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bbud656
Joined: 15 Jun 2010
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 Posted: Tue Dec 20, 2011 5:54 am Post subject: Travel insurance worth it? |
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| Im in thailand and some neighboring SE Asian countries for my winter break for about 5 weeks, is it worth it to get travel insurance? I guess something like medical bills are my only worries. If so, where is the best place to get it in Korea for a foreigner. I am not using a travel agent for my trip. |
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ttompatz
Joined: 05 Sep 2005
Location: Kwangju, South Korea
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| Posted: Tue Dec 20, 2011 6:02 am Post subject: Re: Travel insurance worth it? |
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| bbud656 wrote: |
| Im in thailand and some neighboring SE Asian countries for my winter break for about 5 weeks, is it worth it to get travel insurance? I guess something like medical bills are my only worries. If so, where is the best place to get it in Korea for a foreigner. I am not using a travel agent for my trip. |
The airport (ICN). Back wall of the departures hall.
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bbud656
Joined: 15 Jun 2010
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| Posted: Tue Dec 20, 2011 6:15 am Post subject: |
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| I've never bought it before. Are there multiple plans, how much does it cost? |
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ttompatz
Joined: 05 Sep 2005
Location: Kwangju, South Korea
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| Posted: Tue Dec 20, 2011 3:13 pm Post subject: |
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| bbud656 wrote: |
| I've never bought it before. Are there multiple plans, how much does it cost? |
It is pretty cheap. Packages from as low as chunwon per day of travel (basic accident and sudden illness coverage along with flight coverage if you are delayed/miss due to holpitalization.
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thrylos
Joined: 10 Jun 2008
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| Posted: Tue Dec 20, 2011 5:08 pm Post subject: |
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| I get free travel insurance when I exchange money at my local KB bank, with tellers that know me. The duration of the insurance is proportional to the amount of money I exchange. 300k won gets you the minimum insurance, 2 weeks I believe. I'm guessing it would work for other banks, as well. |
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espo
Joined: 20 Aug 2006
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| Posted: Mon Jan 09, 2012 4:58 am Post subject: |
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I went to Incheon Airport a few weeks ago and went to get insurance for the booth, and they told me they no longer give travel insurance to foreigners.
Anyone have the same problem recently? |
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lemak
Joined: 02 Jan 2011
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| Posted: Mon Jan 09, 2012 10:18 am Post subject: |
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| espo wrote: |
I went to Incheon Airport a few weeks ago and went to get insurance for the booth, and they told me they no longer give travel insurance to foreigners.
Anyone have the same problem recently? |
At least as of a few months ago the Samsung Insurance counter still was.
AIG and the other one weren't, which is a shame because the Samsung coverage was significantly lower for the price.
The reason they gave (true or not) was that the policy document wording in English didn't match the policy document wording in Korea.
I'd always prefer to have insurance where possible, and the prices out of the airport, and some of the online companies (like Global Nomads) are pretty reasonable. Would be a shame to end up in some rank craphole hospital in Myanmar without the means to get evac'ed to Bangkok because you couldn't spare 50 bucks. |
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waynehead
Joined: 18 Apr 2006
Location: Jongno
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| Posted: Sun Jan 15, 2012 2:48 am Post subject: |
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| I had the same problem with the "no foreigners" (new?) rule. This was about 3 weeks ago. I just used worldnomads.com instead, though it was likely pricier. |
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detonate
Joined: 16 Dec 2011
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| Posted: Mon Jan 16, 2012 6:54 am Post subject: |
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It is never worth it, until you need it.  |
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re:cursive
Joined: 04 Jan 2006
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| Posted: Tue Jan 17, 2012 12:29 pm Post subject: |
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| I've used World Nomads for multiple trips. I made a small claim after being robbed and they reimbursed the value of the item without any hassles. I'd recommend them. |
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cedarseoul
Joined: 16 Feb 2008
Location: nowon-gu
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| Posted: Wed Jan 18, 2012 5:38 am Post subject: |
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| I always comparison shop through squaremouth.com. Never actually used it, but always glad to have it. |
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Caffeinated
Joined: 11 Feb 2010
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| Posted: Thu Jan 19, 2012 10:00 pm Post subject: |
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| espo wrote: |
I went to Incheon Airport a few weeks ago and went to get insurance for the booth, and they told me they no longer give travel insurance to foreigners.
Anyone have the same problem recently? |
I tried to get insurance at the AIG and Chartis counters at Incheon and they both gave me the brush-of. At the time I thought it was because they didn't speak English.
Oh, and yes, travel insurance is worth it, IMO. |
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12ax7
Joined: 07 Nov 2009
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| Posted: Sat Jan 21, 2012 6:51 pm Post subject: |
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| If you have life insurance or other such insurance here in Korea, you might be covered for when you travel abroad. You can also get travel insurance for free when you purchase your tickets with certain credit cards. |
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kangaroodave
Joined: 16 Oct 2011
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| Posted: Tue Jan 24, 2012 8:30 pm Post subject: |
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depends on costs vs benefits.
if you're doing dangerous stuff, get it ... i've traveled extensively and never actually used the expensive insurance i paid for.
if you spend most of your time in 2nd/3rd world countries you're better off paying for injuries or whatever out of your pocket.
either way, check out www.worldnomads.com ... they give pretty good insurance deals. |
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