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EZE
Joined: 05 May 2012
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 Posted: Mon Dec 09, 2013 4:57 am Post subject: Pension & Health Insurance are now Voluntary |
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| In the past, NHIC has been the agency enforcing pension and health insurance payments, but they're no longer going to enforce them. Last week, I was told by an agent that they no longer enforce payments. Skeptical, I called again today and spoke with a different agent and was informed they cannot make the schools pay delinquent pension and health insurance payments. They both also said the only thing that can be done is for a teacher to ask the employer or former employer to please pay health insurance and pension, and that's it's voluntary on the part of employers now. |
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ibeattheborg
Joined: 17 Dec 2010
Location: the deep blue sea
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| Posted: Mon Dec 09, 2013 8:42 am Post subject: |
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| This is big news! For foreign English teachers. But, in the hagwons I worked in, none of the Korean teachers had health insurance or pension. I did wonder why a foreign teacher would get those benefits and not the Koreans, if it was a legal requirement or labor law. |
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NYC_Gal 2.0
Joined: 10 Dec 2010
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| Posted: Mon Dec 09, 2013 1:04 pm Post subject: |
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| The labor board still might help. |
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nicwr2002
Joined: 17 Aug 2011
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| Posted: Mon Dec 09, 2013 10:05 pm Post subject: |
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| Who told you that it was voluntary? I asked my wife about it and she says that employers have to pay that and that there has been no change. I'm sure there would be an uproar if suddenly employers didn't have to pay for health insurance. |
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hogwonguy1979
Joined: 22 Dec 2003
Location: the racoon den
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| Posted: Mon Dec 09, 2013 10:30 pm Post subject: |
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given the funding problems they are having with NHIC (they are paying out far far more than is coming in and they are expanding services for cancer, MRIS, dental cleanings etc) I highly doubt they are making contributions voluntary. I bet they will be increasing the % you have to pay soon.
somebody sold you a bill of goods |
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happiness
Joined: 04 Sep 2010
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| Posted: Tue Dec 10, 2013 3:39 am Post subject: |
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| I was told it was voluntary and my employer applied for it and i was told I had to pay the two months (first 2 month) that I was there. Id rather have it than not. |
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hogwonguy1979
Joined: 22 Dec 2003
Location: the racoon den
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| Posted: Tue Dec 10, 2013 3:49 am Post subject: |
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| happiness wrote: |
| I was told it was voluntary and my employer applied for it and i was told I had to pay the two months (first 2 month) that I was there. Id rather have it than not. |
thats a load of crap your employer told you, E2s are required to be enrolled in NHIC now how they pay for it is be it as regular employee or an independent contractor (a dubious at best status) is subject to argument.
It also doesn't take 2 months to enroll, as soon as you get your ARC you go and get enrolled in that and pension, should be done in the first month you are here |
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happiness
Joined: 04 Sep 2010
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| Posted: Tue Dec 10, 2013 4:02 am Post subject: |
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| hogwonguy1979 wrote: |
| happiness wrote: |
| I was told it was voluntary and my employer applied for it and i was told I had to pay the two months (first 2 month) that I was there. Id rather have it than not. |
thats a load of crap your employer told you, E2s are required to be enrolled in NHIC now how they pay for it is be it as regular employee or an independent contractor (a dubious at best status) is subject to argument.
It also doesn't take 2 months to enroll, as soon as you get your ARC you go and get enrolled in that and pension, should be done in the first month you are here |
yes i know that, ive had it before, he didnt apply (dubious or not), so I told him to do it, and I had to pay, because I guess I was supposed to be enrolled.
I also had to pay for a month back in 2010, and I check my record, and I had no stub for insurance that month, cost cutting lol |
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EZE
Joined: 05 May 2012
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| Posted: Tue Dec 10, 2013 5:33 am Post subject: |
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| nicwr2002 wrote: |
| Who told you that it was voluntary? |
I called the NHIC Call Center English Consultation line at 02.390.2000. It was two different people who told me this.
Let's do this...all of us reading this thread should call them tomorrow and ask about this. Then, each of us should post what we're each told. I'm expecting them to tell different people different replies, but maybe we can find out their prevailing theory of contribution enforcement. We know what their law is, but it's more important to find out their theory because that's what gets enforced. |
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El Bandito
Joined: 07 Oct 2013
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| Posted: Tue Dec 10, 2013 9:59 pm Post subject: |
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health insurance and pension are two different groups
NHIC is health insurance only and NPS in the national pension service
The English call center number for NPS is 02-2176-8707. They can also tell you if your employer is contributing or not, and how much you have saved up |
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CentralCali
Joined: 17 May 2007
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| Posted: Wed Dec 11, 2013 12:24 am Post subject: |
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| El Bandito wrote: |
health insurance and pension are two different groups
NHIC is health insurance only and NPS in the national pension service
The English call center number for NPS is 02-2176-8707. They can also tell you if your employer is contributing or not, and how much you have saved up |
They can also tell you the exact amount your employer has declared to them your salary is. This way, you'll know if your boss is pulling the scam of declaring your salary at one-half its actual amount so that the boss can get out of actually making the employer contributions. |
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Porksta
Joined: 05 May 2011
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| Posted: Wed Dec 11, 2013 12:38 am Post subject: |
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| How can he get out of making contributions? Isn't it 4.5% regardless of salary? |
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EZE
Joined: 05 May 2012
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| Posted: Wed Dec 11, 2013 1:01 am Post subject: |
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| El Bandito wrote: |
health insurance and pension are two different groups
NHIC is health insurance only and NPS in the national pension service
The English call center number for NPS is 02-2176-8707. They can also tell you if your employer is contributing or not, and how much you have saved up |
They're two different groups, but when a school is delinquent on pension payments it's actually NHIC who enforces it, not the NPS. I know it sounds strange, and it is strange. |
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El Bandito
Joined: 07 Oct 2013
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| Posted: Wed Dec 11, 2013 4:28 am Post subject: |
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| EZE wrote: |
| El Bandito wrote: |
health insurance and pension are two different groups
NHIC is health insurance only and NPS in the national pension service
The English call center number for NPS is 02-2176-8707. They can also tell you if your employer is contributing or not, and how much you have saved up |
They're two different groups, but when a school is delinquent on pension payments it's actually NHIC who enforces it, not the NPS. I know it sounds strange, and it is strange. |
Interesting. I'm going to call them tomorrow and verify this. |
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littlelisa
Joined: 12 Jun 2007
Location: Seoul
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| Posted: Wed Dec 11, 2013 5:07 am Post subject: |
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| Porksta wrote: |
| How can he get out of making contributions? Isn't it 4.5% regardless of salary? |
Because it's a percentage, places sometimes report that your salary is lower than it is, and then pay 4.5% of that lower amount. |
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