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winterfall
Joined: 21 May 2009
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 Posted: Mon Apr 25, 2011 4:16 pm Post subject: Bank Loans & Salary |
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| I may need to get a bank loan to cover surgery & hospital costs for a relative. But I don't have collateral, as in property or a car. Does anyone know if it's possible to use my future salary as collateral? I understand I might end up paying higher interest rates but, I don't have any other option. |
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Ramen
Joined: 15 Apr 2008
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| Posted: Mon Apr 25, 2011 4:28 pm Post subject: Re: Bank Loans & Salary |
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| winterfall wrote: |
| I may need to get a bank loan to cover surgery & hospital costs for a relative. But I don't have collateral, as in property or a car. Does anyone know if it's possible to use my future salary as collateral? I understand I might end up paying higher interest rates but, I don't have any other option. |
Impossible to get a loan if you ari foreigner. Sorry. |
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Whistleblower
Joined: 03 Feb 2007
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| Posted: Tue Apr 26, 2011 1:24 pm Post subject: Re: Bank Loans & Salary |
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| Ramen wrote: |
| winterfall wrote: |
| I may need to get a bank loan to cover surgery & hospital costs for a relative. But I don't have collateral, as in property or a car. Does anyone know if it's possible to use my future salary as collateral? I understand I might end up paying higher interest rates but, I don't have any other option. |
Impossible to get a loan if you ari foreigner. Sorry. |
Unless he gets a loan from his home country. |
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Ramen
Joined: 15 Apr 2008
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| Posted: Tue Apr 26, 2011 3:42 pm Post subject: Re: Bank Loans & Salary |
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| Whistleblower wrote: |
| Ramen wrote: |
| winterfall wrote: |
| I may need to get a bank loan to cover surgery & hospital costs for a relative. But I don't have collateral, as in property or a car. Does anyone know if it's possible to use my future salary as collateral? I understand I might end up paying higher interest rates but, I don't have any other option. |
Impossible to get a loan if you ari foreigner. Sorry. |
Unless he gets a loan from his home country. |
of course.
With good credit history and score, you can get a loan without a job.
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Whistleblower
Joined: 03 Feb 2007
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| Posted: Tue Apr 26, 2011 10:01 pm Post subject: Re: Bank Loans & Salary |
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| Ramen wrote: |
| Whistleblower wrote: |
| Ramen wrote: |
| winterfall wrote: |
| I may need to get a bank loan to cover surgery & hospital costs for a relative. But I don't have collateral, as in property or a car. Does anyone know if it's possible to use my future salary as collateral? I understand I might end up paying higher interest rates but, I don't have any other option. |
Impossible to get a loan if you ari foreigner. Sorry. |
Unless he gets a loan from his home country. |
of course.
With good credit history and score, you can get a loan without a job.
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Sorry I don't understand your point. He does have a job in Korea.
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