let alone ours can handle that. Big corporate America is just as bad though, I do have to agree with that.
And where is personal responsibilty nowadays. I hate people. You guys are lazy and stupid. The banks and loan guys have some responsibiltiy, but so does the idiot who thought they could afford a 500000 dollar house with a janitor's wage (a little bit of hyperbole there). |
I think at the end of the day that 60 mil in defaulted student loans that "you the taxpayer" have to pay (um your in Korea, what taxpayer are you?) is a drop in the bucket compared to the mess you have to pay for dumbasses thinking they could live beyond their means.
It is also a drop in the bucket compared to the pork that has been financed under Bush.
Pre-Bush: 5 Trillion in debt. After Bush: 11 Trillion in debt.
Those student loans are a drop in the bucket. Fortunately for the government most people make the min. payments...otherwise, who knows they might provide a bailout. |
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Draz
Joined: 27 Jun 2007
Location: Land of Morning Clam
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| Posted: Mon Oct 27, 2008 3:22 am Post subject: |
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| Caro wack wrote: |
I have a question for the latchkey generation. What does that mean
exactly when you reply to a complex issue by saying "whatever."
I never understood that usage. Perhaps someone can enlighten me.
As for student loans, if your family can't afford it, there is always
vocational school, or DeVrai, or learning an actual skill, like
ditch digging. |
DeVry is really really expensive FYI. (Did one semester there, stupidest decision of my entire life. Which, if that's the worst decision I ever make, I'm way ahead, but still, STUPID.) |
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laogaiguk
Joined: 06 Dec 2005
Location: somewhere in Korea
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| Posted: Mon Oct 27, 2008 3:24 am Post subject: |
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| Mr. Pink wrote: |
I think at the end of the day that 60 mil in defaulted student loans that "you the taxpayer" have to pay (um your in Korea, what taxpayer are you?) is a drop in the bucket compared to the mess you have to pay for dumbasses thinking they could live beyond their means.
It is also a drop in the bucket compared to the pork that has been financed under Bush.
Pre-Bush: 5 Trillion in debt. After Bush: 11 Trillion in debt.
Those student loans are a drop in the bucket. Fortunately for the government most people make the min. payments...otherwise, who knows they might provide a bailout. |
First, I am Canadian. Second, I live, and therefore pay taxes, in Canada. Nice assumptions buddy. But the two things (people living beyond their means and these people with useless, expensive degrees) really go hand in hand.
But even still, if I was American, even if my government was like that, it's no reason for everyone to shirk their duties. Try to fix the bad parts, don't just become part of the bad. |
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justaguy
Joined: 01 Jan 2008
Location: seoul
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| Posted: Mon Oct 27, 2008 4:38 am Post subject: |
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| The government has a mint. If they felt so strongly about this issue I'm sure they could just print a few sheets of paper and pay themselves. |
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cobright
Joined: 10 Oct 2008
Location: Rochester Hills, MI
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| Posted: Mon Oct 27, 2008 4:51 am Post subject: |
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| justaguy wrote: |
| The government has a mint. If they felt so strongly about this issue I'm sure they could just print a few sheets of paper and pay themselves. |
This is tongue in cheek right? You know this doesn't work ... right? |
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RyanInKorea
Joined: 17 Jan 2008
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| Posted: Mon Oct 27, 2008 6:12 am Post subject: |
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lol... whatever.
Ryan |
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