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EricDeajeon
Joined: 27 Mar 2013
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Posted: Wed Mar 27, 2013 5:17 pm Post subject: Extra Health Insurance |
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Hello,
Does anyone know how I can purchase an extra health insurance program here in Korea. The national coverage only covers so much . . . and I've met other ex-pats who had purchased additional health coverage. I no longer have contacts with these individuals else I would ask them.
Thanks for any help.
Eric |
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NYC_Gal 2.0

Joined: 10 Dec 2010
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Posted: Wed Mar 27, 2013 11:44 pm Post subject: |
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Cigna does a plan called "global expat" that covers quite a bit. You can opt for basic in-hospital coverage (which also covers out-patient care for cancer, though) or get the fancier coverage. |
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EricDeajeon
Joined: 27 Mar 2013
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Posted: Thu Mar 28, 2013 12:54 am Post subject: |
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Thanks, I sent them an email and am hoping to hear back soon |
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NYC_Gal 2.0

Joined: 10 Dec 2010
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Posted: Thu Mar 28, 2013 3:50 am Post subject: |
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You can call them directly:
+44 (0)1475 788 182 or +1 800 835 7677
It's great because you'll be covered in every country in the world except the US and/or your home country (except for up to 90 days in your home country if it isn't the US). |
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giraffe
Joined: 07 Apr 2009
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Posted: Thu Mar 28, 2013 7:17 pm Post subject: |
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I have the same thing as NYC_Gal with cigna global .
I dont know if we have the same coverage plan but I pay around 100$ US a month. I'm covered all over the world minus the USA. Its mostly for serious injuries and serious illnesses. Basically what korean national health insurance wouldnt cover.. |
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NYC_Gal 2.0

Joined: 10 Dec 2010
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Posted: Thu Mar 28, 2013 10:14 pm Post subject: |
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giraffe wrote: |
I have the same thing as NYC_Gal with cigna global .
I dont know if we have the same coverage plan but I pay around 100$ US a month. I'm covered all over the world minus the USA. Its mostly for serious injuries and serious illnesses. Basically what korean national health insurance wouldnt cover.. |
I think that we have the same one. It's about $110 a month. |
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EricDeajeon
Joined: 27 Mar 2013
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Posted: Thu Mar 28, 2013 10:20 pm Post subject: |
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I looks like I'm going with "Integra Global" . . . looks like a similar policy for the same price (I might be like $130 because I'm 39 now.)
Cheers |
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alongway
Joined: 02 Jan 2012
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Posted: Fri Mar 29, 2013 12:06 am Post subject: |
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about extra insurance in korea? There must be companies here that sell it.
and not just the high priced cancer insurance. |
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cabeza
Joined: 29 Sep 2012
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Posted: Fri Mar 29, 2013 1:15 am Post subject: |
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So what doesn't the national health insurance cover????
I understand cancer and other terminal illnesses and I'd go home if i had something like that. But it doesn't cover serious injury??? What's the point of it then?? |
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NYC_Gal 2.0

Joined: 10 Dec 2010
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Posted: Fri Mar 29, 2013 4:56 am Post subject: |
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It's very difficult to find extra insurance if you're not at least married to a Korean national. I'd rather be able to talk to customer service in English, though, when it comes to injuries.
National insurance is good, but it's smart to have everything covered. I had my appendix out a few years ago, and, while much was covered, I still ended up paying over 2 million won out of pocket, because I didn't have extra coverage yet. |
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