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OMGtrev
Joined: 09 Mar 2010
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 Posted: Wed Jul 18, 2012 7:40 pm Post subject: Waiting 3 MONTHS for health insurance??? |
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| My after school program supervisor just told me I "have to wait 3 months from the time I get into Korea to get health insurance". He is telling me this is the rule for national health care. The thing is, he is telling me I have to wait until 3 months after I started working, not 3 months after getting into Korea. Also, at my last school had the same type of health insurance and I was able to use it the week I got there. On top of all that, my supervisor has known that I am waiting to get surgery. So is this a legitimate thing now or are they screwing me over? |
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ajosshi
Joined: 17 Jan 2011
Location: ajosshi.com
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| Posted: Wed Jul 18, 2012 8:15 pm Post subject: |
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| Sounds shady. |
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ttompatz
Joined: 05 Sep 2005
Location: Kwangju, South Korea
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| Posted: Wed Jul 18, 2012 9:14 pm Post subject: |
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Getting screwed.
NHIC is available from the day you get your ARC.
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ontheway
Joined: 24 Aug 2005
Location: Somewhere under the rainbow...
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| Posted: Wed Jul 18, 2012 9:52 pm Post subject: Re: Waiting 3 MONTHS for health insurance??? |
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| OMGtrev wrote: |
| My after school program supervisor just told me I "have to wait 3 months from the time I get into Korea to get health insurance". He is telling me this is the rule for national health care. The thing is, he is telling me I have to wait until 3 months after I started working, not 3 months after getting into Korea. Also, at my last school had the same type of health insurance and I was able to use it the week I got there. On top of all that, my supervisor has known that I am waiting to get surgery. So is this a legitimate thing now or are they screwing me over? |
It sounds like you're registered as an Independent Contractor. It has been reported by some that ICs have to wait 3 months to become eligible for NHIC.
You can find out for sure: Go in to the National Health Insurance office and try to register yourself. |
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OMGtrev
Joined: 09 Mar 2010
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| Posted: Wed Jul 18, 2012 10:31 pm Post subject: Re: Waiting 3 MONTHS for health insurance??? |
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| ontheway wrote: |
It sounds like you're registered as an Independent Contractor. It has been reported by some that ICs have to wait 3 months to become eligible for NHIC.
You can find out for sure: Go in to the National Health Insurance office and try to register yourself. |
Possibly, but the way I understand it is that my school has my visa and I'm a regular teacher accordingly.
My supervisor also said that I have to wait because it's the "self-pay" scheme instead of the "company-pay" scheme like at my last regular public school job.
I've been thinking of quitting anyway, so this bullshit is looking like a good last straw. |
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ontheway
Joined: 24 Aug 2005
Location: Somewhere under the rainbow...
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| Posted: Thu Jul 19, 2012 1:40 am Post subject: Re: Waiting 3 MONTHS for health insurance??? |
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| OMGtrev wrote: |
| ontheway wrote: |
It sounds like you're registered as an Independent Contractor. It has been reported by some that ICs have to wait 3 months to become eligible for NHIC.
You can find out for sure: Go in to the National Health Insurance office and try to register yourself. |
Possibly, but the way I understand it is that my school has my visa and I'm a regular teacher accordingly.
My supervisor also said that I have to wait because it's the "self-pay" scheme instead of the "company-pay" scheme like at my last regular public school job.
I've been thinking of quitting anyway, so this bullshit is looking like a good last straw. |
"Self pay" sure sounds like a euphemism for Independent Contractor. |
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Troglodyte
Joined: 06 Dec 2009
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| Posted: Thu Jul 19, 2012 1:54 am Post subject: |
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| What does it say in your contract? Does it say they pay? Does it refer to you as an "employee"? |
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OMGtrev
Joined: 09 Mar 2010
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| Posted: Thu Jul 19, 2012 9:51 am Post subject: |
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| Troglodyte wrote: |
| What does it say in your contract? Does it say they pay? Does it refer to you as an "employee"? |
It refers to me specifically as the "native English teacher" and "employee".
It says they pay 50% of health insurance as per Korean law. Then it says something I don't really understand:
"(Area medical insurance each 50% charge)"
No idea if that means anything or if it's important, or just a bad translation.
Regardless, my roommate who also works for the same company had no such problem obtaining insurance. Thus far my supervisor has been dodging my questions and assertions that it shouldn't be like he is describing. |
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Troglodyte
Joined: 06 Dec 2009
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| Posted: Thu Jul 19, 2012 12:01 pm Post subject: |
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| OMGtrev wrote: |
| Troglodyte wrote: |
| What does it say in your contract? Does it say they pay? Does it refer to you as an "employee"? |
It refers to me specifically as the "native English teacher" and "employee".
It says they pay 50% of health insurance as per Korean law. Then it says something I don't really understand:
"(Area medical insurance each 50% charge)"
No idea if that means anything or if it's important, or just a bad translation.
Regardless, my roommate who also works for the same company had no such problem obtaining insurance. Thus far my supervisor has been dodging my questions and assertions that it shouldn't be like he is describing. |
If it says "employee" then you are definitely an employee, not an independent contractor. Since it says that they pay half the insurance, then they're obligated to do so.
It should be activated right after or very soon after you get your ARC.
I would recommend asking someone at the local labor board office what they think about this and what your options are. Check also to see whether or not your taxes and pension are up-to-date. If not, then tell the labor board guy this also. It's good to get this reported soon in case your boss fires you for pushing the matter. He can't officially fire you for it but he can make up some reason. If you've already reported him, then his made up excuse is a lot more transparent. |
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| OMGtrev< |
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