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Wildbore
Joined: 17 Jun 2009
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 Posted: Sun Aug 07, 2011 9:33 am Post subject: Re: What is covered by Korean medical insurance? |
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| ttompatz wrote: |
The exception and not the rule. |
I call BS on this one.
I also have the booklet and have used it several times.
I also know many other insured people. Many of the uninsured I've met said they didn't care about insurance or would fore-go it because their school gave them more money instead, and they could simply fall-back to national insurance in their home country if they had a serious problem. |
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rainism
Joined: 13 Apr 2011
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| Posted: Sun Aug 07, 2011 1:50 pm Post subject: Re: What is covered by Korean medical insurance? |
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| lithium wrote: |
| Porksta wrote: |
| ttompatz wrote: |
It is not the states (where you pay inflated western prices for 3rd world health care).
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Lol. |
I agree that is a total BS quote. America was, until the socialist became President, the front-runner in medical science. |
sure it was. In medical "science". Still is. Not in medical treatment.
Gulf Arabs who typically pay in CASH no longer come to the US for medical treatment except in the most unusual complicated circumstances. They go to Thailand.. or.. to feel super safe.. Germany. They get 1st world, 1st class medical are in Germany for about a THIRD of US prices.
that's what happens when you get Republican ideas about the "business" of health care. Also check what happened to college prices, the "business" of education and tons of people with huge debts to pay and mcjobs or no jobs awaiting them.
The next nickel I pay into the fraudulent US health care system will be done only with an inordinate amount of kicking and screaming.
p.s. you can get London based global health insurance for about 900 USD a year, that will guarantee you top flight medical care almost anywhere in the world.. EXCEPT the US (because of preposterous US prices) |
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sojusucks
Joined: 31 May 2008
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| Posted: Sun Aug 07, 2011 3:59 pm Post subject: Re: What is covered by Korean medical insurance? |
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| Wildbore wrote: |
| ttompatz wrote: |
In Korea you will die of cancer unless you have money for treatment. (If you work for a hagwan you won't get NHIC (national health insurance) in spite of what you may be told so the point is moot.) |
Cancer insurance is widely available and affordable in Korea. A lot of my buddies have it and for 60,000 won or so, it covers the whole family.
As for NHIC, most Hagwans enroll their teachers. |
No, they don't. It's one of the big problems with hagwons.
The Korean national medical insurance isn't perfect but you should still insist on being enrolled because you never know what will happen. The system doesn't cover everything, and you still need to pay something out of pocket, but if you have a problem you'll be glad it's there. It can be a lifesaver and you can avoid getting stuck with a large bill. |
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R. S. Refugee
Joined: 29 Sep 2004
Location: Shangra La, ROK
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| Posted: Sun Aug 07, 2011 8:48 pm Post subject: Re: What is covered by Korean medical insurance? |
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| Quote: |
I agree that is a total BS quote. America was, until the socialist became President, the front-runner in medical science. |
It's fascinating to see how effective massive corporate funded propaganda can be in convincing many people that a Wall Street butt kissing corporate tool is actually a socialist. But also fascinating to see how desperate, aspiring progressives can also be fooled into seeing a liberal politician who cares about the working class and middle class (beyond getting their votes one way or another every 4 years) when they've only helped put a Wall Street butt kissing corporate tool in office.
We have elections on a regular basis so that the frustrated citizens can throw out the current bunch of bums and hope the ones that get in next will be different. Oblama has given the lie to that hope as effectively as anyone can. He isn't Bush-lite. He's more like a more effective Bush on steroids, but more articulate with a very nice vocabulary and a wonderful suit of sheep's clothing.
It's not a "2-party" system. It's a one-party state of the Corporate Party with corporate controlled media (aka propaganda), legislatures, politicians, and courts. But it has 2 wings in order to provide an escape valve show for the frustrations of the subjects (or as some call them "citizens"), so that frustrated voters have some meager hope that they can change things by voting. If voters could really change things by voting, the Corporate Party would have a machine gun nest at every polling place to "discourage" voting. (I'm exaggerating only a little here.)
That said, I'm still hoping for the best in Wisconsin. Because of all the vote suppressing laws designed to discourage minorities, students, the disabled and old people from voting and the gerrymandering of districts to make progressive victories as close to impossible as they can, the odds are very much against the progressive forces of the people in Wisconsin. But I do hope for their victory.
Last edited by R. S. Refugee on Mon Aug 08, 2011 2:30 am; edited 1 time in total |
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Modernist
Joined: 23 Mar 2011
Location: The 90s
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| Posted: Sun Aug 07, 2011 10:46 pm Post subject: |
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Did I accidentally wander into a political blog by mistake? Here I thought we were discussing things about ESL teaching and the quality of our health coverage [FYI, the dentistry coverage is nonexistent], not whether Barack Obama sucks because he's a Crazy Liberal Socialist vs. Barack Obama sucks because he's a Corporate Sellout Tool. Somehow, apparently, one guy can be both at the same time.
Enough threadjacking. Take it to NRO and DKos where it belongs. |
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R. S. Refugee
Joined: 29 Sep 2004
Location: Shangra La, ROK
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| Posted: Mon Aug 08, 2011 12:25 am Post subject: |
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| Modernist wrote: |
Did I accidentally wander into a political blog by mistake? Here I thought we were discussing things about ESL teaching and the quality of our health coverage [FYI, the dentistry coverage is nonexistent], not whether Barack Obama sucks because he's a Crazy Liberal Socialist vs. Barack Obama sucks because he's a Corporate Sellout Tool. Somehow, apparently, one guy can be both at the same time.
Enough threadjacking. Take it to NRO and DKos where it belongs. |
Sorry. Don't know what came over me. Next time I'll take it to a designated protest zone.  |
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sojusucks
Joined: 31 May 2008
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| Posted: Mon Aug 08, 2011 5:02 pm Post subject: Re: What is covered by Korean medical insurance? |
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| sing81 wrote: |
What is covered by Korean medical insurance?
Are pre-existing conditions like diabetes, arthritis, or psoriasis covered by Korean medical insurance? If so, to what extent?
If you work in Korea, and are diagnosed with cancer can you hope to receive any treatment? Or does your employer have right to deny you coverage? |
The medical insurance covers only basic things. Anything like immunizations for further overseas travel isn't covered nor or any other expensive procedures. Such a shame. |
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marina_ballerina
Joined: 19 Jul 2009
Location: Nowon, S. Korea
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| Posted: Thu Aug 11, 2011 9:35 pm Post subject: |
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| Some dental is covered. Root canals are 100,000 Won! Olleh! (yeah, I'm still saying olleh.) |
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Tamada
Joined: 02 Nov 2008
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| Posted: Fri Aug 12, 2011 12:47 am Post subject: |
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I think Korean Medical Insurance is rubbish and I'd rather opt out of it, given the choice.
The few times I've had to visit the doctor/hospital I've had to pay 50,000-100,000 won, for some very minor treatment and medication.
Considering, what I pay every month, I am getting totally raped. |
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ttompatz
Joined: 05 Sep 2005
Location: Kwangju, South Korea
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| Posted: Fri Aug 12, 2011 1:28 am Post subject: |
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| Tamada wrote: |
I think Korean Medical Insurance is rubbish and I'd rather opt out of it, given the choice.
The few times I've had to visit the doctor/hospital I've had to pay 50,000-100,000 won, for some very minor treatment and medication.
Considering, what I pay every month, I am getting totally raped. |
Quit going to the international desks.
I have never paid more than 5k for a routine consult at any doctor in Korea.
Visit with a shoulder x-ray and pain meds cost me 15k.
MRI, surgery and 1 week recovery in hospital for an ACL repair cost 1 million.
Birth of our daughter 550k won (3 days in a private room).
. |
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wishfullthinkng
Joined: 05 Mar 2010
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| Posted: Fri Aug 12, 2011 2:05 am Post subject: |
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| ttompatz wrote: |
Quit going to the international desks.
I have never paid more than 5k for a routine consult at any doctor in Korea.
Visit with a shoulder x-ray and pain meds cost me 15k.
MRI, surgery and 1 week recovery in hospital for an ACL repair cost 1 million.
Birth of our daughter 550k won (3 days in a private room).
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^ this. if you are stupid enough to go to a place that caters to foreigners anywhere in the world, not just korea, then you are asking for that establishment to bend you over and have their way with you.
i'm always blown away at how little i pay for the random health needs i have here. the all-encompassing shot in the rear and pills for 3 days no matter what my condition is never runs me more than 5k won.
surgery to remove my tonsils? no problem. didn't even break 700k won and i was in the hospital for close to 5 days.
in fact, if you are even feeling a little feverish you can hop over to the "hospital" (koreans seem to always call the doctors office a hospital) and leave with a bill of health and some fun pills for less than 10k. try to do that in the usa. |
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katbrady
Joined: 11 Sep 2011
Location: USA
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| Posted: Mon Dec 26, 2011 7:39 am Post subject: Re: What is covered by Korean medical insurance? |
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| R. S. Refugee wrote: |
| Quote: |
I agree that is a total BS quote. America was, until the socialist became President, the front-runner in medical science. |
It's fascinating to see how effective massive corporate funded propaganda can be in convincing many people that a Wall Street butt kissing corporate tool is actually a socialist. But also fascinating to see how desperate, aspiring progressives can also be fooled into seeing a liberal politician who cares about the working class and middle class (beyond getting their votes one way or another every 4 years) when they've only helped put a Wall Street butt kissing corporate tool in office.
We have elections on a regular basis so that the frustrated citizens can throw out the current bunch of bums and hope the ones that get in next will be different. Oblama has given the lie to that hope as effectively as anyone can. He isn't Bush-lite. He's more like a more effective Bush on steroids, but more articulate with a very nice vocabulary and a wonderful suit of sheep's clothing.
It's not a "2-party" system. It's a one-party state of the Corporate Party with corporate controlled media (aka propaganda), legislatures, politicians, and courts. But it has 2 wings in order to provide an escape valve show for the frustrations of the subjects (or as some call them "citizens"), so that frustrated voters have some meager hope that they can change things by voting. If voters could really change things by voting, the Corporate Party would have a machine gun nest at every polling place to "discourage" voting. (I'm exaggerating only a little here.)
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AMEN. |
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DHC
Joined: 15 Jan 2003
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| Posted: Mon Dec 26, 2011 1:48 pm Post subject: |
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| When you are diagnosed with cancer you may register as a cancer patient. Once registered you pay 5% of the cost for medicine and treatment. |
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laynamarya
Joined: 01 Jan 2010
Location: Gwangjin-gu
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| Posted: Mon Dec 26, 2011 9:05 pm Post subject: |
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I have separate cancer insurance in addition to the national plan. It's about 100k/month for me. But...I'll be here for a while, so I think it is a reasonable precaution.
My husband has three different kinds of health insurance. He was in the hospital for a week with pneumonia last year, and he actually MADE money. |
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diver
Joined: 16 Jun 2003
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| Posted: Mon Dec 26, 2011 11:50 pm Post subject: Re: What is covered by Korean medical insurance? |
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| ttompatz wrote: |
| NYC_Gal 2.0 wrote: |
| I work at a hagwon, and have the national health insurance booklet. I used it last week to go for a doctor's appointment. |
The exception and not the rule.
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I've had NHIC at every hakwon job I've worked (except the first one) since 1995. I had to fight to get it a couple of times, but I have always had it.
Once you have the booklet, you are covered AND you can use your ARC as proof. Once you are enrolled, the ARC is all you need to show. You don't have to have the booklet with you. |
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