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TRAVEL Insurance: Country of Residence? Help!

 
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ramen209



Joined: 14 Apr 2009

PostPosted: Mon Dec 14, 2009 9:31 pm    Post subject: TRAVEL Insurance: Country of Residence? Help! Reply with quote

Help Please!

There should be an obvious answer, but I'm confused.

While getting World Nomads travel insurance, it asks for my "country of residence"

I'm a 1st year teacher in korea, but from the USA.

For travel insurance purposes, what do I state that my country of Residence is?

Since the coverage includes emergency evacuation, and with my job in Korea I have national health insurance, it seems like I'd want to put Korea, right?
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runthegauntlet



Joined: 02 Dec 2007
Location: the southlands.

PostPosted: Tue Dec 15, 2009 7:12 am    Post subject: Re: TRAVEL Insurance: Country of Residence? Help! Reply with quote

ramen209 wrote:
Help Please!

There should be an obvious answer, but I'm confused.

While getting World Nomads travel insurance, it asks for my "country of residence"

I'm a 1st year teacher in korea, but from the USA.

For travel insurance purposes, what do I state that my country of Residence is?

Since the coverage includes emergency evacuation, and with my job in Korea I have national health insurance, it seems like I'd want to put Korea, right?



You pick Korea as your country of residence and you're coming back here. You really want to spend days/weeks/months in Korea hoping to be put back together again?

Well, okay.... if you don't have other options. Personally, I always opt for the U.S. since my family is there.
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curiousaboutkorea



Joined: 21 Jan 2009

PostPosted: Tue Dec 15, 2009 8:25 am    Post subject: Re: TRAVEL Insurance: Country of Residence? Help! Reply with quote

runthegauntlet wrote:
ramen209 wrote:
Help Please!

There should be an obvious answer, but I'm confused.

While getting World Nomads travel insurance, it asks for my "country of residence"

I'm a 1st year teacher in korea, but from the USA.

For travel insurance purposes, what do I state that my country of Residence is?

Since the coverage includes emergency evacuation, and with my job in Korea I have national health insurance, it seems like I'd want to put Korea, right?



You pick Korea as your country of residence and you're coming back here. You really want to spend days/weeks/months in Korea hoping to be put back together again?

Well, okay.... if you don't have other options. Personally, I always opt for the U.S. since my family is there.


I was wondering the same thing as the OP the other day. I put US because it says something along the lines of not putting somewhere with temporary residency. I guess, as an E-2 visa holder, I only have temporary residency here.

HOWEVER, it seems travel insurance, at least World Nomads providers, do not cover costs once back in country of residence! So they'll repatriate you to your 'country of residence' and they'll pay for that process. However, once you're back, any costs (medical bills etc) you may incur are up to you.

The problem is, I, like most others, don't have insurance back the home country (US etc). Catch 22 I suppose
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ramen209



Joined: 14 Apr 2009

PostPosted: Tue Dec 15, 2009 3:33 pm    Post subject: Reply with quote

thanks for the replys, but in terms of the best option, still not sure what to put!
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runthegauntlet



Joined: 02 Dec 2007
Location: the southlands.

PostPosted: Tue Dec 15, 2009 4:42 pm    Post subject: Reply with quote

Yeah, but do you have insurance in Korea? If your contract is up, no, you don't. And I think the temporary residence is less than six months or something. I'm pretty sure it's qualified somewhere on the website.

But again, whatever works for you. If you're in the middle of your contract and will want to be sent back to Korea because you have insurance here, do it. I don't have insurance in the U.S. either.

Basically, and this is in all seriousness, if I'm hurt to the point of needing a medical evac. back to America, I expect to be dying and hope to make it home to see family before I'm dead. Morbid thought, but I really would have no health care in the U.S. anyway.

Why don't you guys just talk to Nomads? I did and the guy told me the pros and cons of everything which is why I chose/and choose the U.S. even though I live in Korea (finishing second year).
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PaulPizzazz



Joined: 15 Mar 2006

PostPosted: Tue Dec 15, 2009 8:25 pm    Post subject: Reply with quote

i faced this issue a while back before starting my year trip... I went with no insurance... hope I survive intact. knock on wood.
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