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cdninkorea

Joined: 27 Jan 2006 Location: Seoul
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Posted: Mon May 29, 2006 9:43 pm Post subject: How long did you wait for your health insurance card? |
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I started my present job on March 6th, and was told my health insurance card would arrive sometime the next month. It is now May 30th, and I have yet to get it.
My boss keeps telling me it will arrive 'soon', and blames the whole thing on Korean bureaucracy. I'm beginning to have my doubts.
How long did you wait? How long is normal? Does anyone know of a number I can call about it (I'm tired of going through my boss about it)? It has to be someone who speaks English.
And... I've been to the doctor a few times over the past month, and had to pay cash. Are these refundable? Who would I file the receipts with?
Thank you. |
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ttompatz

Joined: 05 Sep 2005 Location: Kwangju, South Korea
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Posted: Mon May 29, 2006 10:11 pm Post subject: Re: How long did you wait for your health insurance card? |
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cdninkorea wrote: |
I started my present job on March 6th, and was told my health insurance card would arrive sometime the next month. It is now May 30th, and I have yet to get it.
My boss keeps telling me it will arrive 'soon', and blames the whole thing on Korean bureaucracy. I'm beginning to have my doubts.
How long did you wait? How long is normal? Does anyone know of a number I can call about it (I'm tired of going through my boss about it)? It has to be someone who speaks English.
And... I've been to the doctor a few times over the past month, and had to pay cash. Are these refundable? Who would I file the receipts with?
Thank you. |
I got my new "card" about 5 weeks after starting my current position.
I have never waited more than 7 weeks at any position. |
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VanIslander

Joined: 18 Aug 2003 Location: Geoje, Hadong, Tongyeong,... now in a small coastal island town outside Gyeongsangnamdo!
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Posted: Mon May 29, 2006 10:13 pm Post subject: |
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about three and a half years
and no longer counting |
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mole

Joined: 06 Feb 2003 Location: Act III
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Posted: Tue May 30, 2006 2:39 am Post subject: |
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Very variable and frustrating. One year, the whole staff received ours within a month as promised.
Another boss assured he'd provide it "soon." Never got it that year.
Others never offered, but promised to pay half of any expenses.
This year, I went to the office myself and got it on the spot. |
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cazador83

Joined: 28 Feb 2006 Location: Seoul
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Posted: Tue May 30, 2006 3:08 am Post subject: |
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I also started working on March 6 and have yet to receieve one. My school said I have to give them my original diploma (again!?!) before I could get it, but I'm pretty sure that's bs.
None of the foreigners at my school have it, and isn't that illegal? |
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ttompatz

Joined: 05 Sep 2005 Location: Kwangju, South Korea
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Posted: Tue May 30, 2006 5:40 am Post subject: |
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jmoore2001 wrote: |
I also started working on March 6 and have yet to receieve one. My school said I have to give them my original diploma (again!?!) before I could get it, but I'm pretty sure that's bs.
None of the foreigners at my school have it, and isn't that illegal? |
Yup... you are getting lied to and screwed and your boss is saving about 50k won per person per month. You are probably getting screwed out of your pension too.
Go down and register yourself at the NHIC office and then just give him the bill and get your 1/2 back. IF you have a translator it will be much easier but it can be done without one.
You should take your ARC, your contract (to verify your income - this determines your premium), your address, your bosses address, and phone numbers.
Their ENGLISH website is at:
http://www.nhic.or.kr/wbe/wbea/2002/11/19/206,249,0,0,0.html
and the general information is at:
http://www.nhic.or.kr/wbe/images/guide.doc
Korean website is at:
http://www.nhic.or.kr |
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Hater Depot
Joined: 29 Mar 2005
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Posted: Tue May 30, 2006 5:49 am Post subject: |
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Wait, there's a card you're supposed to have? At my last job I just got a booklet that the hospital would print something in if got some treatment. I want to be pretty straight on this because I am certain my boss is trying his damndest to avoid paying for health insurance and pension. |
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ttompatz

Joined: 05 Sep 2005 Location: Kwangju, South Korea
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Posted: Tue May 30, 2006 5:55 am Post subject: |
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Hater Depot wrote: |
Wait, there's a card you're supposed to have? At my last job I just got a booklet that the hospital would print something in if got some treatment. I want to be pretty straight on this because I am certain my boss is trying his damndest to avoid paying for health insurance and pension. |
The "CARD" is actually the little booklet. Has a red stamp and your ARC number on the inside page and the hospital records stuff when you get treatment...
You are fine for medical....
Pension has no "Card". After you have been here for a short time you can contact the pension office and verify your account. Your number is the same as your ARC number. |
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Hollywoodaction
Joined: 02 Jul 2004
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Posted: Wed May 31, 2006 3:26 am Post subject: |
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Call them up. 1577-1000. If you can't speak Korean, simply ask very politely to talk to someone in English. They'll tell you if and when it's coming. |
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cazador83

Joined: 28 Feb 2006 Location: Seoul
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Posted: Wed May 31, 2006 8:14 am Post subject: |
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what's the deal about the pension thing? do i really want it or not? because i heard you'd end up saving money in the long run, but it may not be worth it? i dont know.
also, is any dental work included in the health insurance (i mean like root canal, crown, etc.) |
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Hollywoodaction
Joined: 02 Jul 2004
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Posted: Wed May 31, 2006 8:37 am Post subject: |
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jmoore2001 wrote: |
what's the deal about the pension thing? do i really want it or not? because i heard you'd end up saving money in the long run, but it may not be worth it? i dont know.
also, is any dental work included in the health insurance (i mean like root canal, crown, etc.) |
Root canal and crowns are covered, as far as I know. But, I know for a fact that dentures aren't. I recently saw something on TV about unscrupulous dentists taking advantage of the fact that insurance isn't involved, charging 4 million won for dentures that cost them 280 000 won or so (a fair price was said to have been 600 000 or 700 000 won). |
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stumptown
Joined: 11 Apr 2005 Location: Paju: Wife beating capital of Korea
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Posted: Wed May 31, 2006 11:00 am Post subject: |
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Hollywoodaction wrote: |
Call them up. 1577-1000. If you can't speak Korean, simply ask very politely to talk to someone in English. They'll tell you if and when it's coming. |
They'll give you the phone number someone who speaks English. I'd post it for you guys, but I don't have my phone with me and I don't know the number by heart. |
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Rteacher

Joined: 23 May 2005 Location: Western MA, USA
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Posted: Wed May 31, 2006 2:12 pm Post subject: |
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It took several months (maybe six) before I got my national health insurance card. I - and the school - had to make back payments. There's some dental coverage, but it applies mostly to the cheapest procedures ... |
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ttompatz

Joined: 05 Sep 2005 Location: Kwangju, South Korea
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Posted: Wed May 31, 2006 2:34 pm Post subject: |
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jmoore2001 wrote: |
what's the deal about the pension thing? do i really want it or not? because i heard you'd end up saving money in the long run, but it may not be worth it? i dont know.
also, is any dental work included in the health insurance (i mean like root canal, crown, etc.) |
the pension thing is GREAT if you are American or Canadian. You pay into it at the rate of 4.5% of your salary. Your employer matches your contribution. When you leave Korea you get the whole 9% total refunded to you as a cash payout. (about 2.160 million per year based on a 2 million salary).
This is in addition to your 2 million severance.
I was told that circumstances have changed for the Brits and don't have any accurate and current information for you folks from the UK, NZ or AU. |
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