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Pension question: Missing 4 years!

 
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happiness



Joined: 04 Sep 2010

PostPosted: Sat Jul 05, 2014 2:59 am    Post subject: Pension question: Missing 4 years! Reply with quote

I went to the Pension Office, very nice service in my area, with a smile. Cool.

But Ive been here for a bit more than 10 years, and I noticed from 2002-2006 theres no record of my paying at all, and I worked for 2 different places in that time. One is long gone now, the other is still there. Anyone had a similar situation or advice? Thanks.
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beentheredonethat777



Joined: 27 Jul 2013
Location: AsiaHaven

PostPosted: Sat Jul 05, 2014 4:03 am    Post subject: Re: Pension question: Missing 4 years! Reply with quote

happiness wrote:
I went to the Pension Office, very nice service in my area, with a smile. Cool.

But Ive been here for a bit more than 10 years, and I noticed from 2002-2006 theres no record of my paying at all, and I worked for 2 different places in that time. One is long gone now, the other is still there. Anyone had a similar situation or advice? Thanks.


I had 1.5 years worth of pension missing once. I promptly went to my old boss and told him to give me my money he stole from my pay each month, as well as his portion before the day was over or I would make sure his business got shut down or/and "show my pay stubs from him and the record from the pension/tax office to everyone in town" I went to tax office and checked, came back and did the same thing. He said "sorry" and returned pension, taxes, and health premiums to me by 5 p.m that day in cash in my hand. I think he believed me!

I don't recommend doing this, but it worked. He knew I was serious and besides I still lived in the same city but worked at another school. (small town)

TWO of your schools, stole your money. BUT unless you have pay slips pr other documents showing where it was deducted,it would be your word against theirs. In other words, that money is long gone. Fortunately I had a paper trail. That's why he paid up so quickly. Plus, he didn't want the embarrassment because everyone thinks/thought he was such an upright businessman, full of integrity.

Since ONE of the places is still open,check it out. Only if you have proof. If you were paid in cash, forget it. 4 years of cash down the drain. I've met so many people here with the same unfortunate experience as yours.

After that experience,NOW, I check my PENSION BALANCE EVERY MONTH, without fail and cash it out as often as possible. I hate crooks!
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happiness



Joined: 04 Sep 2010

PostPosted: Sat Jul 05, 2014 6:40 pm    Post subject: Reply with quote

Interesting story. thx. Well, its odd. The one place was gone was right on Haeundae with an ocean vew apartment, so oh well, cant complain that bad. $2000 down the drain does sting though, ouch. One more school, Im not going to threaten them, they were very nice to me, I have to think on how to do this though....hmmm
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beentheredonethat777



Joined: 27 Jul 2013
Location: AsiaHaven

PostPosted: Sat Jul 05, 2014 9:08 pm    Post subject: Reply with quote

Quote:
, Im not going to threaten them, they were very nice to me,
Quote:




I know, right? When people are really, really nice, you NEVER think they are stealing from you, right? My old boss was the same way. He was one of the kindest people I've ever met in my life. I never had an inkling, he was pocketing around 280,000 won per month of my cash!

Think about it,happiness.

If you need to maintain the relationship, (for future reference) with the school that stole your funds, forget about it, move one and count it as tuition paid for University of Life.
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ttompatz



Joined: 05 Sep 2005
Location: Kwangju, South Korea

PostPosted: Sun Jul 06, 2014 12:17 am    Post subject: Reply with quote

If the missing funds were from within the last 3 years you have recourse with the NPS to go after them.

If they were from more than 3 years ago then a criminal complaint or civil lawsuit against the employer MAY be an option (up to 7 years).

Beyond 7 years, the possibility of a fraud complaint may be possible (but may be hard to actually prove since they are not required to keep documents longer than that). The same with a civil action.

.
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newchamp



Joined: 09 Mar 2013

PostPosted: Sun Jul 06, 2014 2:09 am    Post subject: Reply with quote

happiness wrote:
Interesting story. thx. Well, its odd. The one place was gone was right on Haeundae with an ocean vew apartment, so oh well, cant complain that bad. $2000 down the drain does sting though, ouch. One more school, Im not going to threaten them, they were very nice to me, I have to think on how to do this though....hmmm

They were very nice to you? So you might let this slide? That's disgusting. How could you care about your relationship with someone who stole thousands of dollars from you? Do you think they really care about you? They STOLE $4000 from you.

It's not $2000, it's $4000, because if you had a typical contract, both you and the school were to make contributions for those 2 years.

It may be too late to get any of the money back by legal means, but if it were me, I'd stop by the academy and express my anger and disappointment, as well as inform the current teachers. I think you should also post the name of the school somewhere to protect other teachers in the future.

If you don't agree with my post, I know a couple of really nice used car salesmen who'd like to do business with you.
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reminiscink



Joined: 14 Apr 2014

PostPosted: Sun Jul 06, 2014 11:40 pm    Post subject: Reply with quote

I may be able to you with your missing pension. If you have any type of paper trail such as a contract, paystub, or bank statement, it will make it easier. However, if you dont have any of these, most of the time, the school info and the name of the director at the time will suffice. We can look up their info and current address to issue a court order. The missing amount from 02 - 06 will have to be calculated as well as the interest that you would've gained for the last 10+ years including the change of currency value. It's a substantial amount. contact me at 070.7527.4347.

Now, with that said, there are times when contracts will mention the NPS. Even if you are not eligible for it. Some schools know this but mention it anyway. It's like a loophole in the contract. Collecting 3.3% tax which only pays for govnt tax and not the resident tax, will make you ineligible for NPS. The only way to verify this is to refer back to your teaching contract. This type of practice is indeed illegal, but not many people do anything about it.
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ontheway



Joined: 24 Aug 2005
Location: Somewhere under the rainbow...

PostPosted: Wed Jul 09, 2014 5:43 am    Post subject: Reply with quote

reminiscink wrote:
I may be able to you with your missing pension. If you have any type of paper trail such as a contract, paystub, or bank statement, it will make it easier. However, if you dont have any of these, most of the time, the school info and the name of the director at the time will suffice. We can look up their info and current address to issue a court order. The missing amount from 02 - 06 will have to be calculated as well as the interest that you would've gained for the last 10+ years including the change of currency value. It's a substantial amount. contact me at 070.7527.4347.

Now, with that said, there are times when contracts will mention the NPS. Even if you are not eligible for it. Some schools know this but mention it anyway. It's like a loophole in the contract. Collecting 3.3% tax which only pays for govnt tax and not the resident tax, will make you ineligible for NPS. The only way to verify this is to refer back to your teaching contract. This type of practice is indeed illegal, but not many people do anything about it.


So, are you a lawyer who also poses as a teacher?
Do you call yourself or are you named Jay?
How many lawyers work at Flag?
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ontheway



Joined: 24 Aug 2005
Location: Somewhere under the rainbow...

PostPosted: Wed Jul 09, 2014 6:14 am    Post subject: Reply with quote

reminiscink wrote:
ontheway wrote:
reminiscink wrote:
Hi guys, I just wanted to clarify couple things here. In the event that you are fired, (doesnt matter how the contract is worded) you do not need to pay anything back. In fact, they need to pay you severance as well as flight tickets in some cases. If you or anyone you know were let go recently (less than 12 months ago), contact me 070.7525.4347



Nice advertising.

Actually I see that your first post states you used the services of the organization your are promoting and it seems that they collected the one month salary and housing that constitutes the one month notice that is required and considered standard. Nothing special.

your first post on Dave's: Posted: Tue Apr 29, 2014 6:41 pm wrote:
reminiscink wrote:
Contact FLAg Association at 070.7525.4347.
I think the name of the person I contacted was Jay
. They are Legal Assistance provider for Foreign Nationals (Actual Lawyers). I had a similar case in March. School terminated the contract mid-term and basically kicked me out. I was homeless and broke. They replaced me with someone who got paid less. Dont let these Schools get away with it. FLAg Association barely charges anything. They got me one month pay and housing compensation reimbursement. Good luck~


This means that you have no basis for your claims about not paying anything back, severance, flight tickets etc.


As far as this group:

Do they offer free initial consultations or is there a fee?

Do they work pro bono, or with fees contingent on amounts collected as a percentage (without a retainer), or do they require an up-front payment for services where the teacher takes all the risk?

(BTW: Are you a teacher or are you part of this group soliciting business?)


Not really sure what your problem is but... I was teaching English here and got screwed. As for your question, they do have a signup fee for people who want security regarding legal issues. However, its a different story if you are fired. I took the time to submit my case at the Labor committee but all they did was write a letter to my employer asking them to respond. In the end, nothing happened and they were fined 278,000 won while I was out of a job with little to nothing in my acct. I was just sharing information on places you can get help from. I mean seriously, I dont know anyone that will pay 1 mil won as penalty for getting fired. Even if you quit, you are not entitled to pay anything... but you do need a lawyer for that so I was merely suggesting FLAg (I know this from experience). Thats all. It wasnt directed at you in anyway nor was I being obnoxious. You should really watch what you say about others who are only trying to offer help. I dont get paid to mention FLAg. I just had a good experience with them. The consultation with them is free. They are an actual Attorney and not someone trying to act like one. I would've just went about my day after I got screwed probably working at another school with a bad taste in my mouth. They assisted me with housing, visa, and compensation with no upfront fee. I tried all the Legal places mentioned here. Got nowhere.



Here's the problem:

First you posted as a teacher on April 29, 2014. You were promoting this Flag group of attys (is there only one?) for helping you get what anyone can get from the labor office.

Then, on July 6, 2014, you came back and you were posting as a lawyer working for Flag and making all kinds of promises. You also edited your first and only post until then where you were posing as a teacher on July 6, 2014.

post as edited by reminiscink

Quote:
reminiscink



Joined: 14 Apr 2014

Posted: Tue Apr 29, 2014 6:41 pm Post subject:

--------------------------------------------------------------------------------

Contact FLAg Association at 070.7525.4347.

Last edited by reminiscink on Sun Jul 06, 2014 6:11 pm; edited 1 time in total




However, your original post had been quoted by Ttompatz, so it was still saved:

Quote:
ttompatz



Joined: 05 Sep 2005
Location: Kwangju, South Korea
Posted: Tue Apr 29, 2014 7:35 pm Post subject:

--------------------------------------------------------------------------------

reminiscink wrote:
Contact FLAg Association at 070.7525.4347.
I think the name of the person I contacted was Jay. They are Legal Assistance provider for Foreign Nationals (Actual Lawyers). I had a similar case in March. School terminated the contract mid-term and basically kicked me out. I was homeless and broke. They replaced me with someone who got paid less. Dont let these Schools get away with it. FLAg Association barely charges anything. They got me one month pay and housing compensation reimbursement. Good luck~
http://forums.eslcafe.com/korea/viewtopic.php?t=232445&postdays=0&postorder=asc&start=15



Your posts on July 6th:
Quote:

reminiscink



Joined: 14 Apr 2014

Posted: Sun Jul 06, 2014 11:40 pm Post subject:

--------------------------------------------------------------------------------

I may be able to you with your missing pension. If you have any type of paper trail such as a contract, paystub, or bank statement, it will make it easier. However, if you dont have any of these, most of the time, the school info and the name of the director at the time will suffice. We can look up their info and current address to issue a court order. The missing amount from 02 - 06 will have to be calculated as well as the interest that you would've gained for the last 10+ years including the change of currency value. It's a substantial amount. contact me at 070.7527.4347.

Now, with that said, there are times when contracts will mention the NPS. Even if you are not eligible for it. Some schools know this but mention it anyway. It's like a loophole in the contract. Collecting 3.3% tax which only pays for govnt tax and not the resident tax, will make you ineligible for NPS. The only way to verify this is to refer back to your teaching contract. This type of practice is indeed illegal, but not many people do anything about it.
http://forums.eslcafe.com/korea/viewtopic.php?t=233502

Quote:
reminiscink



Joined: 14 Apr 2014

Posted: Sun Jul 06, 2014 5:33 pm Post subject:

--------------------------------------------------------------------------------

Hi guys, I just wanted to clarify couple things here. In the event that you are fired, (doesnt matter how the contract is worded) you do not need to pay anything back. In fact, they need to pay you severance as well as flight tickets in some cases. If you or anyone you know were let go recently (less than 12 months ago), contact me 070.7525.4347


and

Quote:
reminiscink



Joined: 14 Apr 2014

Posted: Sun Jul 06, 2014 6:08 pm Post subject:

--------------------------------------------------------------------------------

Usurname wrote:
reminiscink wrote:
Hi guys, I just wanted to clarify couple things here. In the event that you are fired, (doesnt matter how the contract is worded) you do not need to pay anything back. In fact, they need to pay you severance as well as flight tickets in some cases. If you or anyone you know were let go recently (less than 12 months ago), contact me 070.7525.4347


What if you quit? Then do you need to pay back?


Not necessarily, we would have to review your contract and confirm it but in most cases, you do not have to pay anything back. Again, I strongly advise anyone going through this to contact us. We will help you figure this out and get everything you deserve including the letter of release.



So, as we can all clearly see, you have been posing as a teacher and as a lawyer. Clearly you tried to erase your original identity, but failed unknowingly, when you decided to post as a lawyer. Then, when caught, you switched back to being a teacher, but you didn't edit your posts as a lawyer.

It's fairly clear that you're trying to drum up business. It seems that you might actually be a lawyer and that you are named Jay or use that as your English name.

It's also fairly clear that you are not completely conversant regarding the technical legalites of contractual labor matters, beyond the fact that there are some easy cases that you can collect on.

This was quite a ham handed attempt to drum up business, but you certainly have confirmed my faith in lawyers who I esteem in the same high category as recruiters, politicians and other purveyors of unadulterated bovine excrement.[/quote]
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happiness



Joined: 04 Sep 2010

PostPosted: Wed Jul 09, 2014 5:45 pm    Post subject: Reply with quote

beentheredonethat777 wrote:
Quote:
, Im not going to threaten them, they were very nice to me,
Quote:




I know, right? When people are really, really nice, you NEVER think they are stealing from you, right? My old boss was the same way. He was one of the kindest people I've ever met in my life. I never had an inkling, he was pocketing around 280,000 won per month of my cash!

Think about it,happiness.

If you need to maintain the relationship, (for future reference) with the school that stole your funds, forget about it, move one and count it as tuition paid for University of Life.


wow, this thread became weird. some people need to get laid.
Nice, is I worked for them for 6+ years, and they paid bonuses to me (not contract), but I worked really hard for them. I would never do that to my boss, a court order, but that missing peiod is only 2.5 years. The rest of the 1.5 years was a small school with an ocen view Haeundae apartment who were very fair to me, but like you said, that guy should pay up. Oh well. That was maybe 2004/5? Ill just chalk it up to life.

Thanks for the good advice all, and the weird stuff? I would never listen to a foriegn lawyer here, good golly.

Yeah, Good perspective.
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Chaparrastique



Joined: 01 Jan 2014

PostPosted: Wed Jul 09, 2014 8:35 pm    Post subject: Reply with quote

beentheredonethat777 wrote:

I know, right? When people are really, really nice, you NEVER think they are stealing from you, right? My old boss was the same way. He was one of the kindest people I've ever met in my life. I never had an inkling, he was pocketing around 280,000 won per month of my cash!.


its strange how Koreans view common theft as a serious crime ( I could leave my wallet outside all day and nobody would take it) but when it comes to corporate theft then they think anything is fair game.
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newchamp



Joined: 09 Mar 2013

PostPosted: Thu Jul 10, 2014 11:53 am    Post subject: Reply with quote

happiness wrote:
wow, this thread became weird. some people need to get laid.
Nice, is I worked for them for 6+ years, and they paid bonuses to me (not contract), but I worked really hard for them. I would never do that to my boss, a court order, but that missing peiod is only 2.5 years. The rest of the 1.5 years was a small school with an ocen view Haeundae apartment who were very fair to me, but like you said, that guy should pay up. Oh well. That was maybe 2004/5? Ill just chalk it up to life.

Thanks for the good advice all, and the weird stuff? I would never listen to a foriegn lawyer here, good golly.

Yeah, Good perspective.

The little spat between Reminiscink and Ontheway was unusual but was a useful part of this thread. You wanted advice, but now you're too cool and too busy getting laid to care, right OP? Sure. It's up to you if you want to do anything about the $4000.
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