Site Search:
 
Speak Korean Now!
Teach English Abroad and Get Paid to see the World!
Korean Job Discussion Forums Forum Index Korean Job Discussion Forums
"The Internet's Meeting Place for ESL/EFL Teachers from Around the World!"
 
 FAQFAQ   SearchSearch   MemberlistMemberlist   UsergroupsUsergroups   RegisterRegister 
 ProfileProfile   Log in to check your private messagesLog in to check your private messages   Log inLog in 

Different insurance for married couples in Korea?

 
Post new topic   Reply to topic    Korean Job Discussion Forums Forum Index -> General Discussion Forum
View previous topic :: View next topic  
Author Message
soomin



Joined: 18 Jun 2009
Location: Daegu

PostPosted: Sun Jul 01, 2012 9:13 pm    Post subject: Different insurance for married couples in Korea? Reply with quote

Some people were telling me that once I get married I will automatically get insurance or can apply for insurance through my husband? Does anyone know how to apply for that or how that goes into effect? Do I need to be on the F-6 visa first? I currently have no insurance because my job took out life insurance on me instead of health insurance... Any help would be great! Thanks!
Back to top
View user's profile Send private message
definitely maybe



Joined: 16 Feb 2008

PostPosted: Sun Jul 01, 2012 9:37 pm    Post subject: Reply with quote

I know that my wife was covered under my university's policy after we got married, she continued under it while pregnant, and both she and my son still use it instead of her company's now that she works again. Keep in mind, I'm foreign and she's Korean. I don't see why it should be any more difficult for you. I have no concrete evidence, an obvious death sentence on this board, but I'd assume the visa does play into it.
Back to top
View user's profile Send private message
Lazio



Joined: 15 Dec 2010

PostPosted: Sun Jul 01, 2012 11:56 pm    Post subject: Reply with quote

You don�t get automatically, you should request it. Your spouse can go to the nearest pension office and have it sorted out. A marriage certificate (Korean) will be necessary but I�m not sure about your visa. It�s best to wait until you have it and do it than.
I remember that my wife needed some document from the local �dong� office but they had a hard time issuing it because the usual �he is a foreigner so I can�t give you this paper�� In the end we got it and it was pretty easy to set it up.
If your spouse has a full time job and his/her insurance is properly paid by both the employer and him/her than adding a spouse will not cost any extra.
Korean nationals must have the most basic insurance and when they are unemployed they will automatically move on to self payment. It depends on a couple of factors: property-car etc, ownership and even jeonse but without much assets it should cost somewhere around 20,000/month. You can be linked to that one too but in that case the monthly payment will be raised slightly (maybe an extra 10,000/month)
If your spouse gets employee insurance when you are linked to it and than later moves onto self payment for whatever reason, make sure to call the pension office and check if you also have insurance still. As I wrote, it�s automatic in the case of your spouse but usually not with the linked spouses, especially when they are not Koreans.
Back to top
View user's profile Send private message
soomin



Joined: 18 Jun 2009
Location: Daegu

PostPosted: Mon Jul 02, 2012 12:13 am    Post subject: Reply with quote

Thank you, both!! ^.^ I'll wait until I have my visa and go through all those steps~
Back to top
View user's profile Send private message
Troglodyte



Joined: 06 Dec 2009

PostPosted: Mon Jul 02, 2012 1:10 am    Post subject: Reply with quote

Why did your school get your life insurance? What does it say in your contract?

If you're on an E2 visa then you should push your boss to get you on national health insurance.
Back to top
View user's profile Send private message
Who's Your Daddy?



Joined: 30 May 2010
Location: Victoria, Canada.

PostPosted: Mon Jul 02, 2012 2:02 am    Post subject: Reply with quote

If you are having a baby and are low income there are all sorts of programs available. But if you join your husbands insurance and he isn't low income you might become ineligible.

We did that, my wife was ineligible. They wouldn't consider her separately:(
Back to top
View user's profile Send private message
soomin



Joined: 18 Jun 2009
Location: Daegu

PostPosted: Mon Jul 02, 2012 3:01 am    Post subject: Reply with quote

Troglodyte wrote:
Why did your school get your life insurance? What does it say in your contract?

If you're on an E2 visa then you should push your boss to get you on national health insurance.


They told me they were going to get "private insurance" rather than public... I guess all the teachers before me just never gave it a second thought, but I sat down with the salesman and found out that it was life insurance... So, if I die or go to the hospital for 4+ consecutive days... money time! >.<

I'm out in three months so... just biding my time *sigh*
Back to top
View user's profile Send private message
Display posts from previous:   
Post new topic   Reply to topic    Korean Job Discussion Forums Forum Index -> General Discussion Forum All times are GMT - 8 Hours
Page 1 of 1

 
Jump to:  
You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot vote in polls in this forum


This page is maintained by the one and only Dave Sperling.
Contact Dave's ESL Cafe
Copyright © 2018 Dave Sperling. All Rights Reserved.

Powered by phpBB © 2001, 2002 phpBB Group

TEFL International Supports Dave's ESL Cafe
TEFL Courses, TESOL Course, English Teaching Jobs - TEFL International