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Getting a K GF
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greyhound



Joined: 10 Jun 2016
PostPosted: Thu Jun 16, 2016 1:05 pm    Post subject: Getting a K GF Reply with quote
Is it as easy to get a K gf as it is to get one in Thailand? I'm 40 something and I'd like to date a 25-36 yo K. Laughing
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edwardcatflap



Joined: 22 Mar 2009
PostPosted: Thu Jun 16, 2016 2:21 pm    Post subject: Reply with quote
No it's not as easy, but on the other hand a Korean girl probably won't be asking you to send money for the sick buffalo in her village, pay for her to do a college course or buy a house in her name. Laughing
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greyhound



Joined: 10 Jun 2016
PostPosted: Thu Jun 16, 2016 2:29 pm    Post subject: Reply with quote
Yeh you're right there. LOL. I might even go for a K wife so I can get an F-Visa. Very Happy But can you get a mortgage in Korea if you're married? How much are the cheapest apartments in a cheap city?
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edwardcatflap



Joined: 22 Mar 2009
PostPosted: Thu Jun 16, 2016 2:52 pm    Post subject: Reply with quote
There was a discussion about it here

http://forums.eslcafe.com/korea/viewtopic.php?t=224772
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greyhound



Joined: 10 Jun 2016
PostPosted: Thu Jun 16, 2016 3:20 pm    Post subject: Reply with quote
what's Jonsei? I notice one foreign teacher got an apartment with 28m won deposit which is just £16700. In England you need more than that I think, 40% or so of the purchase price unless mortgages are back to 10% deposits. House prices in England are around 150k-200k for a 3 bed semi in a cheaper area. Down south they cost more than this 300k +

So how much are apartment orhouses to buy then in Korea outside of seoul?
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greyhound



Joined: 10 Jun 2016
PostPosted: Thu Jun 16, 2016 3:41 pm    Post subject: Reply with quote
I jut checked one website and apartments and villas are coming up from $800k to $2000,000 or more. Why so expensive? That's like London or New York prices.

I did see this cheap one for $236000
http://www.acerealty.kr/iestate/view.php
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ttompatz



Joined: 05 Sep 2005
Location: Kwangju, South Korea
PostPosted: Thu Jun 16, 2016 9:51 pm    Post subject: Reply with quote
greyhound wrote:
what's Jonsei? I notice one foreign teacher got an apartment with 28m won deposit which is just £16700. In England you need more than that I think, 40% or so of the purchase price unless mortgages are back to 10% deposits. House prices in England are around 150k-200k for a 3 bed semi in a cheaper area. Down south they cost more than this 300k +

So how much are apartment or houses to buy then in Korea outside of Seoul?


Jonsei is your RENTAL deposit. You may take a Jonsei loan (like a mortgage) but you don't own the apartment. The monthly rent will depend on the amount of Jonsei you have. Often the rent can be as low as "0" other than your utility and other apartment costs.

Deposits that are high enough to cover 100% of rent will often run into the hundreds of millions of won.

Lower deposits with regular rent are usually referred to as Wolsei.

Purchase of an apartment will run from 300-500k pounds. Purchase of a house (on private land) will be even higher.

.
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greyhound



Joined: 10 Jun 2016
PostPosted: Thu Jun 16, 2016 11:36 pm    Post subject: Reply with quote
Why so high to buy an apartment? Cant you get one for £100k? That jonsei is mental if that's how much it costs for zero rent...but then it's like you bought the place.
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greyhound



Joined: 10 Jun 2016
PostPosted: Thu Jun 16, 2016 11:38 pm    Post subject: Reply with quote
and how can anyone afford to buy an apartment for 300K pounds on a EFL salary?
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CentralCali



Joined: 17 May 2007
PostPosted: Fri Jun 17, 2016 12:27 am    Post subject: Reply with quote
greyhound wrote:
and how can anyone afford to buy an apartment for 300K pounds on a EFL salary?


Judging by your first two posts in this thread, I'm thinking you won't have to worry about that.
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greyhound



Joined: 10 Jun 2016
PostPosted: Fri Jun 17, 2016 12:39 am    Post subject: Reply with quote
Sorry, you've lost me there. Care to exemplify? By the way, I looked at korean banks to enquire about mortgages but the only one I can find citibank korea, says for korean nationals only. The other banks, I can't see their loans on their websites. You can't email them either.
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tophatcat



Joined: 09 Aug 2006