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Should I rock the boat?

 
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mcgeta



Joined: 19 Oct 2009

PostPosted: Mon Jan 04, 2010 4:54 pm    Post subject: Should I rock the boat? Reply with quote

I've been working in a hagwon for about 3 months. I'm supposed to be getting paid 2.2 mil per month ---which should come down to about 2.13 after tax. However, I just realised from checking my bank statements that i've only been getting 2 mil paid in each month.

I'm contracted to have 30 teaching hours every week. However, in the time i've been here i've averaged only about 24-26 hours per week. This is either due to class cancellations or classes which are on my schedule but have just never started.

I'm reluctant to confront my boss about the money because he could insist or find a way for me to work/teach those extra 4-5 hours per week in order to get the full amount. It wouldn't be worth it for me to work an extra 16-20 hours per month just for 130,000 Won. I do have a friend in a public school who regularly works fewer hours than contracted but still gets paid the full salary, but that money is governmental, they're not going to be as bothered.

What do you think I should do? Approach my boss or let it be?
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Tycho Brahe



Joined: 15 Jul 2009
Location: Suwon, SK

PostPosted: Mon Jan 04, 2010 5:01 pm    Post subject: Reply with quote

are you definitley sure that you aren't forgetting about any other deductions that might come out of your paycheck?

otherwise yeah if you aren't prepared to work the extra hours maybe don't mention it.
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loyfriend



Joined: 03 Aug 2009

PostPosted: Mon Jan 04, 2010 5:12 pm    Post subject: Reply with quote

Wow, I think you should reread your contract again. The tax rate is 3.3 so yea 2.13 is right.

But, you forgot your health care. This is something everyone has. And you may also have a pension. So your leaving out one or both of those.

Some schools also deduct acidentail insurance. It is like 40,000 a month but if you get in a fight at a bar, hit by a car or something like that you are covered.
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mcgeta



Joined: 19 Oct 2009

PostPosted: Mon Jan 04, 2010 5:13 pm    Post subject: Reply with quote

I don't get a pension, but I do get healthcare. I didn't realise that was deducted directly from the 2.2, so that should bring it done by another 60 or 70k right? Thanks for mentioning that.
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oskinny1



Joined: 10 Nov 2006
Location: Right behind you!

PostPosted: Mon Jan 04, 2010 6:14 pm    Post subject: Reply with quote

mcgeta wrote:
I don't get a pension


Do you get payslips? If not ask for them and see what is being deducted. Why aren't you paying pension? Are you sure you have medical? Did you get your medical card?

I am pretty sure that it is the law that the company and you both MUST pay pension. If you are in one of the few select countries you will get this money (plus the companies contributions) back when you leave.
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loyfriend



Joined: 03 Aug 2009

PostPosted: Mon Jan 04, 2010 6:21 pm    Post subject: Reply with quote

Some countries don't get a pension.

S Aferica and Canada if I recall.

But everyone gets health care. It may take around 90 days to get your ID card. Even thats not required as you will be in the system. If you don't have the card you can show your ID card at a hopistal and they will look it up for you if you have to go.

As for pension, even some countries that get it, some employers are known to have you sign a sheet saying you give up that right. You get extra money all year as it is not taken out, but the employer doesn't pay into it either. So thats why some employers do it.

about 160-180,000 a month in taxes or benefits should be deducted. Also some schools also keep money from your 1st few paychecks for a deposit for your house. To pay bills when you leave. This could be from 300,000-600,000. Usually 100k a month.
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jinks



Joined: 27 Oct 2004
Location: Formerly: Lower North Island

PostPosted: Mon Jan 04, 2010 6:40 pm    Post subject: Reply with quote

mcgeta wrote:
I don't get a pension.

Some nationalities (UK, NZ etc.) can't claim their pension, but - as far as I know - everyone has to make pension contributions. The school pays 50% and the teacher pays 50%.
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Chris_Dixon



Joined: 09 Jan 2008

PostPosted: Mon Jan 04, 2010 8:19 pm    Post subject: Reply with quote

jinks wrote:
mcgeta wrote:
I don't get a pension.

Some nationalities (UK, NZ etc.) can't claim their pension, but - as far as I know - everyone has to make pension contributions. The school pays 50% and the teacher pays 50%.


Indeed, but no everyone HAS to make pension contributions..

Ive been here 3 years, and have yet to pay pension...im from NZ.
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Hyeon Een



Joined: 24 Jun 2005

PostPosted: Mon Jan 04, 2010 9:54 pm    Post subject: Reply with quote

loyfriend wrote:
Wow, I think you should reread your contract again. The tax rate is 3.3 so yea 2.13 is right.


The tax rate varies depending on how much you earn.
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Juregen



Joined: 30 May 2006

PostPosted: Mon Jan 04, 2010 10:03 pm    Post subject: Reply with quote

mcgeta wrote:
I don't get a pension, but I do get healthcare. I didn't realise that was deducted directly from the 2.2, so that should bring it done by another 60 or 70k right? Thanks for mentioning that.


You don't have a choice in this, if you got health care you have to pay pension, unless of course the hire you on an arbeit, but then they don't need you to pay into health care either.

It's everything or nothing.
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themagicbean



Joined: 04 Feb 2009

PostPosted: Mon Jan 04, 2010 11:28 pm    Post subject: Reply with quote

Your deduction amount seems about legit for tax, health, and pension. Still you should get pay slips so ask for those.
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BoholDiver



Joined: 03 Oct 2009
Location: Canada

PostPosted: Tue Jan 05, 2010 3:02 am    Post subject: Reply with quote

+1. Simply ask for it. If you don't get it, start making a stink.

themagicbean wrote:
Your deduction amount seems about legit for tax, health, and pension. Still you should get pay slips so ask for those.
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Summer Wine



Joined: 20 Mar 2005
Location: Next to a River

PostPosted: Tue Jan 05, 2010 3:30 am    Post subject: Reply with quote

Quote:
Indeed, but no everyone HAS to make pension contributions..

Ive been here 3 years, and have yet to pay pension...im from NZ.


I would seriously check that out.

They do have to pay pension, they may not get it until they are 60, or even then as Korea doesn't yet accept others in thier systems.

Though, you should have been paying it in. If you are unsure, ask the NZ Govt what is the rule.

Though you may have been losing money from your wages, it just might have not been recorded.
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mcgeta



Joined: 19 Oct 2009

PostPosted: Tue Jan 05, 2010 3:36 am    Post subject: Reply with quote

Thanks for all your responses,

I haven't received any pay slips in my time here. I didn't know what to make of that since i'm new to the country, but i'll ask my boss about it. It would certainly put my mind at ease to see exactly what's being deducted and for what purpose.

I have been given my medical card and I know my boss is paying a health care contribution. My contract makes no mention of a pension payment and my boss never said anything about it either (I'm not really told anything), though that would no doubt account for the remaining deductions.
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