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Unemployment Insurance
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lhasa



Joined: 26 Jan 2008

PostPosted: Mon Jul 08, 2013 3:06 am    Post subject: Unemployment Insurance Reply with quote

I'm getting conflicting information and hoping someone could clarify.

I thought that as an E2 visa holder you could never claim unemployment ins from the govt and therefore should not pay into the system. If you do pay into the system, then you can get reimbursed at the end of the year.

I am now being told by a Korean that it is an optional program that a foreigner can pay into and receive the benefits from if conditions arise.

Which one is true? Is it in writing anywhere?
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YTMND



Joined: 16 Jan 2012
Location: You're the man now dog!!

PostPosted: Mon Jul 08, 2013 3:32 am    Post subject: Reply with quote

Why are you considering paying into it? Unless you are married and on some kind of F visa, I wouldn't do it.

E2 job flops, get a new one.
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lhasa



Joined: 26 Jan 2008

PostPosted: Mon Jul 08, 2013 3:44 am    Post subject: Reply with quote

YTMND wrote:
Why are you considering paying into it? Unless you are married and on some kind of F visa, I wouldn't do it.

E2 job flops, get a new one.


I recently completed my contract and have been paying into the system all year. Now I'm not sure if I can get the money back or not.
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Skippy



Joined: 18 Jan 2003
Location: Daejeon

PostPosted: Mon Jul 08, 2013 4:04 am    Post subject: Reply with quote

lhasa wrote:
YTMND wrote:
Why are you considering paying into it? Unless you are married and on some kind of F visa, I wouldn't do it.

E2 job flops, get a new one.


I recently completed my contract and have been paying into the system all year. Now I'm not sure if I can get the money back or not.


E2 visas holders can not collect unemployment insurance. No job, means no visa so unable to collect it.

So what does happen in case of a mistake? Maybe your boss pocket the money.

OP how much where you paying. Also please do not confuse UI with pension or severance.
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YTMND



Joined: 16 Jan 2012
Location: You're the man now dog!!

PostPosted: Mon Jul 08, 2013 4:09 am    Post subject: Reply with quote

Quote:
I recently completed my contract and have been paying into the system all year. Now I'm not sure if I can get the money back or not.


Sounds like you are 12 months late in asking this pivotal question. I hope your financial guru advises you better.

If it makes you feel better, your boss had a good time with the money he was squandering from you.
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Paddycakes



Joined: 05 May 2003
Location: Seoul

PostPosted: Mon Jul 08, 2013 5:03 am    Post subject: Reply with quote

There are a lot of Newfies and people from the Maritime provinces on this board...

I'm sure they'll be able to chip in with how to collect the Pogie in Korea.

It's their regional specialty.
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lhasa



Joined: 26 Jan 2008

PostPosted: Mon Jul 08, 2013 5:51 am    Post subject: Reply with quote

Skippy wrote:
lhasa wrote:
YTMND wrote:
Why are you considering paying into it? Unless you are married and on some kind of F visa, I wouldn't do it.

E2 job flops, get a new one.


I recently completed my contract and have been paying into the system all year. Now I'm not sure if I can get the money back or not.


E2 visas holders can not collect unemployment insurance. No job, means no visa so unable to collect it.

So what does happen in case of a mistake? Maybe your boss pocket the money.

OP how much where you paying. Also please do not confuse UI with pension or severance.


I paid around w170,000 over the year for unemployment. yes, i understand that pension and severance are separate.

Does anyone have a link to a government document in Korean or English that states E2 visa holders can't collect UI and get reimbursed if they pay into it? My 'guru' insists that it is optional.
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Wildbore



Joined: 17 Jun 2009

PostPosted: Mon Jul 08, 2013 9:51 am    Post subject: Reply with quote

lhasa wrote:
Skippy wrote:
lhasa wrote:
YTMND wrote:
Why are you considering paying into it? Unless you are married and on some kind of F visa, I wouldn't do it.

E2 job flops, get a new one.


I recently completed my contract and have been paying into the system all year. Now I'm not sure if I can get the money back or not.


E2 visas holders can not collect unemployment insurance. No job, means no visa so unable to collect it.

So what does happen in case of a mistake? Maybe your boss pocket the money.

OP how much where you paying. Also please do not confuse UI with pension or severance.


I paid around w170,000 over the year for unemployment. yes, i understand that pension and severance are separate.

Does anyone have a link to a government document in Korean or English that states E2 visa holders can't collect UI and get reimbursed if they pay into it? My 'guru' insists that it is optional.


In theory, with the D-10 visa, you are unemployed and possibly can collect.

How do you know your boss didn't just pocket your deduction?

Go to the Ministry of Labor and get the proof that your boss paid into the system.

Next, depending on that, ask your boss for the money back, or ask the ministry for the refund.
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Weigookin74



Joined: 26 Oct 2009

PostPosted: Mon Jul 08, 2013 3:51 pm    Post subject: Reply with quote

Paddycakes wrote:
There are a lot of Newfies and people from the Maritime provinces on this board...

I'm sure they'll be able to chip in with how to collect the Pogie in Korea.

It's their regional specialty.


Hey dude! I only collected that once. For the record, the company closed it's doors and I was working again in a couple of months. No fault of my own. Think before you steriotype. But no doubt there are a minority of fishermen in some small towns that embrace it as a way of life. Prob should change.

It's like 10 years ago, Stephen Harper coming down and telling us we all had a cycle of dependance. Doesn't mean I disagree with him. But, that doesn't mean I like an outsider coming down and poking his finger in my eye! It's our problem and we'll debate on fixing it without outsiders sticking their nose up at us.
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lhasa



Joined: 26 Jan 2008

PostPosted: Mon Jul 08, 2013 4:56 pm    Post subject: Reply with quote

Wildbore wrote:
lhasa wrote:
Skippy wrote:
lhasa wrote:
YTMND wrote:
Why are you considering paying into it? Unless you are married and on some kind of F visa, I wouldn't do it.

E2 job flops, get a new one.


I recently completed my contract and have been paying into the system all year. Now I'm not sure if I can get the money back or not.


E2 visas holders can not collect unemployment insurance. No job, means no visa so unable to collect it.

So what does happen in case of a mistake? Maybe your boss pocket the money.

OP how much where you paying. Also please do not confuse UI with pension or severance.


I paid around w170,000 over the year for unemployment. yes, i understand that pension and severance are separate.

Does anyone have a link to a government document in Korean or English that states E2 visa holders can't collect UI and get reimbursed if they pay into it? My 'guru' insists that it is optional.


In theory, with the D-10 visa, you are unemployed and possibly can collect.

How do you know your boss didn't just pocket your deduction?

Go to the Ministry of Labor and get the proof that your boss paid into the system.

Next, depending on that, ask your boss for the money back, or ask the ministry for the refund.


Thanks Weigookin.

You're digging deeper into the story so I'll quickly explain. My contract is finished and I've been waiting in Korea for almost 3 weeks on my E2 (expires soon) for severance to be paid. I went to the Labor Board yesterday to try and get a refund on my UI and was told I'm not in the system and that the hagwon likely pocketed the money. The official, who spoke very little English, proceeded to call the school and left what turns out to be a fairly nasty message for my employer....based on the email I received from them shortly after.

So, I'm now trying to sort out if what I was trying to do yesterday, by getting reimbursed for my UI contributions, is even possible. I wasn't trying to get on UI, just get refunded. I've been told that an E2 holder can pay into UI and get benefits but I can't seem to find it in writing anywhere. If that's possible, then I'm not sure if getting refunded makes any sense.
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Who's Your Daddy?



Joined: 30 May 2010
Location: Victoria, Canada.

PostPosted: Mon Jul 08, 2013 4:58 pm    Post subject: Reply with quote

Weigookin74 wrote:

It's like 10 years ago, Stephen Harper coming down and telling us we all had a cycle of dependance. Doesn't mean I disagree with him. But, that doesn't mean I like an outsider coming down and poking his finger in my eye! It's our problem and we'll debate on fixing it without outsiders sticking their nose up at us.


Outsider? Harper's the PM. He leads the government that gives the benefit and represents all the Canadians that have paid for it in taxes. Doesn't matter if one doesn't like Harper, he's the PM.
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newb



Joined: 27 Aug 2012
Location: Korea

PostPosted: Mon Jul 08, 2013 5:08 pm    Post subject: Reply with quote

I'd try to file UI claim instead. I think you can collect 50% of your normal salary. Couple of months of collecting UI benefit will get you ahead. You can show that your employer collected the insurance so let the labor board go after the the insurance premium from your boss.
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lhasa



Joined: 26 Jan 2008

PostPosted: Mon Jul 08, 2013 5:19 pm    Post subject: Reply with quote

newb wrote:
I'd try to file UI claim instead. I think you can collect 50% of your normal salary. Couple of months of collecting UI benefit will get you ahead. You can show that your employer collected the insurance so let the labor board go after the the insurance premium from your boss.


So on my existing E2 visa I can make a UI claim? That sounds like a nice thought but I'm not sure if it's possible.
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newb



Joined: 27 Aug 2012
Location: Korea

PostPosted: Mon Jul 08, 2013 5:45 pm    Post subject: Reply with quote

lhasa wrote:
newb wrote:
I'd try to file UI claim instead. I think you can collect 50% of your normal salary. Couple of months of collecting UI benefit will get you ahead. You can show that your employer collected the insurance so let the labor board go after the the insurance premium from your boss.


So on my existing E2 visa I can make a UI claim? That sounds like a nice thought but I'm not sure if it's possible.


Here's something interesting:

Quote:
Unemployment

The sharp rise in unemployment following the Asian financial crisis revealed the dire need for some type of insurance to benefit the jobless. Today, such benefits exist for both Korean nationals and foreigners. There are two types of unemployment benefits:

Job-Seeking Allowance and
Employment Promotion Allowance
Both types require a person to be involuntarily unemployed and to have worked at least 180 days within 18 months before unemployment. The amount of benefit is normally 50% of daily wage which is calculated by dividing the salary of the 3 month period before unemployment by the number of days worked in that same period.


http://www.justlanded.com/english/South-Korea/South-Korea-Guide/Jobs/Labor-regulations-social-security

So go and file UI benefit. And let us know what they say.
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lhasa



Joined: 26 Jan 2008

PostPosted: Mon Jul 08, 2013 8:17 pm    Post subject: Reply with quote

newb wrote:
lhasa wrote:
newb wrote:
I'd try to file UI claim instead. I think you can collect 50% of your normal salary. Couple of months of collecting UI benefit will get you ahead. You can show that your employer collected the insurance so let the labor board go after the the insurance premium from your boss.


So on my existing E2 visa I can make a UI claim? That sounds like a nice thought but I'm not sure if it's possible.


Here's something interesting:

Quote:
Unemployment

The sharp rise in unemployment following the Asian financial crisis revealed the dire need for some type of insurance to benefit the jobless. Today, such benefits exist for both Korean nationals and foreigners. There are two types of unemployment benefits:

Job-Seeking Allowance and
Employment Promotion Allowance
Both types require a person to be involuntarily unemployed and to have worked at least 180 days within 18 months before unemployment. The amount of benefit is normally 50% of daily wage which is calculated by dividing the salary of the 3 month period before unemployment by the number of days worked in that same period.


http://www.justlanded.com/english/South-Korea/South-Korea-Guide/Jobs/Labor-regulations-social-security

So go and file UI benefit. And let us know what they say.


Trying to file for UI benefits is difficult due to the fact that I haven't paid into the system. The UI deductions I made apparently got swallowed up by hagwon accounting on their way to Labor.
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