Site Search:
 
Speak Korean Now!
Teach English Abroad and Get Paid to see the World!
Korean Job Discussion Forums Forum Index Korean Job Discussion Forums
"The Internet's Meeting Place for ESL/EFL Teachers from Around the World!"
 
 FAQFAQ   SearchSearch   MemberlistMemberlist   UsergroupsUsergroups   RegisterRegister 
 ProfileProfile   Log in to check your private messagesLog in to check your private messages   Log inLog in 

Health Insurance question, how to know if you are covered

 
Post new topic   Reply to topic    Korean Job Discussion Forums Forum Index -> Job-related Discussion Forum
View previous topic :: View next topic  
Author Message
djplatinum



Joined: 29 May 2006

PostPosted: Wed Jun 13, 2007 3:36 am    Post subject: Health Insurance question, how to know if you are covered Reply with quote

Ok, I recent found out or am assuming if you read my other post that my employer is not paying into the pension plan to the government.

So I am kind of thinking that he might not be paying into the health insurance also, but deducting it from my salary. Is there anyway to find out for sure if he is paying into my health insurance, because if he isn't I definitely want that money back.

Is there anything I can ask to see that he can show me or is there a number I can call to find out for sure?

Please, any and all information is appreciated.

Thanks
Back to top
View user's profile Send private message
pocariboy73



Joined: 23 Jan 2003

PostPosted: Wed Jun 13, 2007 3:44 am    Post subject: Reply with quote

your employer should have given you a small booklet at the start of your contract with your Health Insurance number in it as well as your name and so on. Without that form of proof, how would you verify to the doctor your coverage? You've been lucky so far to have not needed it. Your employer seems to have taken advantaged of you.

Last edited by pocariboy73 on Wed Jun 13, 2007 3:45 am; edited 1 time in total
Back to top
View user's profile Send private message
shifdog



Joined: 20 Jul 2006

PostPosted: Wed Jun 13, 2007 3:45 am    Post subject: Reply with quote

Looks like he's been screwing you on medical too. You should have been given a card for the national health plan.
Back to top
View user's profile Send private message
diver



Joined: 16 Jun 2003

PostPosted: Wed Jun 13, 2007 3:45 am    Post subject: Reply with quote

Do you have one of these?



If not, you do not have the mandatory NHIC insurance (unless you are new here and it is still being processed).


Last edited by diver on Wed Jun 13, 2007 4:19 am; edited 1 time in total
Back to top
View user's profile Send private message
djplatinum



Joined: 29 May 2006

PostPosted: Wed Jun 13, 2007 3:47 am    Post subject: Reply with quote

Nope I definitely don't have one of those cards. What do you guys suggest I do then? I am past 11 months and I have ntot seen that card at all.
Back to top
View user's profile Send private message
ttompatz



Joined: 05 Sep 2005
Location: Kwangju, South Korea

PostPosted: Wed Jun 13, 2007 4:07 am    Post subject: Reply with quote

djplatinum wrote:
Nope I definitely don't have one of those cards. What do you guys suggest I do then? I am past 11 months and I have ntot seen that card at all.


Call the NHIC, pension office, tax department (were you paying more than 1.7% in taxes?) and keep the labor board number handy.

You got fooked royally.
Back to top
View user's profile Send private message Send e-mail
cbclark4



Joined: 20 Aug 2006
Location: Masan

PostPosted: Wed Jun 13, 2007 5:12 am    Post subject: Reply with quote

I don't mean to sound like a total cynic, but, do they still teach in college.

I mean every one that takes these teaching jobs should have a degree.

So in college do they tell you don't read contracts they are meaningless.

Then they must teach you things like, if your employment contract has a clause about health insurance ignore it, trust your employer to pay your bill.

Pension plans aren't really an easy way to double your with-holdings, private pension plans are the best, especially in Foreign countries.

cbc
Back to top
View user's profile Send private message Send e-mail
djplatinum



Joined: 29 May 2006

PostPosted: Wed Jun 13, 2007 11:21 am    Post subject: Reply with quote

Does anyone happen to have all of those numbers on hand by any chance or can give me a link to another thread in which they were posted?

Get this, after I originally posted this I talked to him and asked for the health insurance card that I should have got 11 months ago. I came up with an excuse saying I needed it because I was going to "buy" some "medication" from the pharmacy. That is when he kind of got a little jumpy and was like, buy what? medicine for what? I just said personal things and he said well we don't have the health card thing. He said if you get injured we would pay for it directly. Yeah, sure I am suppose to believe that. If I were to get seriously injured for more than like $1000 worth, they are going to be kind enough to fork over loads of money to cover my injured ass? I don't think so.

I guess things have gone pretty smooth this past year and have always been paid on pay day so I didn't even stop to think about it all fully and I only became aware that sketchy things were going on when asking for my e-flight ticket home and a copy of the contract to take to the pension office and he said oh no don't go there we will pay you that directly. So, yes cbc they do teach us in college lol, but when you grow up around mostly legit companies you give people the benefit of the doubt.

So tomorrow I am thinking about going in with all the numbers on hand. Tell them that if they don't book my return flight immediately and give me the e-ticket, give me my last month pay, severance, pension AND my portion of my health insurance right away I will call all of those places on the spot and cause a big ruckus. I don't want to take the chance of getting screwed over, eventhough they paid my coworker that went back to England his money and didn't screw him over. On the other hand though, they screwed him out of the health insurance as well and he doesn't get pension refunded being from England.

What do you guys think? See if they pay me all my money up front or just call all the places on them and then have to fight for it later possibly. Cause I really don't want to cause more trouble than necessary with having 27 days technically left on my contract, but because I didn't take all of my vacation days he is letting me go home early and on June 29th rather than finishing July 9th.
Back to top
View user's profile Send private message
yingwenlaoshi



Joined: 12 Feb 2007
Location: ... location, location!

PostPosted: Wed Jun 13, 2007 11:38 am    Post subject: Reply with quote

pension office = 02-2240-1083/5. Call and tell them you're checking your account. They'll ask for your ARC number. If they don't have you, it's not being paid.

Your health card number is the same. I don't have their phone number right now.

Anyway, your boss isn't paying them. He's just pocketing the money. Taxes, too.

He owes you everything he deducted and his share of the pension. I don't know what your slary is, but that's probably well over 3 million Won. You'd of course be out the health and taxes, but he didn't pay those. That would add up to maybe what? 1.5 millon total? Since he didn't pay health, he must give that all back to you. It's going to take too long to get all that cash from all the offices, so you should settle with him on an amount.

I'd also suggest you don't leave your job early. He might fk you w/ that somehow. Maybe. But it gives you more time to collect. Think of what the total amount would be and then settle with him on an amount you can live with. Get all the money, your plane ticket, and chalk it up as a learning experience. Then get the fk out of Dodge.

What's your salary? Let me know, and I'll tell you how much he owes you.
Back to top
View user's profile Send private message
contrarian



Joined: 20 Jan 2007
Location: Nearly in NK

PostPosted: Wed Jun 13, 2007 4:03 pm    Post subject: Reply with quote

I have NHI coverage and since I am over 65 it covers a lot more. My last doctor visit cost me 1200 Won and the 10 days of prescription drugs were 500 W. I could learn to like this.
Back to top
View user's profile Send private message
shifdog



Joined: 20 Jul 2006

PostPosted: Wed Jun 13, 2007 4:35 pm    Post subject: Reply with quote

He's stealing from you. When someone steals from you, do you worry about not reporting them at the expense of inconveniencing yourself?
Back to top
View user's profile Send private message
ttompatz



Joined: 05 Sep 2005
Location: Kwangju, South Korea

PostPosted: Wed Jun 13, 2007 4:43 pm    Post subject: Reply with quote

djplatinum wrote:
Does anyone happen to have all of those numbers on hand by any chance or can give me a link to another thread in which they were posted?


health: http://www.nhic.or.kr/english/index.html

Pension: http://www.nps.or.kr/ click the link at the top for ENGLISH
Call 1355 from any land line.

Tax office: http://www.nts.go.kr/eng/default.html
click the link for the foreign taxpayer advocate service.

Labor: http://www.molab.go.kr click the link at the top for English
Call 1350 from any landline.
Back to top
View user's profile Send private message Send e-mail
cbclark4



Joined: 20 Aug 2006
Location: Masan

PostPosted: Wed Jun 13, 2007 6:41 pm    Post subject: Reply with quote

I am sorry if my cynical response was a distraction I do hope you get the problem solved.

I do have my moods.

ttompatz always has the best advice.

"Do the right thing. It will gratify some people and astonish the rest."
(Sam the man Clemens)

cbc
Back to top
View user's profile Send private message Send e-mail
djplatinum



Joined: 29 May 2006

PostPosted: Wed Jun 13, 2007 7:11 pm    Post subject: Reply with quote

Thanks for the offer for calculating it all for me yingwenlaoshi, but if you could go over my calculations to double check to see if they are correct then that would be appreciated. I think I am correct based on the below calculations. I stayed up all night calculating everything, looking up all the numbers to call if they want to play hardball and what my game plan will be for when I go into the meeting today.

I am going to request another coworker be in the room when we talk so I have a witness and I am sneaking in my digital camera for microphone purposes to catch him saying the stuff and have it recorded. At the very bottom of this post I will post all the numbers that I have come up with and I will post another new topic with all the numbers with the webistes as well and hope it will be stickied because it is good information to have for everyone.


Calculations for amount owing to me


1. Last months salary (June) plus the 10 days salary in July because I still get paid for my vacation days. So that is 2,200,000 won (for June) + 709,677 won (for 10 days in July) and totals 2,909,677 won.

2. Severance pay of 2,200,000 won

3. Housing deposit (200,000 won for each of first 3 months) so 600,000 won.

4. National Pension Plan - My contribution per month is 98,500 won plus what the school is suppose to pay doubles that to 197,000 won a month and times that by 12 months for the year total of 2,364,000 won.

**The next two I am going to tell them to pay me back or I will call all the government offices on them, since they are just deducting it and pocketing it.**

5. Income Tax deducted - Per month 66,000 won. Times that by 12 for the year and get 792,000 won. I also doubt this was claimed to the government since the National Pension and the Health Insurance weren�t claimed, so this too should not have been deducted.

6. Health Insurance deducted - Per month deductions are 47,710 won. Times that by 12 for the year and get 572,570 won. I was not being covered by the school so I shouldn�t have had this deducted.

7. Then there is my flight ticket back to Canada.

Also, subtract one months worth of pension, income tax and health insurance since I was basing all of the above calculations on a 12 month scale and they would be paying me my full 2.2 million won without deductions at the end of this month. So I would subtract 212,210 won.


That then gives me a grand total of 9,226,037 won PLUS my plane ticket back to Canada for the 29th of June.

Thats a pretty penny there.


Here are all the numbers, websites for all the places I found out to contact


National Health Insurance Corporation (not being enrolled is illegal)
Phone number: 1577-1000
Website: http://www.nhic.or.kr/wbe/index.html

National Tax Service (with-holding tax not properly collected and submitted)
Phone number: 82-2-397-1440
Tax evasion reporting hotline 1577-0330
Up to 100 million won reward for reporting tax evaders as of January 1st, 2007
Help line for foreigners 02-3011-7200
Website: http://www.nts.go.kr/eng/default.html

National Pension Service (not being enrolled is illegal)
Phone number: 82-2-2240-1114
Website: http://www.nps4u.or.kr/eng/g-index.html
Alternative number: 02-3416-6044

Ministry of Labor of republic of Korea (Violation of contract and breach of labor laws)
Phone number: 02-2110-7080 or 7081
Website: www.molab.go.kr
Alternative phone number: 1350-1544-1350

Seoul Gangnam-Gu district office of Seoul Regional Labor office
Phone number: 82-2-584-0009

Canadian Embassy � Consular Section of the embassy
Phone number: 82-2-3455-6000

Seoul Bar Association - Legal Center for foreign workers
Phone number: 02-3476-8080 (ext. 1)
English speaking consultants are available mon-fri between 2pm and 5pm

Foreign workers council
Phone number: 02-928-2049 or 02-924-2706

Korean Legal Aid Corporation
Phone number: 132 (ext. 9)

Supreme Court of Korea
Website: http://www.scourt.go.kr/scourt-en/


CBC, no worries man, we all have our days I guess. Thanks for at least admitting that and not coming back with a smart ass comment like many people do.


Thanks again everyone,

Cheers.
Back to top
View user's profile Send private message
Display posts from previous:   
Post new topic   Reply to topic    Korean Job Discussion Forums Forum Index -> Job-related Discussion Forum All times are GMT - 8 Hours
Page 1 of 1

 
Jump to:  
You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot vote in polls in this forum


This page is maintained by the one and only Dave Sperling.
Contact Dave's ESL Cafe
Copyright © 2018 Dave Sperling. All Rights Reserved.

Powered by phpBB © 2001, 2002 phpBB Group

TEFL International Supports Dave's ESL Cafe
TEFL Courses, TESOL Course, English Teaching Jobs - TEFL International