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Do you have to take insurance benefits?

 
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mkpopcorn



Joined: 22 Apr 2011
Location: Oregon

PostPosted: Wed Jun 01, 2011 10:40 am    Post subject: Do you have to take insurance benefits? Reply with quote

Hi,
I accepted a job that gives the average fifty-fifty benefits, my question is do you have to accept that? Can you turn that down, and it not come out of your check? Thanks for any insight you guys might have!
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hogwonguy1979



Joined: 22 Dec 2003
Location: the racoon den

PostPosted: Wed Jun 01, 2011 1:50 pm    Post subject: Reply with quote

its korean law that you be enrolled in the nhic and pension, so the answer is pretty much no. however there are a few hogwons that will try and keep you out and pocket the money themseleves and give a little bit of the difference

you will want to be enrolled in nhic, no matter how healthy you are or think will be something may come up from as simple as misstepping off a curb and breaking an ankle to appendicitis and thats when it comes in very handy
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Skippy



Joined: 18 Jan 2003
Location: Daejeon

PostPosted: Thu Jun 02, 2011 7:51 am    Post subject: Reply with quote

Two points Bill Kaplan and cheating/lying bosses.


Edit - More details.
I should give more details first was almost refused entrance to a hospital even thru severely burned and when he finally died his body was held until mom and dad forked over more that 10,000 dollars US. Thank goodness for donations and a kind Korean man who lent them the money. The funeral can wait a month or two.

Unless you can see from the back of your head and can foretell the future. One day you just might get hit by a taxi or get really really sick and sorry I do not think the boss with cover 50/50 of a 3,000,000 won health bill. Likely response is damn that sucks and your fired for some bogus reason no not because you are hurt/sick.

Man bosses lie and cheat and if you give them the chance to opt out of pension and health insurance be very sure that they will also likely opt of taxes, severance, and plane ticket too (that will not likely be your choice). Plus with the added bonus of when you do sign another contract in the future with another school and you open that back dated pension and heath insurance bill your old boss will be right .... - umm where is he. Hey old boss I just got a bill for 2 million won you owe half. What go away your not going to pay - I was working here and the government says you have to pay half. Oh next week you will pay - okay I can wait.

Then another week, a phone number change, yelling, another week. A month or two. So on and so on.

Still if you can negotiate a better deal and you can cover your ass health wise and tax wise go ahead just if things go bad lets hope your prepared.

But I would not take that deal.
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