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cavarsan
Joined: 27 Jun 2012
Location: SEOUL
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 Posted: Tue Aug 20, 2013 5:00 am Post subject: lotte credit card reported me to immigration? |
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I overspent on my korean credit card and gave up trying to pay back.
Yesterday i went to the bank to open an account and they said there is a restriction on my ARC (im F6).
Can a private company like Lotte Card create any problems for me regarding my visa? |
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optik404
Joined: 24 Jun 2008
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| Posted: Tue Aug 20, 2013 5:14 am Post subject: |
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| I guess one problem is you can't open any more accounts or line of credits. |
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Captain Corea
Joined: 28 Feb 2005
Location: Seoul
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| Posted: Tue Aug 20, 2013 5:36 am Post subject: Re: lotte credit card reported me to immigration? |
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| cavarsan wrote: |
| I overspent on my korean credit card and gave up trying to pay back. |
I'll be the first...
WTF?  |
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IPayInCash
Joined: 27 Jul 2013
Location: Away from all my board stalkers :)
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| Posted: Tue Aug 20, 2013 6:25 am Post subject: |
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| Yea.. I was thinking the same thing. Pretty scumbag thing to do and no surprise you got denied at the bank. |
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Ginormousaurus
Joined: 27 Jul 2006
Location: 700 Ft. Pulpit
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| Posted: Tue Aug 20, 2013 6:39 am Post subject: |
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| Deadbeat. You're in a country where it is exceedingly easy to make money. Pay your bills. |
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transmogrifier
Joined: 02 Jan 2012
Location: Seoul, South Korea
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| Posted: Tue Aug 20, 2013 7:02 am Post subject: |
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| And given the Korean tendency to associate the actions of the individual with the actions of the group, I guess we have you to thank in part for all the hoops we have to jump through to get something as simple as a credit card. |
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beentheredonethat777
Joined: 27 Jul 2013
Location: AsiaHaven
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| Posted: Tue Aug 20, 2013 7:06 am Post subject: Re: lotte credit card reported me to immigration? |
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| cavarsan wrote: |
| Quote: |
I overspent on my korean credit card and gave up trying to pay back.
Yesterday i went to the bank to open an account and they said there is a restriction on my ARC (im F6). |
Can a private company like Lotte Card create any problems for me regarding my visa? |
Many financial institutions in many countries will deny banking privileges
to individuals who have shown a lack of financial responsibility. Since your identification in this country is linked to your visa, er... I think the answer is yes.
I know of one person who was stopped and interrogated at immigration over a 110,000 won unpaid balance on a bill. His visa was flagged. He paid the bill and they "lifted" the restriction. Not sure how your case applies. |
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FriendlyDaegu
Joined: 26 Aug 2012
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| Posted: Tue Aug 20, 2013 7:15 am Post subject: |
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| Next requirement will be a copy of your credit report. |
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nora
Joined: 14 Apr 2012
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| Posted: Tue Aug 20, 2013 7:41 am Post subject: |
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This isn't a restriction on an ARC, like trying to leave the country and getting stopped at the airport. This is a "hey, you screwed us, pay your GD bills" flag that is put on ANYONE in ANY country. Try walking out on debt in Canada/USA/England/[INSERTCOUNTRYHERE] and then setting up a bank account. Of COURSE you'll be flagged on your ID number, which is all the ARC card is - a national ID number that every person in the country has.
I honestly don't know how some people survive... |
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Yaya
Joined: 25 Feb 2003
Location: Seoul
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| Posted: Tue Aug 20, 2013 8:59 am Post subject: Re: lotte credit card reported me to immigration? |
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| cavarsan wrote: |
I overspent on my korean credit card and gave up trying to pay back.
Yesterday i went to the bank to open an account and they said there is a restriction on my ARC (im F6).
Can a private company like Lotte Card create any problems for me regarding my visa? |
Scammers like you give expats a bad name in Korea, but what the hell were you expecting in this forum? Pity? |
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robbie_davies
Joined: 16 Jun 2013
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| Posted: Tue Aug 20, 2013 9:50 am Post subject: |
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| transmogrifier wrote: |
| And given the Korean tendency to associate the actions of the individual with the actions of the group |
Well don't encourage them because there is no excuse for Koreans to brand us all on the actions of the OP. None whatsoever. |
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CentralCali
Joined: 17 May 2007
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| Posted: Tue Aug 20, 2013 12:52 pm Post subject: |
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| Okay, so how many of you actually believe the OP? |
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Ginormousaurus
Joined: 27 Jul 2006
Location: 700 Ft. Pulpit
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transmogrifier
Joined: 02 Jan 2012
Location: Seoul, South Korea
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| Posted: Tue Aug 20, 2013 2:04 pm Post subject: |
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| robbie_davies wrote: |
| transmogrifier wrote: |
| And given the Korean tendency to associate the actions of the individual with the actions of the group |
Well don't encourage them because there is no excuse for Koreans to brand us all on the actions of the OP. None whatsoever. |
Oh, I know, but it happens.
You can see it happening in reverse as well, on these boards. |
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Airborne9
Joined: 01 Jun 2010
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| Posted: Tue Aug 20, 2013 3:13 pm Post subject: |
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| transmogrifier wrote: |
| And given the Korean tendency to associate the actions of the individual with the actions of the group. |
I think you might find that this is not a tendency that is unique to Korea. |
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