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kalkamagi
Joined: 17 Jul 2006 Location: Seoul
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Posted: Thu Aug 17, 2006 5:40 am Post subject: extra money in my account! do i get to keep it? |
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i noticed a deposit in my bankbook for over 1 million won from some guy i have never heard of. i'm assuming someone transferred money into my account by mistake. so here's my question- when he finally finds out what he's done, does the bank have to get my permission to refund it to him? ot just correct it without notice?
this is slightly amusing since i myself am always afraid of depositing money into the wrong account whenever i pay rent... |
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kimchi_pizza
Joined: 24 Jul 2006 Location: "Get back on the bus! Here it comes!"
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Posted: Thu Aug 17, 2006 5:43 am Post subject: |
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| Do the right thing- report it to your bank/school. Why do you even have to think about it and post it? |
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kalkamagi
Joined: 17 Jul 2006 Location: Seoul
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Posted: Thu Aug 17, 2006 6:06 am Post subject: |
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well, i guess the 'half-full' part of me hopes that perhaps it just may be money owed to me. and i just don't know about it.. yet.
i might have come off as shady, but i would honestly like to know ahead of time if my bank took $1000 out of my account. does anyone know about the procedure when this happens?
so you're saying that you would take the trip to the bank to tell them 'please take this $1000 out of my account'? or just let them sort if out by themselves? |
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VanIslander

Joined: 18 Aug 2003 Location: Geoje, Hadong, Tongyeong,... now in a small coastal island town outside Gyeongsangnamdo!
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Posted: Thu Aug 17, 2006 6:08 am Post subject: |
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| sell your conscience or peace of mind for that price? |
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heydelores

Joined: 24 Apr 2006
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Posted: Thu Aug 17, 2006 6:31 am Post subject: |
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| kalkamagi wrote: |
| so you're saying that you would take the trip to the bank to tell them 'please take this $1000 out of my account'? or just let them sort if out by themselves? |
If you think it could be legitimately yours because someone owes money to you for some reason, ask that person. Otherwise I would take your passbook or other record to the bank and tell them that there appears to be an error. |
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Qinella
Joined: 25 Feb 2005 Location: the crib
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Posted: Thu Aug 17, 2006 7:49 am Post subject: |
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| Nothing like a good ole' easily-solved moral dilemma to bring the resident messiahs out of the woodwork. |
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SuperFly

Joined: 09 Jul 2003 Location: In the doghouse
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Posted: Thu Aug 17, 2006 9:24 am Post subject: Re: extra money in my account! do i get to keep it? |
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| kalkamagi wrote: |
i noticed a deposit in my bankbook for over 1 million won from some guy i have never heard of. i'm assuming someone transferred money into my account by mistake. so here's my question- when he finally finds out what he's done, does the bank have to get my permission to refund it to him? ot just correct it without notice?
this is slightly amusing since i myself am always afraid of depositing money into the wrong account whenever i pay rent... |
It's payment for that immigration report you filed last month...remember "Jim" the illegal non-degreed teacher from Medicine Hat?
Kidding  |
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brento1138
Joined: 17 Nov 2004
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Posted: Thu Aug 17, 2006 11:03 am Post subject: Re: extra money in my account! do i get to keep it? |
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By any chance are you using the bank "Ever Rich?" I hear they just give out money to random people, you know, to live up to their name. Ever Rich!!  |
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Ya-ta Boy
Joined: 16 Jan 2003 Location: Established in 1994
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Posted: Thu Aug 17, 2006 11:11 am Post subject: |
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If you find a million won laying around in the street with no way to identify the owner, then I say Merry Christmas. In this case, you have the means to return the money to its proper owner. If you deposited a million won in the wrong account, what do you hope would happen?
Call the bank (or have someone at work do it for you) and give them the information (name and account number of the depositor). Let them check it out. |
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C76

Joined: 11 Jul 2003 Location: not nearly near enough to Toronto
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Posted: Thu Aug 17, 2006 12:16 pm Post subject: |
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| kimchi_pizza wrote: |
| Do the right thing- report it to your bank/school. Why do you even have to think about it and post it? |
ITA.
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| Nothing like a good ole' easily-solved moral dilemma to bring the resident messiahs out of the woodwork. |
What Messiahs?
Seriously, Q. If I suddenly found a little "extra" money in my account, I'd like to know where it came from. If I'd earned it, fine. But if I kept it knowing that it wasn't mine, I'd feel ill. Literally. That's just the type of person I am. |
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