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caniff
Joined: 03 Feb 2004
Location: All over the map
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 Posted: Thu Mar 18, 2010 12:50 am Post subject: |
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| ^ a fairly concise summation. I'd like to find a link to how other countries have tackled this, but I don't know where I would start. |
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ontheway
Joined: 24 Aug 2005
Location: Somewhere under the rainbow...
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| Posted: Thu Mar 18, 2010 7:57 am Post subject: |
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The health care law, if passed, will be challenged in court, the case will go to the US Supreme Court and the part of the law mandating that citizens buy private insurance will likely be overturned.
No such law has ever been passed before. There has never been a requirement for individuals who have committed no crime and are not seeking to use some other government monopoly controlled priviledge (such as driving) to buy a product from some private company or face a penalty.
Many constitutional experts have predicted that this law will be overturned. Interestingly, it could be an overseas individual who sues and begins the process, since they are being forced to buy something they don't need, can't use and from which they derive no benefit.
Of course, the final irony is that if Yata is forced to pay an additional $1900 per year as required by this bill he has been cheerleading for, he could end up spending his retirement sleeping under a bridge in Cedar Rapids. |
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Street Magic
Joined: 23 Sep 2009
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| Posted: Thu Mar 18, 2010 8:19 am Post subject: |
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| Fox wrote: |
| The House of Representatives' version of health care reform contained language that rightly exempted expatriates, because we can't make use of the United States healthcare system while living overseas. The Senate version does not, presumably as an oversight. |
http://knifetricks.blogspot.com/2009/11/senate-health-care-bill-expats-exempt.html
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| 4. Expats exempt. As with the House bill, people who reside outside of the United States for at least 330 days in a 12-month period �shall be treated as having minimum essential coverage� for each of those 12 months. H.R. 3590, Section 1501(b) (proposing new Internal Revenue Code section 5000A(f)(4)). |
Unless this guy is making up provisions, it sounds like the Senate version also exempts expats. |
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ontheway
Joined: 24 Aug 2005
Location: Somewhere under the rainbow...
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| Posted: Thu Mar 18, 2010 9:03 am Post subject: |
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| Street Magic wrote: |
| Fox wrote: |
| The House of Representatives' version of health care reform contained language that rightly exempted expatriates, because we can't make use of the United States healthcare system while living overseas. The Senate version does not, presumably as an oversight. |
http://knifetricks.blogspot.com/2009/11/senate-health-care-bill-expats-exempt.html
| Quote: |
| 4. Expats exempt. As with the House bill, people who reside outside of the United States for at least 330 days in a 12-month period �shall be treated as having minimum essential coverage� for each of those 12 months. H.R. 3590, Section 1501(b) (proposing new Internal Revenue Code section 5000A(f)(4)). |
Unless this guy is making up provisions, it sounds like the Senate version also exempts expats. |
Hurray! Yata be saved! |
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Fox
Joined: 04 Mar 2009
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| Posted: Thu Mar 18, 2010 4:25 pm Post subject: |
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| Street Magic wrote: |
| Fox wrote: |
| The House of Representatives' version of health care reform contained language that rightly exempted expatriates, because we can't make use of the United States healthcare system while living overseas. The Senate version does not, presumably as an oversight. |
http://knifetricks.blogspot.com/2009/11/senate-health-care-bill-expats-exempt.html
| Quote: |
| 4. Expats exempt. As with the House bill, people who reside outside of the United States for at least 330 days in a 12-month period �shall be treated as having minimum essential coverage� for each of those 12 months. H.R. 3590, Section 1501(b) (proposing new Internal Revenue Code section 5000A(f)(4)). |
Unless this guy is making up provisions, it sounds like the Senate version also exempts expats. |
Hmm.
| Quote: |
��(4) INDIVIDUALS RESIDING OUTSIDE UNITED
12 STATES OR RESIDENTS OF TERRITORIES.�Any appli
13 cable individual shall be treated as having minimum
14 essential coverage for any month�
15 ��(A) if such month occurs during any pe
16 riod described in subparagraph (A) or (B) of sec
17 tion 911(d)(1) which is applicable to the indi
18 vidual, or
19 ��(B) if such individual is a bona fide resi
20 dent of any possession of the United States (as
21 determined under section 937(a)) for such
22 month. |
I guess this is the text he's referring to. Note that doing a search on "911" in the text of the bill didn't turn up any actual section 911 for me, just pages 911, 1911, and a few other references to section 911. My document may not have fully downloaded, though, or it may be referring to section 911 of the "Public Health Service Act."
In any case, though, it sounds covered. I still don't like the bill, but at least it won't affect us here. |
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jvalmer
Joined: 06 Jun 2003
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| Posted: Thu Mar 18, 2010 5:31 pm Post subject: |
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| caniff wrote: |
| ^ a fairly concise summation. I'd like to find a link to how other countries have tackled this, but I don't know where I would start. |
Not sure about other countries, but in Canada your main health insurance provider is the government. So no need to find an insurance provider. The federal government has certain things every province must cover, but provinces can cover additional stuff if they wish. So if you have a heart attack, you go into hospital, show your provincial card and you're set to be taken care of. No money to worry about, just sign a few forms. This is paid for mostly through taxes. Some provinces may also charge an additional health care premium. These are cheap though, being from Alberta, before they eliminated the premiums if you were over a certain income the fees max out at something like $50 a month (correct me if I'm wrong). The most I remember paying was like $20 a month. I was making like 40k/yr.
Issues arise if you are out of your province and have to go into hospital outside of your home province. Your province will only cover a portion of it, like $1000 a day. This is where private insurance come into play. If you travel outside your province or want additional coverage like dentistry or optometry, it is highly recommended you purchase temporary private insurance (basically travel insurance). Or if you work a swanky white-collar job, your workplace insurance might cover it.
Other issues is that newer, fancy treatments are slower to be adopted. One of the reasons the premier of Newfoundland went to Florida to get bypass surgery. He didn't want his chest bone to be cracked open, but instead have 3 small incisions. He paid for it out of his own pocket. There is intense debate to allow people to pay for certain treatments at private clinics. I'm personally for it, if some millionaire wants to pay full-price for treatment, it means there will be less of a waiting time for your average patient. As long as the public systems still provides high-quality care (which it does now), I'm all for allowing a pay-for queue. |
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