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wooden nickels
Joined: 23 May 2010
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 Posted: Mon Feb 11, 2013 10:05 pm Post subject: |
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| Charlie Bourque wrote: |
| wooden nickels wrote: |
| Charlie Bourque wrote: |
| hiamnotcool wrote: |
| Charlie Bourque wrote: |
People on this forum often bitch about how recent graduates are spoiled brats what refused to hold out for a good job back home, or work their way up from minimum wage/entry-level positions. The truth of the matter is that kids are graduating with exorbitant student loans that are extremely difficult to repay on an entry-level salary. |
If it walks like a duck....
Those loans were voluntary, get a job for a few years and earn the money to go to college. |
Uh huh... And how long would it take to raise $40,000 for someone living on their own, with nothing but a high school diploma, working at minimum wage? Yeah... |
I did it. I lived on my own. I paid for everything. I started out with approximately $2000. I had 2 part-time jobs the first year. My first year of university, I received a grant of approximately $1500.
My tuition alone was $6400 -- another $350 or so for used/rented books. Tuition is due at the beginning of the semester. My apartment, a lowly shoebox just outside of town, cost me $2250 for the first month (1st/Last/Deposit). A measly couple of thousand wouldn't get me anywhere. I'd miss my tuition's due date and would be forced to withdraw from the faculty.
Years 2-5, I had 1 part-time job, worked about 20-30 hours per week for cash. Received grants of about $1000 per year. Tuition was fully covered on scholarships due to grades of all A's and two B's during these four years.
That's the problem -- everyone can't possibly be an A student. The whole class can't have A's and B's. That's why universities employ bell curves. And even so, an extra $1000 doesn't go very far when tuition costs as much as it does nowadays. Even if you added ~25hrs @$10/hr, you'd still only get $1000 a month, which barely covers the cost of renting a shoebox in my city.
I took out a couple of government subsidized loans during the 5 years. The debt was approximately $14,000. After graduation, I accepted a teaching position at a nearby high school where I had completed my student teaching. I paid of my student loan in less than 2 years.
You yourself have to admit that you took government student loans. In my city, teaching positions -- especially English teaching and TESL -- are practically impossible to get, even with proper networking. The entire country has an excess of English teachers, moreso in Ontario, and even worse in Ottawa. The prospects of getting a decently paying TESL job in Ottawa is slim to none.
I didn't go out partying and living it up during my university years. However, at the very beginning, I decided I was going to be responsible and set my standards high. Now, I don't have any debt. I have a very nice home with the full deposit paid down. I have a more than comfortable income. I'm stashing back a nice retirement fund.
Self Responsibility. It produces results. |
You shouldn't need to have to resort to loans of any kind, or rely on 90%+ averages to afford going to school. Many industrialized countries have fully subsidized post-secondary education and I'd say it's working out pretty well for them.
I'm not trying to make excuses for kids that go to school, live with their parents, blow their money, and bitch when they aren't handed a high paying job straight out of school. I'm merely stating that some of us didn't have the privileged of being born in the right city, into the right family. |
Personally, I think the academic standards are too low for entering university these days. I have no problem with free secondary education for those who meet high academic standards, 90%+. But for those cruising on the minimum passing standard, or 80%-, let them pay their own way.
I definitely wasn't born into the right city, or into the right family. I worked and saved during high school. I didn't even go to my senior prom because the Pizza Hut where I worked had me scheduled to wash dishes that night. My father died when I was very young so my mother didn't have much extra money for anything beyond the basics. She was a factory worker who had dropped out of high school in her first year to help support her parents.
I was privileged to have the opportunity to go out and try to make something out of nothing. Self Responsibility. |
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Moondoggy
Joined: 07 Jun 2011
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| Posted: Mon Feb 11, 2013 10:09 pm Post subject: |
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| Dodge7 wrote: |
| Died By Bear wrote: |
| I approve as well. Obamla should forgive those American kids with student loan debt too. |
Haaaa. No he shouldn't. Why should he? People wanted the education they had/have to pay for it. no more free rides or hand outs. We're creating a country full of pan handlers. |
or their parents should pay... not the tax payers. |
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bigverne
Joined: 12 May 2004
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| Posted: Mon Feb 11, 2013 11:07 pm Post subject: |
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| You're assuming that education isn't a human right -- which it is |
Majoring in basket weaving and queer studies, for example, is not a 'human right.' |
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Weigookin74
Joined: 26 Oct 2009
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| Posted: Thu Feb 14, 2013 5:16 pm Post subject: |
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| Charlie Bourque wrote: |
| hiamnotcool wrote: |
| Charlie Bourque wrote: |
People on this forum often bitch about how recent graduates are spoiled brats what refused to hold out for a good job back home, or work their way up from minimum wage/entry-level positions. The truth of the matter is that kids are graduating with exorbitant student loans that are extremely difficult to repay on an entry-level salary. |
If it walks like a duck....
Those loans were voluntary, get a job for a few years and earn the money to go to college. |
Uh huh... And how long would it take to raise $40,000 for someone living on their own, with nothing but a high school diploma, working at minimum wage? Yeah... |
Well, I can tell you out in eastern canada there are no good jobs. Working a minimum wage or low paying call center job ain't going to give you the money to pay cash for a degree. Especially true if you have to buy food and rent, in the meantime. The loan program is partly out of control. But partly, lazy professors who don't offer enough practical skill training geared to the market place which would have made us all more employable.
As for entry level jobs with high debt, a previous poster was right. How can you manage with high debts loads? I think younger grads who had no support could easily be 50 K in debt for a Canadian undergrad. Plus the global economy is no good. Not many fast cash opportunities during the summer. If mommy and daddy aren't paying your way, that's the way it is. I understand Americans get grants or some partial handouts to cover some of the expenses if you went to a state school. |
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Tyshine
Joined: 04 Apr 2011
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| Posted: Thu Feb 14, 2013 6:21 pm Post subject: |
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Personally, I think the academic standards are too low for entering university these days. I have no problem with free secondary education for those who meet high academic standards, 90%+. But for those cruising on the minimum passing standard, or 80%-, let them pay their own way.
I agree with this. I would probably add some community service hours to the requirement. I thinking giving out free university education to everyone would be a horrible idea, but a reduced or free education to those who work hard would be fine with me. |
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