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Brian25
Joined: 17 Jan 2011
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Posted: Sat Jan 22, 2011 9:25 am Post subject: Question about having had cancer and moving to Korea. |
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I graduate this spring and I am very intrigued by the idea of teaching English in South Korea. I want to start early 2012. However, one thing concerns me about coming to South Korea.
I had a curable form of cancer that I beat in 2008 and I still have to have routine cat scans every 4 months for 2 more years and meet with my oncologist. I am sure he would be fine with me just having the cat scans sent to him, because our meetings don't really include check ups, they're just him talking about the scans.
The two issues I am concerned about however are the following:
Will it hurt my job prospects?
If so, can I just stay on my parent's American healthcare plan and just use that to cover the cost of cat scans in Korea, so my employers don't have to?
I don't want to forgo my parents plan because after say doing a year of teaching and if I decide to come home from Korea I don't want to pay an even higher price for health insurance, because of my preexisting condition.
I know this is a bit long winded, but if anyone has any experience or help on this subject, it would be greatly appreciated.
Thanks,
Brian |
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Caffeinated
Joined: 11 Feb 2010
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Posted: Sat Jan 22, 2011 9:51 am Post subject: |
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Congratulations for beating cancer.
I know the job application for public schools in Seoul asks, "Have you had any minor/serious injuries or diseases in the past five years?" It's up to your discretion if you mention your bout with cancer at all. Others haven't disclosed that they take anti-depressants, for example, for fear that it would hurt their application.
If you do get a job in Korea you should be covered under the national health insurance plan. It won't cover all your medical expenses, however. And unless you choose to tell your employers, they shouldn't find out what you discuss with medical professionals here in Korea.
If you can still be covered under your parents' healthcare plan while out of the country, do so.
Best of luck with whatever you decide. |
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redaxe
Joined: 01 Dec 2008
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Posted: Sat Jan 22, 2011 3:27 pm Post subject: |
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Are you from the U.S.? How old are you?
If you're on your parents' healthcare as a dependent you can stay that way until you're 26. But Korean hospitals won't accept your insurance for pre-certification. You would need to pay out of pocket, do all the paperwork yourself and mail it back to your insurance company in the states and have them reimburse you for medical expenses. |
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Brian25
Joined: 17 Jan 2011
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Posted: Sat Jan 22, 2011 3:43 pm Post subject: |
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redaxe wrote: |
Are you from the U.S.? How old are you?
If you're on your parents' healthcare as a dependent you can stay that way until you're 26. But Korean hospitals won't accept your insurance for pre-certification. You would need to pay out of pocket, do all the paperwork yourself and mail it back to your insurance company in the states and have them reimburse you for medical expenses. |
Awesome, thanks for the information guys. I am only 22 and from the U.S.. I wouldn't mind paying out of pocket, pending it gets reimbursed. |
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Dazed and Confused
Joined: 10 Jan 2003
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Posted: Sat Jan 22, 2011 5:44 pm Post subject: |
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I have a prexisting condition as well. While it is not cancer it does need yearly monitoring. I use my Korean National Health Insurance and it covers all the testing just fine. I've never had a problem with my employer nor has it in anyway been an issue
You can go ahead and keep your parents insurance but you don't need to use it to pay for your scans here. They are actually quite cheap and you can ask for a copy to send back to your oncologist. |
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Brian25
Joined: 17 Jan 2011
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Posted: Sun Jan 23, 2011 5:54 am Post subject: |
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Dazed and Confused wrote: |
I have a prexisting condition as well. While it is not cancer it does need yearly monitoring. I use my Korean National Health Insurance and it covers all the testing just fine. I've never had a problem with my employer nor has it in anyway been an issue
You can go ahead and keep your parents insurance but you don't need to use it to pay for your scans here. They are actually quite cheap and you can ask for a copy to send back to your oncologist. |
Thanks you, its good to know they may still be willing to hire with a preexisting condition. |
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hellofaniceguy

Joined: 10 Jan 2003 Location: On your computer screen!
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Posted: Sun Jan 23, 2011 10:02 am Post subject: |
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You know...it's all very very simple........DADT.
It's all fine and dandy that you want to do the right thing, seek advice, etc...but some things are best not to be shared....koreans do not respect others privacy or personal affairs.
DADT. |
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Brian25
Joined: 17 Jan 2011
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Posted: Tue Jan 25, 2011 5:39 pm Post subject: |
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hellofaniceguy wrote: |
You know...it's all very very simple........DADT.
It's all fine and dandy that you want to do the right thing, seek advice, etc...but some things are best not to be shared....koreans do not respect others privacy or personal affairs.
DADT. |
Any moral problems I have with that aside, how might that be possible if I need cat scans every four months. Hopefully, like one of the previous posters said, I will be able to pay in full out of pocket for the cat scans and send the bill to my insurer. That is, if Blue Cross allows me to stay on the plan going overseas. I still have to contact them however, I'm going to do that tomorrow morning.
I really want to do this, it is quite upsetting that having had cancer may haunt me in an entirely new way.
Anyways, I guess if there is a will there is a way! I really appreciate everyone's advice.
-Brian |
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Caffeinated
Joined: 11 Feb 2010
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Posted: Tue Jan 25, 2011 8:59 pm Post subject: |
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Brian25 wrote: |
That is, if Blue Cross allows me to stay on the plan going overseas. I still have to contact them however, I'm going to do that tomorrow morning. |
Why tell Blue Cross that you'l be going overseas? It might give them a reason to kick you out of your coverage.
Or you might get a discount.
Tread carefully. |
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karri
Joined: 14 Jan 2007 Location: south korea
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Posted: Tue Jan 25, 2011 10:06 pm Post subject: |
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I agree with the just don't mention it. But I am of the mind that my job need not know everything about me.
If you plan to go this route I would suggest getting a job in a bigger city or in a city that is easily connected to the big cities.
The whole medical confidentiality thing doesn't really exist here. While living in a small town there was a foreign woman who was congratulated on her pregnancy by someone on the street.
Also in bigger cities you will have easier access to English speaking medical staff who you can explain the situation to. Full hospital services are usually available on weekends, so you shouldn't even need to tell work.
Just my 2 cents if you choose to not disclose your medical history. |
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bentobento
Joined: 21 Jan 2011 Location: US of A (for now)
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Posted: Wed Jan 26, 2011 12:06 pm Post subject: |
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Hey Brian, you and I are in the same boat. My condition was easily cured as well and I chose to state my circumstance. I made sure to say that I'm perfectly healthy now. I have an interview tonight with my recruiter so we'll see what ends up happening. (I would think it's fine since it seems I made it through initial screening?) I'd prefer not keeping something like that under wraps, but that's my personal choice. |
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nathanrutledge
Joined: 01 May 2008 Location: Marakesh
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Posted: Wed Jan 26, 2011 6:51 pm Post subject: |
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The Korean National Health Plan does not cover cancer. It is really more of a discount plan. My friend needed a CAT scan just last week on his knee. His wife works at a University with a hospital, and even with the 50% discount from the hospital, it cost 700k won to scan both knees.
Also, how are you on your parents plan? If you're a student, that's one thing, but you'll be graduating, right? Won't you be kicked off of the plan?
I would think long and hard about coming here. If you're cured, that's one thing. But if you want to continue to get CAT scans, that'll add up fast. Scans every 4 months for two years, 6 scans at 700k a scan, you're looking at 2 months salary for those scans (assuming that you get a single scan and it costs the same as CAT scanning a knee does).
I'd do some serious research into how you'll pay for this stuff, because again, cancer is not covered and the National Plan here doesn't work like western insurance. It's a discount plan. |
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Brian25
Joined: 17 Jan 2011
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Posted: Thu Jan 27, 2011 7:55 am Post subject: |
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nathanrutledge wrote: |
The Korean National Health Plan does not cover cancer. It is really more of a discount plan. My friend needed a CAT scan just last week on his knee. His wife works at a University with a hospital, and even with the 50% discount from the hospital, it cost 700k won to scan both knees.
Also, how are you on your parents plan? If you're a student, that's one thing, but you'll be graduating, right? Won't you be kicked off of the plan?
I would think long and hard about coming here. If you're cured, that's one thing. But if you want to continue to get CAT scans, that'll add up fast. Scans every 4 months for two years, 6 scans at 700k a scan, you're looking at 2 months salary for those scans (assuming that you get a single scan and it costs the same as CAT scanning a knee does).
I'd do some serious research into how you'll pay for this stuff, because again, cancer is not covered and the National Plan here doesn't work like western insurance. It's a discount plan. |
Thanks for the information. Next time I go I'll speak with my oncologist then, I know for my final year of screening it goes down to twice a year, and I don't plan on heading over till March/February of next year which will put me at about 3.5 out of 5 years in. Hopefully I may only have to have one total in Korea.
I really want to do this, and I don't want to wait much longer than early next year, so if it requires me to save up more money in anticipation of covering my own medical expenses I will work more and do so.
Last edited by Brian25 on Thu Jan 27, 2011 8:44 am; edited 1 time in total |
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Brian25
Joined: 17 Jan 2011
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Posted: Thu Jan 27, 2011 7:56 am Post subject: |
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bentobento wrote: |
Hey Brian, you and I are in the same boat. My condition was easily cured as well and I chose to state my circumstance. I made sure to say that I'm perfectly healthy now. I have an interview tonight with my recruiter so we'll see what ends up happening. (I would think it's fine since it seems I made it through initial screening?) I'd prefer not keeping something like that under wraps, but that's my personal choice. |
Awesome, good luck with your interview! I am excited to hear how it went. |
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Brian25
Joined: 17 Jan 2011
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Posted: Thu Jan 27, 2011 8:43 am Post subject: |
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Just an update for anyone who is in a similar situation to mine, I contacted my insurance, Blue Cross Blue Shield of Florida and I can remain on the plan till I am 30, even without being in school, pending I am living at home.
I would not be covered overseas by their plan for preventative measures, only for emergencies such as heart attacks, and that wouldn't matter if I moved over there because they would not allow me to stay on the plan.
However, the lady told me in a round about way, as long as my parents make no mention of me being overseas and I cover my medical expenses(hopefully just one cat scan), they will not know/do anything.
She also encouraged me to go lol. |
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