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tclowers
Joined: 13 Apr 2007 Posts: 22 Location: Fukuoka, Japan
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Posted: Mon Jul 20, 2009 10:24 am Post subject: Social Insurance |
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How much should "social insurance" cost? I'm told that it's a combination of health insurance and national pension, part of which I would be able to get back after six months.
I'm being told it will cost something like Y25,000/month on a job that pays Y230,000. That sounds pretty high to me, but I'm not sure of the costs in Japan. Does that sound right? |
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Glenski

Joined: 15 Jan 2003 Posts: 12844 Location: Hokkaido, JAPAN
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Posted: Mon Jul 20, 2009 11:45 am Post subject: |
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If your employer supports shakai hoken, expect to pay half of the payments per month, and it will include health insurance and pension.
If your employer DOESN'T support it, you will have to get separate health insurance (kokumin kenko hoken) and pension (nenkin). First year of this health insurance is 2,500 yen/month or so, but goes up tenfold thereafter.
http://www.sia.go.jp/e/ss.html |
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tclowers
Joined: 13 Apr 2007 Posts: 22 Location: Fukuoka, Japan
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Posted: Wed Jul 22, 2009 9:22 am Post subject: |
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Hey thanks Glenski, good stuff as always. |
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Hot-Carl
Joined: 07 Apr 2009 Posts: 63
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Posted: Wed Jul 22, 2009 4:39 pm Post subject: |
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Don't take a "full-time" teaching job for only 230,000yen/month. The basic standard is 250,000yen/month. |
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tclowers
Joined: 13 Apr 2007 Posts: 22 Location: Fukuoka, Japan
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Posted: Thu Jul 23, 2009 12:26 pm Post subject: |
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Hot-Carl wrote: |
Don't take a "full-time" teaching job for only 230,000yen/month. The basic standard is 250,000yen/month. |
Well, it's an ALT job, and it's in Saga prefecture, so I don't know if it's that bad of a deal. |
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seklarwia
Joined: 20 Jan 2009 Posts: 1546 Location: Monkey onsen, Nagano
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Posted: Thu Jul 23, 2009 12:58 pm Post subject: |
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Hot-Carl wrote: |
Don't take a "full-time" teaching job for only 230,000yen/month. The basic standard is 250,000yen/month. |
Actually, I've seen many ALT ads with wages much lower than 230,000. Even us Interac lap dogs are only getting 230,000 in basic wages (We get an attendence bonus each month which takes us up to 250,000/month)
With the market the way it is, we have no room for negotiation: We take what is on offer or some other desperate soul will take it instead.
Of course you shouldn't accept a position if the salary is not even going to provide you with decent living conditions. |
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Jamerikoi
Joined: 13 Jul 2009 Posts: 17 Location: Tokyo
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Posted: Thu Jul 23, 2009 2:56 pm Post subject: |
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I guess that depends on how much danger you put yourself in day to day. For example, each day for me may end my life, and when it doesn't (as is usually the case), the hospital bills are insane. If you enjoy jumping off of 30 meter cliffs as a hobby (like I do), then my suggestion would be to invest in the best healthcare available. Pain is temporary. I'm just amazed that I'm still alive. |
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tclowers
Joined: 13 Apr 2007 Posts: 22 Location: Fukuoka, Japan
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Posted: Fri Jul 24, 2009 12:15 am Post subject: |
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seklarwia wrote: |
Of course you shouldn't accept a position if the salary is not even going to provide you with decent living conditions. |
Ok, so they're up to 235,000 now. Is it really going to be that difficult to live on that much in a rural area? |
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Glenski

Joined: 15 Jan 2003 Posts: 12844 Location: Hokkaido, JAPAN
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Posted: Fri Jul 24, 2009 2:59 am Post subject: |
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tclowers wrote: |
seklarwia wrote: |
Of course you shouldn't accept a position if the salary is not even going to provide you with decent living conditions. |
Ok, so they're up to 235,000 now. Is it really going to be that difficult to live on that much in a rural area? |
No. Like I said earlier, expect to fork out about 125,000 yen/month for basic necessities. I've shown the breakdown on this a zillion times, but if you want more details, PM me. |
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