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Hokie21
Joined: 01 Mar 2011
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 Posted: Tue Apr 01, 2014 5:29 am Post subject: Health Insurance question. |
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So I have some friends who have been working for a hagwon for around the past 6 months. They have been bugging the school about getting health insurance and was finally told that they can get it, but they will have to pay something like 65,000 won for each month they have been here.
To me that makes zero sense. So even though they haven't had health insurance for the past six months they still have to pay for six months worth of health insurance. The school told them sorry but that is the way it works. |
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beentheredonethat777
Joined: 27 Jul 2013
Location: AsiaHaven
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| Posted: Tue Apr 01, 2014 5:44 am Post subject: Re: Health Insurance question. |
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| Hokie21 wrote: |
So I have some friends who have been working for a hagwon for around the past 6 months. They have been bugging the school about getting health insurance and was finally told that they can get it, but they will have to pay something like 65,000 won for each month they have been here.
To me that makes zero sense. So even though they haven't had health insurance for the past six months they still have to pay for six months worth of health insurance. The school told them sorry but that is the way it works. |
| Quote: |
YES!This is CORRECT information. The law requires health insurance from day one of employment. If an employee/employer is late registering, it is retro active, ALL missed payments must be paid and current payment to date; to receive insurance.
By the way, if your friend hasn't received health insurance then your friend is not receiving pension either, and the tax is more than likely being pocketed by the owner. PENSION/HEALTH is connected in the system. |
Is pension or taxes being taken out of pay? If so, its being stolen. |
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tophatcat
Joined: 09 Aug 2006
Location: under the hat
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| Posted: Tue Apr 01, 2014 5:45 am Post subject: Re: Health Insurance question. |
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| Hokie21 wrote: |
So I have some friends who have been working for a hagwon for around the past 6 months. They have been bugging the school about getting health insurance and was finally told that they can get it, but they will have to pay something like 65,000 won for each month they have been here.
To me that makes zero sense. So even though they haven't had health insurance for the past six months they still have to pay for six months worth of health insurance. The school told them sorry but that is the way it works. |
That's how it works. Really. |
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Hokie21
Joined: 01 Mar 2011
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| Posted: Tue Apr 01, 2014 5:49 am Post subject: Re: Health Insurance question. |
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| beentheredonethat777 wrote: |
| Hokie21 wrote: |
So I have some friends who have been working for a hagwon for around the past 6 months. They have been bugging the school about getting health insurance and was finally told that they can get it, but they will have to pay something like 65,000 won for each month they have been here.
To me that makes zero sense. So even though they haven't had health insurance for the past six months they still have to pay for six months worth of health insurance. The school told them sorry but that is the way it works. |
| Quote: |
YES!This is CORRECT information. The law requires health insurance from day one of employment. If an employee/employer is late registering, it is retro active, ALL missed payments must be paid and current payment to date; to receive insurance.
By the way, if your friend hasn't received health insurance then your friend is not receiving pension either, and the tax is more than likely being pocketed by the owner. PENSION/HEALTH is connected in the system. |
Is pension or taxes being taken out of pay? If so, its being stolen. |
Interesting. My buddy told me that it doesn't say anything about a pension on his pay stub but taxes and an "administrative fee" are being subtracted from his paycheck each month? |
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beentheredonethat777
Joined: 27 Jul 2013
Location: AsiaHaven
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| Posted: Tue Apr 01, 2014 6:02 am Post subject: Re: Health Insurance question. |
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| Hokie21 wrote: |
| beentheredonethat777 wrote: |
| Hokie21 wrote: |
So I have some friends who have been working for a hagwon for around the past 6 months. They have been bugging the school about getting health insurance and was finally told that they can get it, but they will have to pay something like 65,000 won for each month they have been here.
To me that makes zero sense. So even though they haven't had health insurance for the past six months they still have to pay for six months worth of health insurance. The school told them sorry but that is the way it works. |
| Quote: |
YES!This is CORRECT information. The law requires health insurance from day one of employment. If an employee/employer is late registering, it is retro active, ALL missed payments must be paid and current payment to date; to receive insurance.
By the way, if your friend hasn't received health insurance then your friend is not receiving pension either, and the tax is more than likely being pocketed by the owner. PENSION/HEALTH is connected in the system. |
Is pension or taxes being taken out of pay? If so, its being stolen. |
Interesting. My buddy told me that it doesn't say anything about a pension on his pay stub but taxes and an "administrative fee" are being subtracted from his paycheck each month? |
| Quote: |
administrative fee= stolen cash! Trust me on this. It's a clever term made up by some hogwans to steal money from unsuspecting teachers. If/when "caught" or confronted, sometimes it is returned with a simple "sorry my mistake"Usually though it is pocketed by the owner. |
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Hokie21
Joined: 01 Mar 2011
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| Posted: Tue Apr 01, 2014 6:12 am Post subject: |
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That's what I said regarding the administrative fee. I told him to ask about what it entails. Regarding the pension though, I don't think any of them are going to opt for health insurance at this point since they will all have to pay retroactively....but does that mean they cannot then collect pension? I thought someone said they go hand in hand?
Thanks for your quick answers. |
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beentheredonethat777
Joined: 27 Jul 2013
Location: AsiaHaven
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| Posted: Wed Apr 02, 2014 5:12 am Post subject: |
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| Hokie21 wrote: |
That's what I said regarding the administrative fee. I told him to ask about what it entails. Regarding the pension though, I don't think any of them are going to opt for health insurance at this point since they will all have to pay retroactively....but does that mean they cannot then collect pension? I thought someone said they go hand in hand?
Thanks for your quick answers. |
There is no pension to collect. Sorry! No health insurance=no pension.
You can't have one without the other.
Please have them check and make sure it(pension) is not being deducted from monthly pay. If so, it is being pocketed. It's still very, very common in Korea. |
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EZE
Joined: 05 May 2012
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| Posted: Thu Apr 03, 2014 4:28 am Post subject: |
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| beentheredonethat777 wrote: |
There is no pension to collect. Sorry! No health insurance=no pension.
You can't have one without the other. |
You can have national health insurance without having pension. |
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nicwr2002
Joined: 17 Aug 2011
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| Posted: Thu Apr 03, 2014 11:24 pm Post subject: |
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| beentheredonethat777 wrote: |
| Hokie21 wrote: |
That's what I said regarding the administrative fee. I told him to ask about what it entails. Regarding the pension though, I don't think any of them are going to opt for health insurance at this point since they will all have to pay retroactively....but does that mean they cannot then collect pension? I thought someone said they go hand in hand?
Thanks for your quick answers. |
There is no pension to collect. Sorry! No health insurance=no pension.
You can't have one without the other.
Please have them check and make sure it(pension) is not being deducted from monthly pay. If so, it is being pocketed. It's still very, very common in Korea. |
I've gotten pension without national health insurance as well. |
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Wildbore
Joined: 17 Jun 2009
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| Posted: Sun Apr 06, 2014 12:01 am Post subject: |
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I also know several people with National Health, but no pension. They are not South African either.
However, the pension office occasionally checks for discrepancies and may send you letters asking you to demand national pension from your employer. |
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Overture1928
Joined: 12 Jan 2014
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| Posted: Sun Apr 06, 2014 10:36 am Post subject: |
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| EZE wrote: |
| beentheredonethat777 wrote: |
There is no pension to collect. Sorry! No health insurance=no pension.
You can't have one without the other. |
You can have national health insurance without having pension. |
And how exactly do you go about doing this? Are you sure you or the people you know just didn't have private medical insurance? |
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Jongno2bucheon
Joined: 11 Mar 2014
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| Posted: Sun Apr 06, 2014 11:24 am Post subject: |
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You know, if some of you are posting false things, that is really something to be ashamed about.
This is people's livelihoods at stake here. If you don't know something for sure, don't post it. You might just cause someone to make a mistake
jeez, the nerve of some people. |
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Savant
Joined: 25 May 2007
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| Posted: Mon Apr 07, 2014 5:09 am Post subject: |
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It is possible to self-enroll locally in the NHIC without going through the national office. Haven't been contacted yet about paying into Pension.
Just using the hugely wasteful lazy Korean government bureaucratic system in my favor. |
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