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jurassic82
Joined: 21 Jun 2006
Location: Somewhere!!!!
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 Posted: Thu Sep 28, 2006 6:27 am Post subject: National Health Plan |
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I am in need of some serious advice. I have been in Korea for two months now and so far have liked my job. There have been some down sides but for the most part the school is okay. I haven't had the typical problems many people have had until now. I still don't have my health insurance and today the other foriegn teacher I work with went to go see a doctor and tried to get my boss to pay for the bill which was only about 50,000won and my boss refused. She seems to have no idea about the fact that we are required to have health insurance by law not to mention that it is stated in our contract. My coworker and I are greatly upset about this. My boss said she was going to start looking into it more. Is this normal. How can a boss not understand that we need health insurance? It's in our contract. Do hogwan owners even read the contract or do they just completely disregard what it says thinking that some of what is written is optional. I want to now how I can pressure my boss in giving me my insurance. If she doesn't give it to me what should I do? Is there other ways of applying for the National Health Plan. Any advice would be greatly appreciated.  |
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Bibbitybop
Joined: 22 Feb 2006
Location: Seoul
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| Posted: Thu Sep 28, 2006 8:29 am Post subject: |
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| Contact the Labor Board ASAP. |
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Grotto
Joined: 21 Mar 2004
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| Posted: Thu Sep 28, 2006 8:29 am Post subject: |
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well #1 it is mandatory and a quick call to the board will get that ball rolling.
#2 if she hasnt got your insurance that probably means you havent been registered for your pension either. If you're Canadian or American you really want this happening! |
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jewelz
Joined: 25 Sep 2006
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| Posted: Fri Sep 29, 2006 5:44 am Post subject: help, please clarify the pension issue |
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Hi,
I have been told by my boss that basically I dont have to worry about my insurance b/c the doctor around here knows her and it goes under her insurance, so I only pay very little to visit him...
WHat does it mean if I have not paid into my pension ... I will lose out on a lot of money ?? Surely I am getting my bonus at the end right. How do I bring this up, my first pay is not until the 25th of October. I relocated all the way to Korea with my 4 year old daughter and she is settling into her new kindergarten well. I do not want to have to change jobs, it would be crazy. Also the whole town is watching her and all of her students b/c it is small.
She seems reasonable about everything else.
Please help... |
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ttompatz
Joined: 05 Sep 2005
Location: Kwangju, South Korea
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| Posted: Fri Sep 29, 2006 5:11 pm Post subject: Re: help, please clarify the pension issue |
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| jewelz wrote: |
Hi,
I have been told by my boss that basically I dont have to worry about my insurance b/c the doctor around here knows her and it goes under her insurance, so I only pay very little to visit him...
WHat does it mean if I have not paid into my pension ... I will lose out on a lot of money ?? Surely I am getting my bonus at the end right. How do I bring this up, my first pay is not until the 25th of October. I relocated all the way to Korea with my 4 year old daughter and she is settling into her new kindergarten well. I do not want to have to change jobs, it would be crazy. Also the whole town is watching her and all of her students b/c it is small.
She seems reasonable about everything else.
Please help... |
Your boss is a liar and a thief.
National medical has been MANDITORY for foreigners since Jan 2006.
National pension has been required since 1999. You pay 4.5% of your salary, your boss matches it and you get is all back when you leave (assuming you are Canadian or American). This is just over 2 mil per year,
You get your severance by law (1 months salary for every year worked).
It would also be my guess that since you are not registered for anything else, you are not registered at the tax office either and she is just flat rating your tax and putting/keeping it in her pocket.
Tax service - http://www.nts.go.kr/eng/default.html call 02-397-1440
pension - http://www.nps4u.or.kr/
medical - http://www.nhic.or.kr/wbe/index.html call 1577-1000
labor act - http://www.molab.go.kr/download/_20051220144304549.pdf |
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jewelz
Joined: 25 Sep 2006
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| Posted: Sun Oct 01, 2006 4:03 am Post subject: contract has clarified health insurance |
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| I scanned over my contract and it states I have the option of getting health insurance. The contract also does state I will get my 2 million won severence at the end. Some other thread noted that if the hagwan has >6 emplyees they do not have to have medical insurance. Anyways my boss is not out to get me and I think she holds some integrity. |
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ttompatz
Joined: 05 Sep 2005
Location: Kwangju, South Korea
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| Posted: Sun Oct 01, 2006 7:50 am Post subject: Re: contract has clarified health insurance |
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| jewelz wrote: |
| I scanned over my contract and it states I have the option of getting health insurance. The contract also does state I will get my 2 million won severence at the end. Some other thread noted that if the hagwan has >6 emplyees they do not have to have medical insurance. Anyways my boss is not out to get me and I think she holds some integrity. |
The following is quoted from the national health plan website:
From 1, 2006, the National Health Insurance will be compulsory for all foreign workers in Korea
☞ Because of the amendment of the National Health Insurance Act on Jul. 13, 2005, without relation to the type of Status of Stay, all foreign workers and overseas Koreans who work for an workplace in Korea shall automatically be the employee insured since 1 January, 2006.
If foreign workers made or will make their employment contract with their employer before 1 January, 2006, they will be the employee insured from 1 January, 2006, and if they will make the employment contract with their employer since 2 January, 2006, they will be the employee insured since the first date of employment.
You cannot make a legal contract to violate the law.
Your boss is REQUIRED by law to pay health and pension.
IF your school has less than 5 full time employees they are NOT required to pay your 2 million won severance.
I would question your bosses knowledge of the laws regarding her employees and possibly her integrity as well.
You are being cheated and/or lied to. |
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ChopChaeJoe
Joined: 05 Mar 2006
Location: Seoul
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| Posted: Sun Oct 01, 2006 8:56 am Post subject: |
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| A 50,000 won doctor bill? That's below my deductable. |
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ttompatz
Joined: 05 Sep 2005
Location: Kwangju, South Korea
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| Posted: Sun Oct 01, 2006 1:07 pm Post subject: |
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| ChopChaeJoe wrote: |
| A 50,000 won doctor bill? That's below my deductable. |
You obviously don't have Korean National insurance. |
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ChopChaeJoe
Joined: 05 Mar 2006
Location: Seoul
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| Posted: Sun Oct 01, 2006 2:57 pm Post subject: |
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I definitely don't have national insurance. Mine si from Samsung or somebody. I'v got the policy stashed somewhere. It has a 100,000 won deductable and I've never used it.
Only been to the doctor once in the year though and that set me back less than 50,000 including blood tests. Still cheaper than America. |
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JeJuJitsu
Joined: 11 Sep 2005
Location: McDonald's
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| Posted: Sun Oct 01, 2006 6:10 pm Post subject: |
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| ChopChaeJoe wrote: |
I definitely don't have national insurance. Mine si from Samsung or somebody. I'v got the policy stashed somewhere. It has a 100,000 won deductable and I've never used it.
Only been to the doctor once in the year though and that set me back less than 50,000 including blood tests. Still cheaper than America. |
Lucky you. Work @ Public School, messed up my knee ligaments, doctor ordered MRI scan, BUT MRI's are not covered under insurance. I would have had to pay 700K just for MRI pics of my knee. So I asked how much would it be for an arthroscopic exam (where they check for damage by inserting a little camera--technically minor surgery), without the MRI, and that would be under 70k, because it's covered 80% by insurance. How silly is that? |
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