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Credit card details over phone

 
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tfunk



Joined: 12 Aug 2006
Location: Dublin, Ireland

PostPosted: Fri Dec 15, 2006 6:23 pm    Post subject: Credit card details over phone Reply with quote

I just gave my credit card details over the phone to a travel agent...

They only asked for my number (not type of card, security code... I'm used to giving these out for online transactions).

Is this normal?
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ttompatz



Joined: 05 Sep 2005
Location: Kwangju, South Korea

PostPosted: Fri Dec 15, 2006 6:27 pm    Post subject: Re: Credit card details over phone Reply with quote

tfunk wrote:
I just gave my credit card details over the phone to a travel agent...

They only asked for my number (not type of card, security code... I'm used to giving these out for online transactions).

Is this normal?


Nope. They won't be able to process it without the type and expiry of the card.

They just wanted it to put in your file or it was a new agent or poor
English on their part to NOT ask for the details.

Wanna bet you don't get your ticket as planned.
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tfunk



Joined: 12 Aug 2006
Location: Dublin, Ireland

PostPosted: Fri Dec 15, 2006 6:32 pm    Post subject: Reply with quote

Hmmm.

I phoned them up and asked them about this. I was put onto a man with perfect-e English. He assured me that their computer(a magic computer?) only needed the cc number and expiry date.

Oh dear.

Quote:
Wanna bet you don't get your ticket as planned.


Sure, I'll send you my credit card number if I lose.
You can send me cash... Wink
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tfunk



Joined: 12 Aug 2006
Location: Dublin, Ireland

PostPosted: Fri Dec 15, 2006 7:19 pm    Post subject: Reply with quote

Ahh...Master Cards begin with a '5'.
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huffdaddy



Joined: 25 Nov 2005

PostPosted: Fri Dec 15, 2006 7:46 pm    Post subject: Reply with quote

tfunk wrote:
Ahh...Master Cards begin with a '5'.


More specifically, 51-55. In fact, all credit cards have specific starting numbers.

http://en.wikipedia.org/wiki/Credit_card_numbers
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ttompatz



Joined: 05 Sep 2005
Location: Kwangju, South Korea

PostPosted: Sat Dec 16, 2006 12:38 am    Post subject: Reply with quote

tfunk wrote:
Hmmm.

I phoned them up and asked them about this. I was put onto a man with perfect-e English. He assured me that their computer(a magic computer?) only needed the cc number and expiry date.

Oh dear.

Quote:
Wanna bet you don't get your ticket as planned.


Sure, I'll send you my credit card number if I lose.
You can send me cash... Wink


I was under the impression that they didn't have anything except the CC number (no date or anything when I made the comment). If they have the date to match the card and the name (same as your ticket) then all bets are off and you will be a happy camper.
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sheba



Joined: 16 May 2005
Location: Here there and everywhere!

PostPosted: Sat Dec 16, 2006 6:50 pm    Post subject: Reply with quote

Ive never had any probs giving credit card info over the phone, but when I did an online transaction it seems someone had more than their fair share of shopping with my money - and it wasnt me!! Turns out my bank is awesome and they cancelled my card before I even figured out what was happening.... and they refunded the money within 2 weeks without me having to even fill out the forms for it.
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Ramones



Joined: 23 Oct 2006
Location: In Hell in my own mind...

PostPosted: Sun Dec 24, 2006 11:01 pm    Post subject: Reply with quote

Typically all that is need for a phone credit card transaction is the number and expiry date.

I will assume you gave your name to the person..

The 3 digit code on the back is only asked for additional security and the same goes for mailing address.

The first 4 digits on the card are specific to the issuer so you don't have to specify visa, mc, amex etc.
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tfunk



Joined: 12 Aug 2006
Location: Dublin, Ireland

PostPosted: Sun Dec 24, 2006 11:16 pm    Post subject: Reply with quote

Yes, I have the tickets now...nearly 100,000 added to the price for taxes and fuel charge...wow

Thanks people.
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