Drew345
Joined: 24 May 2005
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 Posted: Fri Apr 19, 2013 4:38 pm Post subject: |
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The American banks sometimes charge fees for seeing the teller, but the ATM out front is free. In Korea it is opposite, the ATM out front will charge a fee (if after 4:00), but the tellers are free.
I do like being able to transfer to any Korean bank account for free or next to nothing. I think Bank of America has just started transfers within their system, but bank to bank is only by expensive wire transfers.
In American banks you can show any ID, driver's license, passport, whatever. In Korea it has to be the specific ID that you used to open the account. It is like the account is not owned by you, but actually owned by that ID.
In America the bankbook (do we even still have them?) is just a useless notebook of numbers. In Korea it seems to be very important and secure, but I am not sure why. I just keep it safe anyway.
In America we consider keyloggers and third party apps as not secure. In Korea keyloggers and third party apps are all part of "security". |
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atwood
Joined: 26 Dec 2009
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| Posted: Fri Apr 19, 2013 8:26 pm Post subject: |
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| sirius black wrote: |
Given all the pros and cons, no question Korean banking is hands down cheaper and 'better' than back in America.
American banks make huge amount of money on fees. Fees for every conceivable thing. |
Use a credit union. No fees, better service. |
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