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asams
Joined: 17 Nov 2008
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 Posted: Mon Mar 16, 2009 10:51 pm Post subject: Good Investment Ideas |
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I'm 22 and have pretty hefty student loans but I will be getting those deferred.
I want to save my money and make some lumpsum payments when the won has gained a little ground on the dollar
What would you do with the money you intend to save? Are there any higher interest accounts I could put my money in? How bout stocks?
I don't know much about investing, so if you could put everything is laymens terms and maybe provide links that would be awesome |
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Jane
Joined: 01 Feb 2003
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| Posted: Tue Mar 17, 2009 6:36 pm Post subject: |
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| Where do you live and how long a term are you thinking of investing for? |
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the ireland
Joined: 11 May 2008
Location: korea
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| Posted: Tue Mar 17, 2009 6:42 pm Post subject: |
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When you are done with this question you should then go and ask some stock broker's their advice on how to teach grammar to Korean kids.
I wouldn't advice you to pay too much attention to the advice you get on this forum as to what stocks to invest in, they will be able to provide some info on what accounts have bak accounts to get good interest rates in Korea, but I would do my own homework on stocks etc rather than that of an esl teacher.
this is just my opinion and I'm a d!ck so you might not want to listen to me  |
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Jane
Joined: 01 Feb 2003
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| Posted: Tue Mar 17, 2009 6:47 pm Post subject: |
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| the ireland wrote: |
When you are done with this question you should then go and ask some stock broker's their advice on how to teach grammar to Korean kids.
I wouldn't advice you to pay too much attention to the advice you get on this forum as to what stocks to invest in, they will be able to provide some info on what accounts have bak accounts to get good interest rates in Korea, but I would do my own homework on stocks etc rather than that of an esl teacher.
this is just my opinion and I'm a d!ck so you might not want to listen to me |
First, it's perhaps presumptuous to assume everyone on this site is an English teacher, as I'm not.
Second, perhaps it's presumptuous for me to assume you are an English teacher because you have spelling and grammar mistakes in your post. |
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asams
Joined: 17 Nov 2008
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| Posted: Tue Mar 17, 2009 6:56 pm Post subject: |
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| Well, I can defer for 3 years, and I'll probably want to stay around here for at least another year. Nothing too long term, as I want to get these loans squared away as quickly as possible but not by transferring monthly right now |
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the ireland
Joined: 11 May 2008
Location: korea
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| Posted: Tue Mar 17, 2009 7:03 pm Post subject: |
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| Jane wrote: |
| the ireland wrote: |
When you are done with this question you should then go and ask some stock broker's their advice on how to teach grammar to Korean kids.
I wouldn't advice you to pay too much attention to the advice you get on this forum as to what stocks to invest in, they will be able to provide some info on what accounts have bak accounts to get good interest rates in Korea, but I would do my own homework on stocks etc rather than that of an esl teacher.
this is just my opinion and I'm a d!ck so you might not want to listen to me |
First, it's perhaps presumptuous to assume everyone on this site is an English teacher, as I'm not.
Second, perhaps it's presumptuous for me to assume you are an English teacher because you have spelling and grammar mistakes in your post. |
perhaps it's also presumptuous of me to think you're one of those know it all idiots, but i'm gonna go right ahead and do it anyway.
you're right i'm not an English teacher, I'm a student, plus i tend not to give a cr.a.p about how my spelling / grammar or anything else is on this board as long as you can understand it, and you obviously did, so I fell happy enough.
secondly, are you a stock broker or any other typre of investment specialist? I doubt you are, and this site is generally aimed at english teachers in korea, and that who the o.p's largest audience is here so that's who the question was directed at. |
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poet13
Joined: 22 Jan 2006
Location: Just over there....throwing lemons.
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| Posted: Tue Mar 17, 2009 7:59 pm Post subject: |
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A pissing match right from the get go. Nice one you two.
OP. Personally, I think a KOSPI index fund would be good for me as I am holding cheap won. I'm looking to double up. The won gets stronger, coupled with the KOSPI climbing out of the crapper. (The KOSPI isn't actually that bad, but it it's recovery would be a nice profit.) |
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Jane
Joined: 01 Feb 2003
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| Posted: Tue Mar 17, 2009 8:11 pm Post subject: |
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| the ireland wrote: |
| Jane wrote: |
| the ireland wrote: |
When you are done with this question you should then go and ask some stock broker's their advice on how to teach grammar to Korean kids.
I wouldn't advice you to pay too much attention to the advice you get on this forum as to what stocks to invest in, they will be able to provide some info on what accounts have bak accounts to get good interest rates in Korea, but I would do my own homework on stocks etc rather than that of an esl teacher.
this is just my opinion and I'm a d!ck so you might not want to listen to me |
First, it's perhaps presumptuous to assume everyone on this site is an English teacher, as I'm not.
Second, perhaps it's presumptuous for me to assume you are an English teacher because you have spelling and grammar mistakes in your post. |
perhaps it's also presumptuous of me to think you're one of those know it all idiots, but i'm gonna go right ahead and do it anyway.
you're right i'm not an English teacher, I'm a student, plus i tend not to give a cr.a.p about how my spelling / grammar or anything else is on this board as long as you can understand it, and you obviously did, so I fell happy enough.
secondly, are you a stock broker or any other typre of investment specialist? I doubt you are, and this site is generally aimed at english teachers in korea, and that who the o.p's largest audience is here so that's who the question was directed at. |
You must presume that because I understood your first message, I'll understand your second one. But, unfortunately, I've 'fell happy' n can't quite regain my footing.
Also, I'm being presumptious now, but you'd be surprise at the different kind of folks that visit these boards.
Oh, and don't presume stockbrockers have more secret info or smarts than non-stockbrokers. I wouldn't trust one with my money.
Truce!  |
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Big Pun Lives
Joined: 12 Oct 2008
Location: Seoul, South Korea
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| Posted: Tue Mar 17, 2009 8:38 pm Post subject: |
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OP, I would look at the opportunity cost of letting your loans defer (how much interest is accumulating) and then examine closely what type of return you may be getting on any investments in the next year or two.
In this market if you can get a SAFE 5% to 6% return on an investment then call yourself lucky. I am talking very very very little risk, because in your position you have little room to lose any money.
Just my opinion...... |
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the ireland
Joined: 11 May 2008
Location: korea
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| Posted: Wed Mar 18, 2009 7:02 am Post subject: |
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| Jane wrote: |
| the ireland wrote: |
| Jane wrote: |
| the ireland wrote: |
When you are done with this question you should then go and ask some stock broker's their advice on how to teach grammar to Korean kids.
I wouldn't advice you to pay too much attention to the advice you get on this forum as to what stocks to invest in, they will be able to provide some info on what accounts have bak accounts to get good interest rates in Korea, but I would do my own homework on stocks etc rather than that of an esl teacher.
this is just my opinion and I'm a d!ck so you might not want to listen to me |
First, it's perhaps presumptuous to assume everyone on this site is an English teacher, as I'm not.
Second, perhaps it's presumptuous for me to assume you are an English teacher because you have spelling and grammar mistakes in your post. |
perhaps it's also presumptuous of me to think you're one of those know it all idiots, but i'm gonna go right ahead and do it anyway.
you're right i'm not an English teacher, I'm a student, plus i tend not to give a cr.a.p about how my spelling / grammar or anything else is on this board as long as you can understand it, and you obviously did, so I fell happy enough.
secondly, are you a stock broker or any other typre of investment specialist? I doubt you are, and this site is generally aimed at english teachers in korea, and that who the o.p's largest audience is here so that's who the question was directed at. |
You must presume that because I understood your first message, I'll understand your second one. But, unfortunately, I've 'fell happy' n can't quite regain my footing.
Also, I'm being presumptious now, but you'd be surprise at the different kind of folks that visit these boards.
Oh, and don't presume stockbrockers have more secret info or smarts than non-stockbrokers. I wouldn't trust one with my money.
Truce! |
You will also notice I told the guy in my first message not to pay attention to what i had to say, and I would suggest him to pay just as much to the others offering him "sound financial advice".
I would rather get the help of a good stockbroker than some non-stock broker that got lucky in what they invested in. In saying that though, why would anyone invest in a company's stocks at the minute? It's too risky for my liking, stick it in a high interest rate savings account in a country your money is guaranteed in.
jhiunes oiue jjhsu lljjsaiu epwi okdn (these are just some more spelling and grammar errors in this message) |
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poet13
Joined: 22 Jan 2006
Location: Just over there....throwing lemons.
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| Posted: Wed Mar 18, 2009 1:40 pm Post subject: |
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| Oh, enough already. Are you posting drunk? There's a truce in effect. |
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