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My co-teacher says I can't get a bank card? HELP!
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3DR



Joined: 24 May 2009

PostPosted: Mon Mar 03, 2014 4:16 pm    Post subject: Reply with quote

Well, you will see what you want to see. I'm not gonna do the work for you, but the info is out there and these types of scams are pretty well known throughout the country. Almost on par with the Nigerian king email scams.
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IlIlNine



Joined: 15 Jun 2005
Location: Gunpo, Gyonggi, SoKo

PostPosted: Mon Mar 03, 2014 4:19 pm    Post subject: Reply with quote

big_fella1 wrote:
SeoulNate wrote:
1. Some of the banks have a three month waiting period before you can get your debit card. It is due to some fraud that was happening with Chinese customers iirc.


Any evidence to back up this racist statement?


The following explains the rule change (waiting 3 months before you can use your account) as a result of financial crimes committed by people outside of Korea.

http://m.blog.daum.net/_blog/_m/articleView.do?blogid=0BVz5&articleno=12247635

And the following explains the Chinese connection :

http://www.newstomato.com/readNews.aspx?no=56887

So, yes. Geez.
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Steelrails



Joined: 12 Mar 2009
Location: Earth, Solar System

PostPosted: Mon Mar 03, 2014 4:42 pm    Post subject: Reply with quote

Gee Big Fella, where have you been on all the unfounded, anti-Korean posts all these years?
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SeoulNate



Joined: 04 Jun 2010
Location: Hyehwa

PostPosted: Mon Mar 03, 2014 4:43 pm    Post subject: Reply with quote

lol didnt check the thread last night :p

It did actually happen like that, and thanks for all the links guys.

I'm sure it was more than just Chinese people, but thats what I remembered being on the news. It wasnt just like I pulled it out of my ass.
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Steelrails



Joined: 12 Mar 2009
Location: Earth, Solar System

PostPosted: Mon Mar 03, 2014 4:47 pm    Post subject: Reply with quote

Gee Big Fella, where have you been on all the unfounded, anti-Korean posts all these years?
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big_fella1



Joined: 08 Dec 2005

PostPosted: Mon Mar 03, 2014 4:47 pm    Post subject: Reply with quote

[quote="IlIlNine"]
big_fella1 wrote:
SeoulNate wrote:
1. Some of the banks have a three month waiting period before you can get your debit card. It is due to some fraud that was happening with Chinese customers iirc.


Any evidence to back up this racist statement?


The following explains the rule change (waiting 3 months before you can use your account) as a result of financial crimes committed by people outside of Korea.

http://m.blog.daum.net/_blog/_m/articleView.do?blogid=0BVz5&articleno=12247635

And the following explains the Chinese connection :

http://www.newstomato.com/readNews.aspx?no=56887

So, yes. Geez.[/quote
I really hope you don't have a degree from a university in my country if you think a blog and news tomato are sources.

I checked with the Korean Federation of Banks in 2007 this was a paper someone wrote that was never acted on. It looks like the author took offense to their racist/xenophobic views being ignored and leaked it to every news outlet at the time. It was never a rule or a law.

As anyone who has lived in Korea for any time knows often non-Koreans are blamed disproportionally for bad things. 1997 was the fault of the IMF, not the Korean banks that lent money to companies recklessly that caused the IMF to get involved.

More crimes in Korea are committed by citizens. Unfortunately my paper on this wasn't able to be written for one reason. Crime statistics don't include the nationality of the offender.

On the OP rules in Korea are subjective depending on who you speak to. If you get told something you don't like, ask someone else.
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wishfullthinkng



Joined: 05 Mar 2010

PostPosted: Mon Mar 03, 2014 6:14 pm    Post subject: Reply with quote

i've not once had to wait to get a visa/mastercard branded debit card from either shinhan, citibank, or keb. i think some of you might be getting taken for a stroll around the block.
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ciannagh



Joined: 29 Nov 2011
Location: Milwaukee, Wisconsin

PostPosted: Mon Mar 03, 2014 8:17 pm    Post subject: Thanks guys! Reply with quote

Hey, thanks for the response, everyone.

My bank is NongHyup. I have to go back there because I apparently have to apply for internet banking, so I can ask again then...hopefully someone there will speak enough English to help. I don't know any Koreans here aside from my co-teacher, and while she's taken me around to get the official stuff done, she's not the most helpful.

Once I get internet banking I can just easily transfer all of my money into my American account when I get paid...a bit of a pain, but I was going to have to transfer every month for student loan payments, anyhow.

It's mainly a giant pain since they're closed on weekends and I teach during the week, and they're 20 minutes away by bus, and the only way to get my money is with my bank book at the ATM. This, combined with other things, has gotten me off to a bit of a rocky start here. From what I've read though, rocky starts are pretty normal for those going to Korea.
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alongway



Joined: 02 Jan 2012

PostPosted: Mon Mar 03, 2014 8:30 pm    Post subject: Re: Thanks guys! Reply with quote

ciannagh wrote:
Hey, thanks for the response, everyone.

My bank is NongHyup. I have to go back there because I apparently have to apply for internet banking, so I can ask again then...hopefully someone there will speak enough English to help. I don't know any Koreans here aside from my co-teacher, and while she's taken me around to get the official stuff done, she's not the most helpful.

Once I get internet banking I can just easily transfer all of my money into my American account when I get paid...a bit of a pain, but I was going to have to transfer every month for student loan payments, anyhow.

It's mainly a giant pain since they're closed on weekends and I teach during the week, and they're 20 minutes away by bus, and the only way to get my money is with my bank book at the ATM. This, combined with other things, has gotten me off to a bit of a rocky start here. From what I've read though, rocky starts are pretty normal for those going to Korea.

Is there are KEB bank near you at all?
If so, just forget that and go there.
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IlIlNine



Joined: 15 Jun 2005
Location: Gunpo, Gyonggi, SoKo

PostPosted: Mon Mar 03, 2014 8:33 pm    Post subject: Reply with quote

[quote="big_fella1"]
IlIlNine wrote:
big_fella1 wrote:
SeoulNate wrote:
1. Some of the banks have a three month waiting period before you can get your debit card. It is due to some fraud that was happening with Chinese customers iirc.


Any evidence to back up this racist statement?


The following explains the rule change (waiting 3 months before you can use your account) as a result of financial crimes committed by people outside of Korea.

http://m.blog.daum.net/_blog/_m/articleView.do?blogid=0BVz5&articleno=12247635

And the following explains the Chinese connection :

http://www.newstomato.com/readNews.aspx?no=56887

So, yes. Geez.[/quote
I really hope you don't have a degree from a university in my country if you think a blog and news tomato are sources.

I checked with the Korean Federation of Banks in 2007 this was a paper someone wrote that was never acted on. It looks like the author took offense to their racist/xenophobic views being ignored and leaked it to every news outlet at the time. It was never a rule or a law.

As anyone who has lived in Korea for any time knows often non-Koreans are blamed disproportionally for bad things. 1997 was the fault of the IMF, not the Korean banks that lent money to companies recklessly that caused the IMF to get involved.

More crimes in Korea are committed by citizens. Unfortunately my paper on this wasn't able to be written for one reason. Crime statistics don't include the nationality of the offender.

On the OP rules in Korea are subjective depending on who you speak to. If you get told something you don't like, ask someone else.


I am obviously not going to write your dissertation for you - and I agree that the links I posted are far from academic source material - I think they are sufficient to take the edge off of your racial indignation. I'm sure with some more digging you will be able to find better sources.

One more thing: I'm no student of criminal law, but it seems to me that the lack of statistics may be explained by the fact that, aside from a relatively small amount of collaborators in Korea, the proposition that the bulk of the activity is being committed outside of the country (routed through hacked PBXes so calls seem local) would mean that they are out of the jurisdiction of the KNP and thus uprosecutable. The collaborators are likely Korean gangster-types.

As for Korea not keeping track of foreign crime statistics by country, this is just false. See: http://blog.jinbo.net/attach/292/1181044806.pdf

Your battle cry of 'racism!!' is duly noted... But since you seem to have done some research in this area, would you be so kind as to share some of your sources? I'm sure it would be an easy copy/paste from past notes.. And if I am indeed mistaken, I would be happy to be proven wrong.
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LPKSA



Joined: 24 Feb 2014
Location: Saudi Arabia

PostPosted: Mon Mar 03, 2014 9:35 pm    Post subject: Reply with quote

[quote="big_fella1"]
3DR wrote:
I wish we had Korean banks operating in my country to moderate the ripoff local banks. But Korean banks are too xenophobic to successfully operate in my country. Someone suggested Citibank, but in my experience they are one of the most xenophobic in Korea. I was declined a checkcard and I'm an F5 Shocked


I had an account with Woori Bank in Korea back in 2005. I left Korea with a small sum of money in my account. This past summer when I was working in Koreatown Los Angeles, I found a Woori Bank near my work. Upon inquiry as to whether or not I would be able to withdraw the rest of my funds from my account, I was told that the money was indeed there, but because it was in the USA, it was essentially in an account in a non-Korean bank. It's not enough money to go after anyway, probably 20,000 won. I am guessing that if there were a Korean bank in your country it would also be a completely different system, but I could be wrong.
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Weigookin74



Joined: 26 Oct 2009

PostPosted: Mon Mar 03, 2014 10:06 pm    Post subject: Reply with quote

crsandus wrote:
sigmundsmith wrote:
About 3 years ago my director of my department suggested that I open a Shinhan account for my salary deposits. The same thing happened to me regarding the card. The branch manager said there was a 3 month wait for all foreigners because of fraud committed by Chinese customers.

About 3 weeks later I went down with my K/American co-worker to the same branch to set up a special savings account in my name to have a certain amount of money deposited into a higher interest account. I asked my coworker to just see if I could get a card. She asked the girl behind the desk and a few minutes later there was my card.

TIK (This Is Korea).Written rules are there. Unwritten rules are there but really, it can sometimes just depend on the day and who is behind that counter.


This. However, for me it was almost 6 years ago. I went to Shinhan with my co-teacher and I got a bank book, a three month waiting period, AND my co-teacher having to co-sign for me. The next day I went to Hana and opened an account, got an ATM card, a debit card, and a credit card. At Shinhan I was also told the reason for the 3 month waiting period was due to Chinese customers.


What does that have to do with us? Did you tell you them you're not Chinese? Poor Chinese Migrants are different from Western English teachers. We tend to steal way less and commit less fraud. You'd think that would be just common sense.
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Weigookin74



Joined: 26 Oct 2009

PostPosted: Mon Mar 03, 2014 10:08 pm    Post subject: Re: Thanks guys! Reply with quote

ciannagh wrote:
Hey, thanks for the response, everyone.

My bank is NongHyup. I have to go back there because I apparently have to apply for internet banking, so I can ask again then...hopefully someone there will speak enough English to help. I don't know any Koreans here aside from my co-teacher, and while she's taken me around to get the official stuff done, she's not the most helpful.

Once I get internet banking I can just easily transfer all of my money into my American account when I get paid...a bit of a pain, but I was going to have to transfer every month for student loan payments, anyhow.

It's mainly a giant pain since they're closed on weekends and I teach during the week, and they're 20 minutes away by bus, and the only way to get my money is with my bank book at the ATM. This, combined with other things, has gotten me off to a bit of a rocky start here. From what I've read though, rocky starts are pretty normal for those going to Korea.


Just be an argumentative pain in the @$$$. Don't shut up until you get a card. Explain that all your friends got a card and you want one too. Get a little emotional (but just a little). Sqeeky wheel gets the grease son!
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SeoulNate



Joined: 04 Jun 2010
Location: Hyehwa

PostPosted: Mon Mar 03, 2014 10:33 pm    Post subject: Re: Thanks guys! Reply with quote

Weigookin74 wrote:
ciannagh wrote:
Hey, thanks for the response, everyone.

My bank is NongHyup. I have to go back there because I apparently have to apply for internet banking, so I can ask again then...hopefully someone there will speak enough English to help. I don't know any Koreans here aside from my co-teacher, and while she's taken me around to get the official stuff done, she's not the most helpful.

Once I get internet banking I can just easily transfer all of my money into my American account when I get paid...a bit of a pain, but I was going to have to transfer every month for student loan payments, anyhow.

It's mainly a giant pain since they're closed on weekends and I teach during the week, and they're 20 minutes away by bus, and the only way to get my money is with my bank book at the ATM. This, combined with other things, has gotten me off to a bit of a rocky start here. From what I've read though, rocky starts are pretty normal for those going to Korea.


Just be an argumentative pain in the @$$$. Don't shut up until you get a card. Explain that all your friends got a card and you want one too. Get a little emotional (but just a little). Sqeeky wheel gets the grease son!


Also this.

From my experiences in the past being resident foreigner wrangler (worst job ever btw, dont ever take a job as the 'foreign' manager unless you actually have some managerial power), banks would eventually give out the cards just by brute forcing them. Visit a few times, bitch a bit, visit a different branch, bitch a bit and you will eventually get a card. OR, just go to KEB.
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