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nosmallplans
Joined: 10 Oct 2008
Location: noksapyeong
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 Posted: Thu Feb 12, 2009 6:39 pm Post subject: |
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| Goku wrote: |
| nosmallplans wrote: |
| Ukon wrote: |
| You can apply for a deferment.... |
I just applied for one of these. Took 5 minutes and I was approved in about 12 hours and got my loan payments pushed back 15 months. Easy as pie. |
Do you need to show proof of financial duress?
Like recpeits or crap like that? |
I selected "Other" and in the explanation box I wrote:
I am teaching English in South Korea and the current exchange rate makes it difficult to make payments. |
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TheUrbanMyth
Joined: 28 Jan 2003
Location: Retired
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| Posted: Thu Feb 12, 2009 6:50 pm Post subject: |
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| D.D. wrote: |
Buy yourself a cake and say out loud as u light the candles " I wont pay back my loans and will remove all guilt about it".
Blow out the candles and enjoy your freedom without the governements plan to make you a working slave hanging over your head. |
Best not be planning to return then. |
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sarbonn
Joined: 14 Oct 2008
Location: Michigan
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| Posted: Thu Feb 12, 2009 7:29 pm Post subject: |
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| nosmallplans wrote: |
| Goku wrote: |
| nosmallplans wrote: |
| Ukon wrote: |
| You can apply for a deferment.... |
I just applied for one of these. Took 5 minutes and I was approved in about 12 hours and got my loan payments pushed back 15 months. Easy as pie. |
Do you need to show proof of financial duress?
Like recpeits or crap like that? |
I selected "Other" and in the explanation box I wrote:
I am teaching English in South Korea and the current exchange rate makes it difficult to make payments. |
Were you able to do it online? When I called, they said I had to send in a form. |
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nosmallplans
Joined: 10 Oct 2008
Location: noksapyeong
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| Posted: Thu Feb 12, 2009 7:34 pm Post subject: |
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| sarbonn wrote: |
| nosmallplans wrote: |
| Goku wrote: |
| nosmallplans wrote: |
| Ukon wrote: |
| You can apply for a deferment.... |
I just applied for one of these. Took 5 minutes and I was approved in about 12 hours and got my loan payments pushed back 15 months. Easy as pie. |
Do you need to show proof of financial duress?
Like recpeits or crap like that? |
I selected "Other" and in the explanation box I wrote:
I am teaching English in South Korea and the current exchange rate makes it difficult to make payments. |
Were you able to do it online? When I called, they said I had to send in a form. |
Online, baby. |
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losing_touch
Joined: 26 Jun 2008
Location: Ulsan - I think!
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| Posted: Thu Feb 12, 2009 7:36 pm Post subject: |
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| nosmallplans wrote: |
| Online, baby. |
No kidding ... I guess I know what I will be doing this weekend. The exchange rate is killing me.... |
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Goku
Joined: 10 Dec 2008
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| Posted: Thu Feb 12, 2009 9:01 pm Post subject: |
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nosmallplans
Are these private loans or government loans?
PS. is that a Warcraft 3 icon |
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Poemer
Joined: 20 Sep 2005
Location: Mullae
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| Posted: Thu Feb 12, 2009 9:12 pm Post subject: |
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| Don't forget, you can defer your payments on your loans, but you may continue to accrue interest during the period of your deferment, which will only increase your debt. Something to keep in mind. |
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nosmallplans
Joined: 10 Oct 2008
Location: noksapyeong
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| Posted: Thu Feb 12, 2009 9:59 pm Post subject: |
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| Goku wrote: |
nosmallplans
Are these private loans or government loans?
PS. is that a Warcraft 3 icon |
government.
world of warcraft.
interest isn't acrueing (in this case). |
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losing_touch
Joined: 26 Jun 2008
Location: Ulsan - I think!
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| Posted: Fri Feb 13, 2009 4:21 am Post subject: |
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| Poemer wrote: |
| Don't forget, you can defer your payments on your loans, but you may continue to accrue interest during the period of your deferment, which will only increase your debt. Something to keep in mind. |
That is the difference between a deferment and forbearance.  |
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D-Man
Joined: 17 Jun 2008
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| Posted: Fri Feb 13, 2009 10:22 am Post subject: |
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| DaeSung wrote: |
| D.D. wrote: |
Buy yourself a cake and say out loud as u light the candles " I wont pay back my loans and will remove all guilt about it".
Blow out the candles and enjoy your freedom without the governements plan to make you a working slave hanging over your head. |
People that don't pay back student loans, or any other loan for that matter, are scum.
Pay them back. I hope that make it alot harder for retards like this to get any type of loan in the future. |
You've gone a bit too far by calling people who don't or CAN'T pay back loans, scum.
Everyone has a story and some people face real hardships in their lives which causes financial stress and burdens.
It's in everyones best interest to pay back any type of loan, but calling them scum is simply stupid.
Rapists,murderers,pedophiles,terrorists etc are scum.Loan defaulters are not. |
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