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Health Insurance

 
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southerngirl



Joined: 30 Aug 2006
Posts: 53
Location: Sunny beaches

PostPosted: Wed Nov 13, 2013 3:08 pm    Post subject: Health Insurance Reply with quote

I have been working for a private elementary school since August of this year.

My contract states that I have insurance that is paid for by the school,but I have yet to receive a card or any documentation stating I am enrolled in a plan.

The Foreign Teacher Coordinator at my school is uhm.....not going to be a recipient of a Harvard Scholarship Laughing , and has not given me a straight answer.

Any accurate information would be much appreciated.

Thanks
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Non Sequitur



Joined: 23 May 2010
Posts: 4724
Location: China

PostPosted: Wed Nov 13, 2013 8:16 pm    Post subject: Reply with quote

One would assume that the school would provide the basic PICC cover at around RMB1500 pa.
Why not suggest you buy it personally and they reimburse you?
PICC offices are everywhere and while I've never had to claim, the general service has been good.
Not all offices have English speaking staff so take a student along with you.
Your medical history should provide some excellent dormitory chit chat
Smile
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MisterButtkins



Joined: 03 Oct 2009
Posts: 1221

PostPosted: Thu Nov 14, 2013 4:51 am    Post subject: Reply with quote

I've worked for two different schools, both that provided insurance, and never got a card. Don't assume that insurance here works the same way you are used to.
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NoBillyNO



Joined: 11 Jun 2012
Posts: 1762

PostPosted: Thu Nov 14, 2013 8:29 am    Post subject: Reply with quote

Schools can self insure their staff.....
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MisterButtkins



Joined: 03 Oct 2009
Posts: 1221

PostPosted: Thu Nov 14, 2013 4:32 pm    Post subject: Reply with quote

At my first school, the 'insurance' appeared to be more like 'the boss goes to the hospital and pays the bill.' At my current school, the insurance, supposedly, only pays for emergencies. No card in either case. I guess you are probably from the U.S. and so are overly concerned about such things. But relax. Fortunately, the medical system here is not such a mess as it is in the U.S. They will not throw you in debtor's prison because you cannot afford $200,000 to fix your stubbed toe.
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rogerwilco



Joined: 10 Jun 2010
Posts: 1549

PostPosted: Thu Nov 14, 2013 4:40 pm    Post subject: Reply with quote

MisterButtkins wrote:
But relax. Fortunately, the medical system here is not such a mess as it is in the U.S. They will not throw you in debtor's prison because you cannot afford $200,000 to fix your stubbed toe.


Debtors prison ? Do you really believe that the US has a debtors prison ?
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Non Sequitur



Joined: 23 May 2010
Posts: 4724
Location: China

PostPosted: Thu Nov 14, 2013 6:12 pm    Post subject: Reply with quote

As one of the main holiday activities of FTs is travel, it pays to have something on you that states the insurer and policy number.
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MisterButtkins



Joined: 03 Oct 2009
Posts: 1221

PostPosted: Thu Nov 14, 2013 7:56 pm    Post subject: Reply with quote

You guys actually have health insurance that works outside of China?
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Non Sequitur



Joined: 23 May 2010
Posts: 4724
Location: China

PostPosted: Thu Nov 14, 2013 11:41 pm    Post subject: Reply with quote

MisterButtkins wrote:
You guys actually have health insurance that works outside of China?

I was referring to internal travel
Smile
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JoeThePlumber



Joined: 11 Apr 2010
Posts: 90

PostPosted: Fri Nov 15, 2013 8:09 am    Post subject: Reply with quote

MisterButtkins wrote:
Fortunately, the medical system here is not such a mess as it is in the U.S.

I take it you have never had the pleasure of spending some time in your local Chinese "hospital".
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MisterButtkins



Joined: 03 Oct 2009
Posts: 1221

PostPosted: Fri Nov 15, 2013 4:53 pm    Post subject: Reply with quote

JoeThePlumber wrote:
MisterButtkins wrote:
Fortunately, the medical system here is not such a mess as it is in the U.S.

I take it you have never had the pleasure of spending some time in your local Chinese "hospital".


Sure have. It's a bit rough at times, but I was okay.
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kungfuman



Joined: 31 May 2012
Posts: 1749
Location: In My Own Private Idaho

PostPosted: Mon Nov 18, 2013 11:36 am    Post subject: Reply with quote

We got Ping An. Got a card that we need to show when I go to the hospital or clinic.
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thechangling



Joined: 11 Apr 2013
Posts: 276

PostPosted: Tue Nov 19, 2013 1:15 am    Post subject: Reply with quote

Think twice about getting a medical operation anywhere in Asia:

http://www.stuff.co.nz/national/health/9414252/Teacher-NZs-first-victim-of-superbug
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